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 Why do a lot of Americans need a second (or a third) job to be able to pay the bills?
I'm from Europe and about 95% of the time one fulltime job over here is more than enough to pay the bills and save some extra cash.
Additional Details
Don't get me wrong please,...


 How can I spend $10,000?
I was given about $35,000 from my grandfather's life insurance and I have spent almost all of it except 10,000 and I want to do some investing with it, because I keep pinching off of the money ...


 What expences per month need to be paid?
What categories of things need to generally be consittered besides rent, food, clothes and gas. I don't need the numbers, i can research that myself, i just don't know all the categories....


 Should i use my 401k?
I need to pay down some bills and can not get a loan due to to many inquiers on credit report due to someone stoled identy .so Should i use my 401k to pay down these bills or not .I am working 1 ...


 Is it right for me to lend my credit card to other people(eg friends, relatives etc) to make purchase for me?
...


 I am 18yrs old and i was wondering if i am able to get a loan of $2-3k for personal use.?
i am currently working and has a salary of $1k/mth...it will chg by this mth coz i'll be chging to a new job that pays more...is there any loan that can be paid through CPF? And y does an 18 yr ...


 How can i make money?? im just 13 years old...and my family is not rich to let me sell lemonade, cookies and o
please help me!...


 Is it possible to repair your credit rating?
A fews years ago I got into serious debt & ended up defaulting on my loans. I contacted my numerous creditors, arranged reduced repayments & am nearly out of debt but my credit rating is ...


 I'm trying to find a quick way to make money on the internet......any suggestions???
?...


 How can I file for bankruptcy? Does it cost money?
What happends when someone files for bankruptcy? Will it ruin my credit forever?...


 Good websites to make money on?
Hey, I live in the UK and i wanna make money online

Any good sites (besides ebay!)
Also, in a stuff magazine it told you some ways of making money, one site was a site where you ...


 Debit vs. Credit: which is better? and why?
...


 I try to spend money?
what the best way to do ...


 Where can i earn money from the internet?
i need some good sites where can i fine some cash....


 Â£5000 what to do with it?
i have just recieved £5000 inheritance money.
i bank with hsbc and only have a self service card which means i can only draw money out from the hsbc atm.
i want to use part of the money to ...


 I have an odd ?.Not sure if there is an answer to it. Iam at a pretty low point in my life. My wife and I have
been seperated for 2 years. Iam in my mid-late 30s and have 3 kids who live with their. I lost everything in a fire last year. Was asleep in the house when it started. Came out unharmed. I have a pt &...


 I think the bank stole my money?
A couple weeks ago I deposited cash into the atm. And then a couple days later I get a notice in the mail that supposedly the envelope was empty. I am SURE/POSITIVE that i put the money in there ...


 Whats the highest paying job when your 16?
...


 I am 50, I still have a job, I want to retire, but I think I dont have enogh money. What to do?
...


 Can a family of three, realistically live on a grocery bill of only 200 dollars a month.?
If so how do you all do it. BTW I don't qualify for any special gov. ...



help mesa
Whats you monthly expenses?
How much are your usual monthly expenses do not include car payment, car insurance, or you house payment also list what state you lived in
                     
 




discomic
Without car payment, car insurance, or mortgage/house insurance/garbage-water bill, we (2 people) spend about 2500/month on everything else. Everything else includes utilities, vet bills, groceries, prescriptions, clothes, cell phones, et al.

California/SF bay area
I noticed the previous person's information and thought I should comment on the fact that we analyzed (to the nickel)our budget about 7 years ago and came up with ways to cut expenses. Unless he has children included in that estimate, he must be living an extravagant lifestyle (going out a lot, etc). Not included in my calculation :
Retirement $1200/month
Investments $1200/month
Vacations15K/year or about $1200/month

Or there is always the concept that being single is more expensive than being married. Whenever we cook, there is enough for 2 and usually not much to discard. We do not go out very often, but rather buy DVDs that we watch at home. We spend a lot of time and money on photography equipment, art supplies, and books also.


Fred
Rating
Since you were so open with your bank statement, I'll be equally as open with mine.


bose117
Rating
$3100.00 Chicago


Rainy
Rating
excluding car payments, car insurance and house payment
also excluding homeowners insurance, home maintenance and school/property taxes for our home . .

2175.00 per month Texas , that's for a family of 4


Honeyluv
Rating
Maryland here - without mortgage, car payment, insurance, my monthly expenses are running about $1500.


perrch01
I live in MD by the beach and not counting car or house payments my monthly expenses are only about 700


Lady Cosmo
Rating
I would say $500-$600 (I live in Washington, DC)
This money includes electric $50
groceries: $250
phone/internet: $65
cell phone: $30
school expenses: $80
eating out: $100


Cookie
How can I tell you my usual expenses without my mortgage or car payment?
My total expenes are $3600 including savings.Or about $1000 not including the above items.
New Hampshire.
NH has no income or sales Taxes


Curious_Rascal
Rating
i live in san francisco, ca. i was just calculating my monthly expenses.
without the three elements you mentioned . . . it's about $6000 per month.
with those three elements, it's about $8000 per month.


CRA
Rating
Why?
If you are looking for comparisons of expenses by region, that information is available online already.


prodigychild_21
If you exclude the 3 you mentioned then for me its about $575-$600. Representing Virginia.


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