 Someone plz give me tips to get out of debt? |
| I have accrued alot of debt through student loans - 10,000- and through credit cards - est 15,000 - what is they best way for me to get started on this? I havent been paying for a while on any so I ... |
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 Do you think its right that banks let you go over your limit,then make so much money back on the interest they |
charge you?
or do you think ,people should not go over the limit in the first place?
Additional Details
exactly why do they let people go over,why do they have that facility?<... |
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 If you were forced to spend a million dollars in a hour??? |
| If someone gave you a million dollars and said if you don't spend, it in a hour I will shoot you. But, your not allowed to give it to people as gifts. 1. Is it possible to spend that much money ... |
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 How do I keep in control when spending money? |
| I've gotten a lot better at managing my money, but sometimes I just make the dumbest purchases! Today I bought a hampster because it was only $2. I got rid of it about an hour after I got home.... |
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 I need a loan of 8000 pounds but I can't get one due to bad credit history, please help?? |
| I just want a new start, to get out of debt with one affordable loan but I have tried with no avail, I am a tenant and self-employed with bad credit history but I just want someone to give me a break,... |
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 Is it safe to have money in the bank,??? |
| can the bank take your money with all the skituations out there now, indymac was the 5th bank this year that failed. what next????... |
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 Am i getting paid to little? ? |
Im 14 and i babysit ONE kid from 3-6 sometimes later up to 7 and i get 50 a wk what do you think?
Additional Details
5 days a wk monday-... |
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 I am looking for an unsecured personal loan of £5000? |
Hello
Which UK loan brokerage or firm, is most liberal in the provision of unsecured personal loans(i am looking to borrow £5000). I have a good credit rating, but no property or proof of ... |
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 Is 21,000 Dollars a Year Good or bad? |
| It would be 1,750 Dollars a month....Much more than I get now...so do you think this is good or bad?... |
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 Should I take on his debt? |
| My fiance has about £10,000 debt. This was caused by him basically being a bit stupid with money a couple of years ago. He is paying off a substantial amount of the debt monthly but is really ... |
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andrew | What would you do with 1.2 million dollars? |
The question is pretty straight foward. Forget about taxes and all of that. Here is what I would do-
1. Take $200,000 from the 1.2 million for personal usage, and invest the remaining $1,000,000. In 5 years, I would be absolutely loaded.
2. Take $25,000 from the $200,000. $5,000 goes to my place of worship, $5,000 goes to American Heart Association, $5,000 goes to local charity groups, $5,000 goes to AIDS Research Alliance, and $5,000 goes to the Bill and Melinda Gates foundation.
3. Take $75,000 for personal desires. $60,000 for a nice car until my investment pays off (I like Audis), use $3,500 for a killer vacation (Key Largo is nice), $6,500 for random things (a new computer, televison, game system, lots of books and movies, etc) and divide the remaining $5,000 between deserving family.
4. Use the last $100,000 to pay off my sister's college tuitions.
thats me. |
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MDO
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I'd basically do the same...pay Bills and then invest the rest....1.2 million sounds like a lot of moolah man, but in reality, if you don't invest it, it won't go very far...Good Luck! |
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Daniel
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live off the interest! |
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ricky
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i would invest most of it or throw it in a bank account for a few years before quitting my job |
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spillihpbrab
 |
Well, I have a plan what I would do with it, but unless or until I ever do get 1.2 million dollars, it's all just speculation.
Actually, that's way too much money. I honestly don't think that I would want to have that much money. $500,000 would be more than enough to make all of my dreams come true, and then some. Anything over a million dollars would probably ruin my life. |
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SmileLaughGiggle
 |
Change the world. Period. Right now we are pretty screwed up. |
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Michael
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Personally, I would hire a very good personal accountant and have him tell me before I even touch it for tax purposes. |
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garys1266
 |
1.2 million dollars. I would keep my current job.
Pay off my $190k mortgage
Finish my basement $30k
Replace all rugs in my house $10k
Buy a Rolex two tone Submariner and a Platinum Yaghtmaster $14k
Buy a Acura RL $50k
Buy a Lexus LX 450 for the wife $45k
Put sprinkler system in yard $4k
College fund for my son and daughter $200k
Invest the remaining $700k in a global mutual fund so that I can retire in another 15 years. |
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fonovitrea
 |
i liked the investing part, except for that i wouls diversify a bit.
85%safe bets, 15% risky but juicy,
of course i would get profesional advice.
the philantropic part was nice,..but those thigns are much better and leave you more when you donate your time apart from money.youll learn more and youll gewt a bigger satisfaction.
the part i dont like is why people do always look for spending in the same luxurious things everyone else does...cars, expnsive vacations.e.tc.
having that kind of money is your ticket to make something great about your life , and it can help you to become and experience lots of thigns out of the ordinary.
like pursue a a hobbie at its fullest, and by that i dont mean collect starwars action figures. |
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sachindhorajiya
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Would start a company operating in retail chain of finanical marts & home market appliances.... |
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bigdonut72
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dancing girls. lots and lots of dancing girls. |
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Marie T
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I would buy a a home, and invest some of it into my braiding salon. But money away for my children's education. |
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3-D Homerâ„¢
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I would put it all in the bank at five precent intrest,wait two months,and i will get 10 grand in intrest(and buy a car!)then decide every two months what i will do with my next intrest payment. |
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badboy84
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First, $120,000.00 goes to the church. Then, I would pay down all of my debt(if any), then I would get to the fun part, INVESTING! That's right. I would fully contribute to a Roth IRA(if I already had an employer sponsored plan,if not, then a traditional IRA), put away about $50,000.00 in a 5.05% savings account such as HSBC, high yield money market funds, a couple of bond funds, and a few index funds(Vanguard Total Market Index, Fidelity Stock Market Index Fund). And don't forget a Real Estate Investment Trust. They pay hefty dividends and can be held for at least a decade. Very diversified. |
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Nicole E
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INVEST !!!! |
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Oh, Natey-O!
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lifes short, i would spend ALL of it on me (and a super hot chick that would only hang around me for the $ but i wouldnt care im rich). i wouldnt give a cent of that away. who else deserves it but me? if i got 1.2 mil i musta earned it. |
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Sanjiv
 |
Buy A Bently. Drink Champagne.
God Bless. |
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fireinside
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1.Put 100,000 in collage funding
2.Put 30,000 in the bank so I can move out when I am 17
3.Put 50,000 into my brother collage fund
4.Donate 10,000, I don't know were to though (probably I mental health organization, and something to help kids that are in foster care).
5.I would then use 10,000 to spoil my self (I would buy a lap top, video ipod, books, movies, room make over).
6.Use 5,000 for a vacation with my friends and family to some giant water park, were I would pay for everything.
7.Use 2000 for a shopping's spree, were I would also buy lot and lots for my friends.
8.Invest 30000 for a car
9.Use 3000 to buy gift for my friends and family
10. I would save the remaining 940,000 for a couple of years. Then when I am out of collage I will provide a good house for my children and husband. I would also prolbey start my own business. |
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howdoilvthee
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First of all ...I would put at least half of that money in a trust fund for my daughters, pay off my bills, get a little work done on my breasts, thighs, and tummy.And go to Portugal and Brazil and visit family I haven't seen in a very, very long time, or not at all.
Believe it or not..that's not really an astronomical amount of money..but I'll be glad I have it..and I will make the best of it. |
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Lady D
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My needs are simple. I would pay off my debts. With the rest I would help my children with their finances,,My son n law is disabled and supports a family of 4 on a fixed income. My son is getting married in a few months and would love to be able to help them finance a house. Whatever is left would go to who ever needs it. I know what it is to needs financial help and not be able to get it |
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DaNeCoOk Is HiLaRiOuS
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i would buy a house |
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Luv2singnbling
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1.)I would get my teeth whitened for $10,000.
2.) Put $1,000,000 in the bank
3.) 200,000 for taxes/bills/gifts/gas/groceries for eternity |
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Dannyboy
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Tell my boss to go **** himself!
Travel the world and start enjoying life! |
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gutter13
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200,000 to my kids investments
350,000 on cars- Ferrari 599 and Mercedes Minivan for my wife
500,000 on a home
150,000 to help pay my family's homes
That's if my mom doesn't take me up on the promise that I made to her when I was about 10. I told her that I would give her my first million. |
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David G
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I would buy rental housing, some for the elderly,some for low income,and some standard. These properties i would keep in good condition for my renters and I would dedicate 15% of the income to charities ( sharing and caring hands, multiple sclerosis, child legal protection fund) I would set up a small farm here for my self and my family and I would do the same for my wife's family in the Philippines. This would be set up into a trust so the money would keep going after we are gone so the charities and the families would have a constant income.This would make allot of lives better. |
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M.
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Or #5. you can transfer all that money to my account. |
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The PENsive Insomniac
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I would pay back my mom and dad all that I owe them, put the rest in savings for at least one year then retire |
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Taylor R
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Pay for school, get a decent house, get a better car, and then put the rest away to gather... |
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Yinzer from Sixburgh
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I'd pay off all my bills. Buy some stuff. Invest most of it. |
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bryan henderson
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I would take $150.000 buy the church I was praying for then I would put $250.000 in the church account and donate some to battered women & children small churches and pay my mom debts off which isn't much. |
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