 When do most toddlers begin to talk sentences? |
my son is 20 months, and he says words like hi, bye, mama, dada, and ect...but he hasn't spoke a full sentence, and i was wondering around what time do they start speaking?
Additional D... |
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 How do I get out of debt and change my life? |
already have $2835.91 in CC debt.
The other day I bought a Treadmill Online for $779.98. I used the bill me now option, so I have 3 months to pay that off.. I have about $1000.00 in my ... |
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 My friend signed a loan for his ex and now she is defaulting on the loan and he is having to pay? |
how can we go about suing her do we need a lawyer or can small claims handle it?
Thanks for the ... |
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 If a couple who had a joint life insurance policy both died who would get the money? |
I am researching for a story that i am writing and would really appreciate your help guys.
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 Do you thank this site is for rill? |
Member since: May 26, 2006
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missy
Do you thank this site is for rill?
i went to ... |
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 I NEED ADVICE. Can somebody please help me? |
| I owe $16,000 in credit card debt, but I can not start making payments until I'm done with college next month and find a job. However, if I confess to my father what is going on, he might be ... |
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i didnt think they could but they have frozen my account which my child benefit and tax credits get paid into!!!!
i dont know what to do are they allowed to do this??
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 Do You Want To Give Me Money?? |
| LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL...... |
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Call .357 | What would a smart person do with $1,000???? |
I just received $1,000 and I don't want to be stupid and spend it all. I actually want to see that money grow. I've done CD's, but thats too simple and slow. What would you guys do? |
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prsegovia
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Every answer out there tells you to pay of debts..but what if you don't have debts? then you can put it to stocks so you can watch it grow but beware , stock market can crash in a blink of an eye, so find ones that are stable. since it's not big money you can try doing a buy and sell system where you buy an item in $25 then maybe sell it for $30 but it's still risky if no ones gonna buy it. yeah there is still income. For me that's not too much, put it a bank so interest will grow. you can actually divide the money and use it for different kinds of businesses. Putting it in a bank that has high interest is the best way of seeing it grow without losses. Be on the safe side. |
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Doing the Right Thing
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For me, I would invest it into large blend and/or large growth mutual funds. I do have some debt, but the $1000 is not going to make a dent in it (maybe get out of debt about 3-5 months sooner?). If I put the $1000 into my Roth IRA and my portfolio earns an average rate of 12% (which it is currently doing), in 20 years it can grow to $10,890.
If I invest $100/month ($1200/year) into it, it can grow to $109,718 in 20 years. 20 times 1200 = $24,000 plus the $1000 = $25,000. My cost basis is $25,000 and my gains is $84,718!
Get this: You can withdraw your contributions into the Roth IRA at anytime and you won't pay any taxes or penalties! However, if you withdraw the earnings in the account, you may pay a 10% penalty if you withdraw them before age 59 1/2. There are exceptions to that rule such as buying your first home or paying for college. After age 59 1/2, all withdrawals are tax and penalty free.
Anyway, that what I would do. For you, it seems you want to save for the long term, so opening an IRA would seem to be the best option. |
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PAYDAY
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Depends how old you are. Yeah you could invest it wisely, in your self. Go have a party and enjoy yourself. You'll never hear old people saying I wish I had worked more and partied less. |
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richard k
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Put it in a savings account
ING direct and HSBC direct are offering good rates.
heard about prosper ? |
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Brenton L
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$1,000 is not a lot of money. first make sure you dont have credit card balances.
If you don't, put it in the bank and make 5%. |
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Outtatheboxa8
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Obviously you're already smart by asking the question. That's the first step. Step #2. The money game is not about investing in a market per se, it's about your mental game. Invest in yourself! There are a myriad of books you can cross-reference to ensure you develop the necessary critical thinking skills to best utilize your $1000. GOOD LUCK! |
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indian boy
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If you watch the stock market, then I say pick one stock and purchase as many shares as you can. If your stock selection is doing well, you will be motivated to add more money to it as often as you can. But big things usually happen (or always happen) with one small step. |
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Matt
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If you have any debt, pay it off. If not put the money in a high interest savings account.
ING Direct is offering 4.50%, no fees, no minimum requirements and they have awesome customer service. |
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InkyCherry
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put it into a savings account that gives you a high percent interest rate... it will grow.. you can get accounts which you are unable to touch for a period of time eg 6 months, but you can also get ones which allow you to access ti whenever you like. |
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tajinaz36
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A smart person would do one of three things: 1.) invest it and hope it will grow (this could be in any of thousands of places: the stock market (only if you are knowledgable about stocks); your own home; etc.. 2.) make someone you love happy 3.) make yourself happy and/or comfortable and at peace. I hope you find peace and happiness with your $1,000 |
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gofish
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buy General electric stocks |
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the man
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invest it in a mutual fund |
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TDK
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Pay off any debts.
Invest in the stock market. You can probably pick up a good chunk of shares on penny stocks, but they are very risky. Just do good due diligence and you'll be fine.
Just open up a money market account with an online bank and just let it grow. Unlike CDs, you can deposit and withdraw from that account and the interest is pretty competitive compared with a CD. |
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firecracker
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I'd add 500 to it (if you have it) and start an IRA. Or put it into your house home improvements are always wise investments. |
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Burjor T
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Donate the amount to Burjor T. |
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Christina
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buy some penny stocks. A great oppertunity to learn about stocks and trading without putting your financial neck out on the line. |
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