 Am i paying to much for my Gas bills? |
| Scottish gas have just increased my monthly payment to £97 a month. I have an old central heating system and my hob is gas. I work full time so there is no one at home during the day. Also the ... |
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 What are some ways to save money? |
I'm not talking putting it away in the bank,
I'm just talking about cutting my expenses.... |
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 If you came upon a "bazillion" dollars, what would you do? |
Please priortize your answers.
Additional Details
OK, the word "bazillion" really doesn't exist. But I mean like a million to the nth degree...... |
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 How much do you think i should pay my sister for this? |
| I am making a new website very soon, and I want to figure out how much I should pay my sister. I am designing the website, and she is building it, and hosting will be $4.95 a month Say I have a very ... |
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 I need a personal loan of 12,000 usd as soon as possible with no collateral and no upfront fees ??? |
| NEED TO CONSOLIDATE BILLS SO I ONLY HAVE ONE MONTHLY PAYMENT... EVERYONE SEEMS TO WANT ME TO PAY TRANSFER FEES... WE HAVE POOR CREDIT SO IT SEEMS LIKE NO ONE WILLHELP US AND WE ARE DESPARATE !!!!! !!!... |
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 Royal Bank Of Scotland? |
| I have an appointment today with RBS and all i want to do is open a new bank account ( i don't have one at the moment) i think it's called a key account, a very basic account, i am going ... |
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 Build savings VS paying down debt ? |
| My wife and I have approx. $9,000 in credit card debt - $7,500 on one card thats 14% interest and the rest on a card thats 18% interest. We have an online money market savings account that yeilds 4.75... |
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| What's the biggest ammount of cash you have walked into a shop with? |
| Mine was £2750.00 all in £50.00 notes when i went to get a new tv.... |
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 I have a net worth of 210,382.01 at age 30. is that good? |
| I know good and bad is mostly relative to something else. In this instance my peer group. I have 982,000 in assets and 771,000 in liabilities giving me a net worth of 210,000.00. Is this good or bad ... |
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 Boyfriend is using his credit cards to buy items he can't affroed to pay back...Help ? |
| My boyfriend has not kept up to date on payments on his credit cards and is still using them.....He knows he can't pay them back and so do I. Am I in trouble knowing this? Is he in trouble? W... |
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 Should i give out my credit card number??? |
| Should i give out my credit card number to experian when trying to get my free credit report online??? If the answer is NO then why???... |
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 Do you know of any loan companies that will give me a loan if i have a default against my name? |
I have tried a few companies and they all ask for £49.00 upfront and i never get the loan or i need a guarantor. I need to borrow £7000 so the payday loans are no use. Any advice would be great.
... |
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 Bail out plan 1 million for us not Wall Street!? |
| Instead of spending $700 billion dollars to "bail out" Wall Street what would happen if the Feds would just give each US family 1 million dollars? I would buy for sure! I have a job at a ... |
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 I need a job...? |
| I am only 14 but am in major need of cash. I've talked to stores, but they only accept at 16... Any ideas?... |
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 What is the most expensive thing you have ever bought? |
what have you bought that cost alot?
(sorta the sames question)... |
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 Are there any home based jobs that don't want you to pay $300 or more for some kind of fee just to start? |
| no meleneuka please no selling please something to make real money not $20.00 a week any suggestions........ |
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September | When money is short, do u think it is a good idea to use a credit card instead of...........? |
going into your savings account and wait 'till the next paycheck? (checking account is drained too) |
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XoxoxoxoX
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NO WAY!!! It is never good to use credit card when you are short of cash. Besides, you are not short of cash, you have savings. But the best is if you can wait till you pay check....is that possible for you? Not sure when is your next pay check. |
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bud68
 |
Borrowing to meet normal living expenses is never the answer. Instead, analyze your spending and ask yourself why "money is short." |
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lssm37
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Yes provided you pay the entire balance when you get the bill avoiding interest payment and the common trap of paying off less than you charge each month until you max the card. |
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Gary
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Using credit will cost your more. |
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engineer_pockets
 |
credit cards are the devil |
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drdave
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If you plan on paying the credit card off within the pay period it is fine. If you are not paying the credit card bill on time, then think of it as making your purchase more expensive. For example, new shoes for $100 will cost you $118 if you are letting your credit company add interest. |
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P B
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When using credit, remember you will be paying extra for the convenience of getting something "right now." This can add up really fast before you know it, and it means one more bill to pay next month that you did not have to have.
Try doing without whatever it is you want to buy. Pay things like rent, electricity, phone, cable and food first. Buy less expensive food to reduce costs- look for specials, use coupons and discount cards and check out discount stores. Do not use credit for anything unless you know for certain you will pay it off before the interest charges are put on the card. If you have trouble paying the important monthly bills, it's better to dip a little into your savings to avoid late fees. Just remember to pay yourself back as soon as you can. It's better to try and get by then spend money you really don't have. It's also better to pay any spare money to your savings then pay it to the credit card companies.
"USE IT UP, WEAR IT OUT, MAKE IT DO, OR DO WITHOUT"
That's a good little rhyme to help you remember to cut costs. |
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♫Lala♫
 |
is the spending necessary? I would use the credit card. |
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ybegtobenu
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in short, yes!
dont get into the habit of using credit cards. You will soon be deep in debt. Write down your spendings daily and make a plan to become more cost conscious or to get a new or 2nd job. |
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poozank
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bad idea then u will hav 2 pay the money back plus intrest |
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primasilak
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Credit Cards are never the answer to life spending money. I have 3 credit cards for emergencies only and that is if I need to fly out of town at a moments notice. If I dont have the cash in my account I dont buy it plain and simple. Cause why use a credit card and pay the interest on that purchase. Cause now something that cost you $200 to buy cost you $235 to buy cause of the interest.
Not a good answer unless your out of food and you dont get paid for a week and you need to eat or your kids need to eat then it is a need. |
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Midgesauce
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I would be sssooooo careful with the credit card. I know sometimes it's unavoidable, but I would try to only use it when you know you have the money to pay it off that month--that way it's like a free loan plus you earn fabulous credit rating :) If it were me, and you absolutely NEEDED the money, I would dip into savings temporarily and then be sure to replace it with the next paycheck. Never use a credit card to get out of a jam if you can, usually people just get in deeper and deeper until they can't come out. Good luck :) |
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