 How can i make money fast? |
| my hubby jost his job in december... he and i are both students at the community college near us... and we have an 18 month old son... we're getting financial aid for both tuition and day care ... |
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 Is it better to use a Credit Counselor or Debt Consolidator or to pay on my own? |
| Trying to find out which is better, going to a consolidator to take control of my outrageous debt... or not pay some debts each month to slowly pay off others. I have 7 cc's right now and if I ... |
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 Why do a lot of Americans need a second (or a third) job to be able to pay the bills? |
I'm from Europe and about 95% of the time one fulltime job over here is more than enough to pay the bills and save some extra cash.
Additional Details
Don't get me wrong please,... |
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 How can I spend $10,000? |
| I was given about $35,000 from my grandfather's life insurance and I have spent almost all of it except 10,000 and I want to do some investing with it, because I keep pinching off of the money ... |
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 What expences per month need to be paid? |
| What categories of things need to generally be consittered besides rent, food, clothes and gas. I don't need the numbers, i can research that myself, i just don't know all the categories.... |
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 Should i use my 401k? |
| I need to pay down some bills and can not get a loan due to to many inquiers on credit report due to someone stoled identy .so Should i use my 401k to pay down these bills or not .I am working 1 ... |
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 I am 18yrs old and i was wondering if i am able to get a loan of $2-3k for personal use.? |
| i am currently working and has a salary of $1k/mth...it will chg by this mth coz i'll be chging to a new job that pays more...is there any loan that can be paid through CPF? And y does an 18 yr ... |
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 Is it possible to repair your credit rating? |
| A fews years ago I got into serious debt & ended up defaulting on my loans. I contacted my numerous creditors, arranged reduced repayments & am nearly out of debt but my credit rating is ... |
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 How can I file for bankruptcy? Does it cost money? |
| What happends when someone files for bankruptcy? Will it ruin my credit forever?... |
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 Good websites to make money on? |
Hey, I live in the UK and i wanna make money online
Any good sites (besides ebay!)
Also, in a stuff magazine it told you some ways of making money, one site was a site where you ... |
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 I try to spend money? |
| what the best way to do ... |
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 Where can i earn money from the internet? |
| i need some good sites where can i fine some cash.... |
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 £5000 what to do with it? |
i have just recieved £5000 inheritance money.
i bank with hsbc and only have a self service card which means i can only draw money out from the hsbc atm.
i want to use part of the money to ... |
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 I have an odd ?.Not sure if there is an answer to it. Iam at a pretty low point in my life. My wife and I have |
| been seperated for 2 years. Iam in my mid-late 30s and have 3 kids who live with their. I lost everything in a fire last year. Was asleep in the house when it started. Came out unharmed. I have a pt &... |
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 I think the bank stole my money? |
| A couple weeks ago I deposited cash into the atm. And then a couple days later I get a notice in the mail that supposedly the envelope was empty. I am SURE/POSITIVE that i put the money in there ... |
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Alex c | Whats the best way to start saving once you have a job? |
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jmi130
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Saving for long-term or short-term? There are many ways to save but these work best for me. . .
If your company has direct-deposit, you can allocate which account(s) the money goes into. You can have most of the money go to your checking account for expenses but have them deposit $10 ($20, $50) or whatever you can afford each week into a savings account. You might not even miss it--and it's much easier to save if it doesn't have to go through your hands to get there!
Also. . .long-term, if your company has a 401k, you should definitely invest. That money is pre-tax so the impact on your paycheck is several dollars less than the money that you actually allocate. if your company matches your contributions (many do at 25%) then you're getting free money added to your retirement fund.
Good luck! |
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humanresourcesman
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If the job offfers a 401K plan with any kind of match, thats the first thing to do, put in enough to get the full match. If no match, see if you qualify for a Roth IRA where you put in after tax dollars but everything grows tax free. |
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54321
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as soon as you get the check, put it in the bank. |
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taketwo
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save all your spare cash |
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smarty pants
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invest in your firm's 401(k) if there is one, especially if they offer to match a portion of your salary, save enough to get the full match if you can, but if not anything is better than nothing
another great place to save is with ING Direct (www.ingdirect.com) they currently offer an interest rate of 4.3% and you can get CD's at 5%+ there is no minimum balance required, this is WAY better than what you could get at a traditional bank! |
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churchonthewayseniors
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every pay day the first thing you do is open a savings account and put in a amount in and every pay day put the same amount in your account..[do not take out funds] make it a habit of it [can be 10 or 20 depending on your budget] and soon it will grow |
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angie88331
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Pay yourself FIRST. I have always found that paying myselft 10% of the net paycheck is the easiest way to save money.
Place it in a seperate savings a/c specifical for that purpose. You won't miss it and you will be surprised how quickly those deposits will add up. |
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nido_tr3s
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Have payroll take the money out before you get your net check, such as investing the maximum into a 401(k) plan or having payroll buy savings bonds from pre-net pay. At home, put all your change in a jar and save a little more that way. It all adds up. Get a Roth IRA as well, because you can withdraw the money at any time without penalty and tax-free because you've already paid taxes on it. That way, if you need to have the money right away, you can; otherwise, just leave it be and it will grow with the joy of compound interest and time. The time to start saving for retirement is yesterday, even for young kids just starting out! The value of time and compound interest is the key. |
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Maureen B
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You could also have the bank automatically take out a certain amount out of your checking and deposit in a savings every pay period. 401K is good too. |
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Kat
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Once you receive your paycheck,direct to the bank (some of it). No need to splurge. We don't need that much stuff anyway. Better form a good habit once you get down to doing it. You might be filthy rich in ten years time. Good luck. |
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Japan_is_home
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Don't buy anything |
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