Naru
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Get an IRA. It is the best investment you can ever get for yourself. You put $2500 a year in it and in 20 years you will have a million dollars. The only catch is that you cannot take that money out before the 20 years are up or you'll get hit will lots of fees. |
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JustJen
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Stop Spending! |
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sangreal
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there are lots of ways to start saving money! if you don't have a lot of money start a savings account unil you bulid up some money. put some money into a certificate of deposit. if these aren't aggressive enough for you go to the bank of your choice and talk to someone about their aggressive savings plans. |
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Brick
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By Starting!!
The best place is in a 401K if you have one at work.
If you can get into a habit of saving 10% of your pay each paycheck you will be very happy with those results in your savings plan.
( one of the reasons I note the 401K is because it is the only savings program that I am aware of that GIVES YOU MONEY besides your own savings. --that is many companies match your first 6% with sometimes 50% or more of what you put in!!) |
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Brown eyed girl
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What my husband and I do is when we get our paychecks, we pay ourselves first. Sometimes it can be as much as $250 a month or as little as $75, but we do put money away every month. |
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Befree
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open up a savings account at a bank that is difficult to get to. have it taken from each check through the payroll dept. and deposited. the money grows real fast. I do this as a vacation fund and never need to worry about having money for vacation or for emergencies. |
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andrea
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learn how to balance ur life and money...only spend ur money on something u need.... |
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moodringgrl
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AS soon as you get paid put 10% into a savings account... |
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Marla
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Make a list with all your monthly/weekly expenses.Look at the things that you really need to buy and the things that you dont.Try to buy things that only necessary for example.Cut back on shopping, but do pay your fixed expenses.You could also,try to save an amount of money each month.For example,try to save 20 dollars from your salary each week.That would 80 bucks in a month.
There are many way really but those are the ones I came up with. |
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Debt Free!
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MAKING your savings automatic, have a portion of your pay direct deposited into an account. open an account at a bank in a different town so that withdrawing that money would be inconvenient for you to get |
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theflame_inside
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Open up an account at the bank, or save it in a secure place. If its more than 100 dollars i recommend saving it up in a savings account at the bank. Also, like every month or week, make sure you have an amount to deposit into that account.
For example, deposit $20 a week
(20 * 4)
that means in about a month youll have $80 worth of savings.
(20 * 52) = 1,040 you saved up in a year. |
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vneck
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sit down and write out a list of all of your bills each month... allowing for groceries, gas... everything!!!... give yourself a reasonable budget that your can be comfortable with. add up the amount of all your bills and figure out how much every month you can afford to save. what i do is think of it as another ''payment '' that i have to make a month... just like any other bill... that helps me. also put it in an account that you will not be tempted to mess around with much.
For example:
i have a goal of saving $25,000.00 in a minor savings account (not including 401K or investments.) My plan is to reach my goal by the time i turn 30. Since I will be turning 22 in March... i plan to have this amount in exactly 8 years. My monthly "payment" will be $260.42.
It seems like 8 years is a long time to reach a goal of 25,000. But if you can add a little more from time to time that's a good thing... if not... that's OK too... because either way you will end up achieving your goal. i hope this way helpful... that is just the way I'm starting to save. |
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xraylemur
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try making yourself pay with cash and have a limit to keep with you. It's a lot easier just to hand over a card, but when you know your budget for the day, you plan more accordingly |
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mobilemark
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there are some way, if you have a bank account check to
see if you could open a saving account and have the bank
automaticly transfer some money between accounts
you could also do the same with ING direct..(see
http://www.ingdirect.com for more info)
or you could try to place asdie (or hid from your self some
money or even change you get into a jar |
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