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 Shouldn't paying off credit cards take priority over savings?
A friend of mine insists that saving money is more important than paying off credit cards. I advised her to take the money earmarked for savings and add it to her credit card payment. Her co-worker ...


 Do you have trouble in saving money?
Are you pretty good at making money or at spending it?...


 Where can i change my coins for bills?
i'm askng about those machines where you put the coins and the machine gives you cash.....


 It's my birthday today my husband gave me $100 cash, told me to buy myself something nice!?
What should I buy? I've never been good at buying MYSELF anything?
Additional Details
I thought it was nice... :( And you can never go wrong with cash!...


 I lost $1,000 in my 401k in one month. My funds decreased my $20.00 per share. Should I bail?
...


 Can someone help me find a data entry from home job with absolutley no money required?
...


 If you won 1 million pounds what type of house and what tpye of cars would you buy?
your allowed to have a 5 car ...


 How can one under age 16 make $1,000 in 5 weeks... legally!?
...


 Is there anyway really, of making money online?
...


 How to gain money easily if your 10yrs old?
...


 How do you teach someone not to spend so much money?
My mom is really bad with money. She spent $35 to make lasagna the other day, where I usually spend about $10.00. She says she wants to be better with money but she doesn't know how. Does anyone ...


 I have a shared account with my fiance, am I able to sign his paycheck and cash it?
Like I said, I have a shared checking account with my fiance. He's currently incapacitated... He is the breadwinner for our little home, am I able to sign the checks and cash them? deposit them?...


 When do you do your bills? As soon as you receive it or twice a month or?
once? When?...


 I need to get $500 by june..?
im only 14 and i dont have working papers yet [i dont get them till im 15] and i need money for a trip im going on in the middle of june. i dont get allowance. how would i go about making this ...


 I finally have some savings. Should I keep it in saving or put it in a mutual fund?
How to maximize my money?...


 Where will I be in one thousand years?
...


 How old do you have to be to get a loan?
How old do you have to be to get like a $5000 loan? Cause I'm fourteen and turn 15 in april and I will get a job and a car....


 Is There Any Law Limiting How Much Income A Teenager Can Make?
I know theres laws restricting my work hours, but I was curious about income. I also know I have to file to pay income taxes here in TX during April.

I guess I should explain my situation....


 $$$$$$ Quick Question $$$$$$?
Alright my Friends...what would you do if you went to check your account, and found an Excess of CASH that you KNOW isn't yours? It's JUST THERE! I was paying some bills this Morning and ...


 Debit cards?
I was wondering if debit cards could be used in the place of credit cards to order things online. Or even an ATM card. If it's hooked up to my savings account, would it work? And if it does work,...



Valkiria
Whats gonna happen i I havent paid a bill?
Before I moved out I cancelled direct debit for internet and I thought everything was paid.But unfortunately I have not for 1 month.As I later find out tiscali have send me warning letters and today someone called me asking mi questions who am I , and that I have to pay.I lied I dont know what he was talking about. He said will call me back. What consequences are if you do not pay? police? Can they find me?
                     
 




bob_frangione2000
Rating
You will have your internet service cut off and you will receive bills and calls until you either pay up or move away and change your phone number


Alvaro R
Not much consequences except being in dept or the late fee will go up each week or month when its not paid. I doubt police can get involved unless you got good credit and they can give you warning that your fee will keep going up and ruin your credit.


Han
Rating
Why did you lie? I think when you moved out you thought you would get away with not paying. Companies are not stupid you know, yes they will catch up with you and if you don't pay you will be summoned to court and have to pay the court costs too, plus a ccj will be added to your credit file.

I suggest paying up asap. And yes, of course they can find you.


Maria F
Rating
1. Collection agencies will call you. A lot.
2. You will have a negative account on your credit report, affecting your credit rating.

You can stop 1. and avoid or remove 2 by doing the following:

Call the original company. Tell them you canceled.
Ask them to send you a bill for the month they think you owed.

If you actually do owe the money, pay the original company directly. Settle with them and tell them to call off their dogs.

Immediately send them a certified letter stating that you have paid them and you want confirmation that they have received the payment. You can also ask the representative for an email address to make the same request (if you do email you'll have a time-stamped letter with all the info you need if you need to look up your account number again). Make sure you include the date, the account number, who you spoke with when you paid and the payment amount.

Keep your bank or credit card statement from that date handy when it comes in.

After paying, wait 2 business days, then Call your bank or credit card company to ensure that they did, indeed, take the money out of your account. If they did not, call the original company back again and insist that they tell you if you're paid off, record who you spoke with and get an employee number if you can. Just start the whole thing over again.

Collection agencies have no qualms about calling you repeatedly, that company should also know what it feels like to be hounded.

Do not talk to collectors. Do not say anything to them until you get some kind of verdict from the original company.

"...who am I , and that I have to pay..." Also know that You Never Have to Answer That Question. They are calling You. They should know who they are talking with.

There are a lot of scam companies out there posing as collection agents.


naughtyby_nature_cheekyby_choice
Rating
first of all you should double check that you do owe this bill they are asking for, if so they will keep sending you reminders of the outstanding debt it may even increase but im not sure about this if they aren't able to retrieve the money from you they will then get a debt collecting agency to contact you who may even work out a payment plan with you so that you can pay in instalments if you are not able to pay all at once failing this you will probably be taken to court for the sum


Charlene
Rating
Normally it gets passed onto a debtc ollection agency and will affect your credit file which may affect other services u try to get in the future wiith other companies.


ladybirdslayer
Rating
It's not a criminal offence to not pay bills it's a civil offence so the police aren't gonna come after you so don't panic :)


kevt99@btinternet.com
Rating
They could take you to court or send bailiffs to remove your personal stuff to the value of what you owe.
At the very least you will be reported to a credit reference agency.
Which will effect your credit rating in the future and stop you getting a mortgage, loan, credit card etc..
If you cant pay it, go to the local citizen advice bureau for advice and help.
Best bet is if you can pay it, do it. It will be less hassle in the end.
Good luck.


cuddles
Rating
they will file a claim with collections and it will go against your credit score..
also they can see a judge and get your wages garnished until the bill plus late fees and interest is paid in full...
i would just pay the money you owe..


tanika971
Rating
They will take you to court to get their money if you don't pay, then if you still don't pay ( you will owe them a lot more by this time because you will have court costs as well to pay and bailiffs fees) They will send in the bailiffs to get the money but if you cannot pay they can take you TV etc to the value of the money you owe, so it really is best to pay up, its a lot cheaper in the long run,


The Crab Of Knowledge
Well.....

YOURE GONNA BURN IN HELL
BURN FOREVER


macca
Rating
the police


little^cici
Rating
i think they will use lawyer to sue u first.Then they will call the police.


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