What are you like when it comes to spending money? |
| would you sooner save it then worry or spend every penny you had till next payday or just because it's available to you spending money on things we know or can't afford.... |
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How do people make money? |
| This question is brief, yet has extensive scope.... |
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Is $4,500 credit card debt too little to file bankruptcy? |
| It seems like a small amount, but with hardly any income and rising late fees it's getting no where. My credit is already ruined - I don't think the bankruptcy will hurt it that much more. ... |
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I have decided to go bankrupt this week as i can not cope any more with debts, what advice can you give? |
if anyone has made them self bankrupt what will expect
i have no assets,
and no money in my bank account,
i have to do this due to marriage breakdown
i am worried that ... |
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How can i make £30 fast? >>>READ DETAILS<<<? |
| I am 16 and I need to pay my friends mum money for a concert ticket. I want an easy, no strings attached method that has worked for you. Please help, and no stupid answers please.... |
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Can I cash a check from a closed account? |
A friend of mine wrote me a check a while back for $300. It was my share of our security deposit from our apartment. They had sent her the full amount instead of dispersing it.
Anyway, she ... |
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What are you monthly outgoings?!? |
I seem to have extremely high monthly outgoings, literally it all adds up to £770 (rent, council tax, phone bill, elec, gas, car ins, gym, and other bills) excluding petrol and food.
Just ... |
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If you were to win $3 million dollars in the lottery, is this enough money to retire on and work no longer? |
Considering you led a middle class lifestyle before winning $3 million dollars in the lottery, is this enough money to retire on comfortably - in this day and age?
The only major purchases ... |
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What's a good second job to have? |
| I work full time Monday to Friday 8 to 4 and I want to supplement my income to pay off my credit card debt faster. What's something that I can do evenings/weekends that's fun and pays well?... |
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If i gave you a million dollars, what will be the first thing you will do? |
how will you spend it..... Additional Details oOH if only i could really give you all the money...... |
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How can I earn money at 12? |
how can I earn money at 12???? any suggestions?? Additional Details and dont say paper rounds please (coz not many girls do paper rounds do they)... |
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What does the typical American household spend each month on car payments? |
| Specifically, it'd be helpful to know what % of households do not have any car payment, and for those that do, the average vs. median amount per month.... |
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I need 3200 dollars very quickly like in 48 hrs how? |
| i am helpless until the end of the month when i get paid how can i come up on 3200 dollars i have no one to borrow it from.... |
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In need of extra income..? |
| I am a single mom, and am in need for extra income, any ideas?... |
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What if your kid has stolen your credit card and has used it on a computer game? |
What would you do? Additional Details What if he used all the money in the card and thought I got identity theft and had to get a new card and he did it again.... |
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adamrichardhaynes | Where's the best place for my money right now? |
I have a small amount of savings that I want to keep safe whilst still having ready access to and I'm not sure where to put it...in a bank, building society or suitcase under my bed? Those banks offering 100% cover for savings are reluctant to accept new deposits. Any suggestions anyone? |
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Pum
 |
In the UK the safest place to put you money is the government owned National Savings and Investments or, ironically, Northern Rock, as it is government by the Treasury owned and deposits are guaranteed to an unlimited amount.
Next best seems to be HSBC, because it is the only British bank that has not loaned out more than it has on deposit. that is why it's share price has hardly dropped during the current crisis.
Nationwide, being a building society and so having inherently safe and careful lending rules, may also be a pretty safe place.
No where is absolutely 100% safe - even the Treasury could theoretically go bust, but that is about the least likely problem to happen. In your wallet or under your bed? No, you're still more likely to lose it, being mugged or burgled, than if you put it in one of the safer institutions.
I'd be surprise if financial institutions would refuse to accept new deposits. A major reason for the current problems for many of them is that they have loaned more than they currently have on deposit, so new deposits are exactly what they want. |
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taxed till i die,
 |
Leave it in the bank. |
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honey
 |
You would think banks would welcome depositers money!
I would say that the Government backed Northern Rock or National Savings[post office],are the best bet.
I'm putting some of my savings into premimum bonds for a year,I won't get any interest,but if I'm lucky I may win something.After a year I will move it out into a high interest account.By then all of this financial mess will be a distant memory.....lol
good luck |
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Cody B
|
The market is kinda chaotic right now, my stocks are at a record low. If i were you i would put my money in energy before the economy bouces back. You stand to make quite a bit when the market starts comming around if you invest now. |
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RAZRENIOL
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Nothern Rock....you cant get any safer than that, but all savings are covered upto £50,000 anyway by the FSA so i wouldnt worry to much about that. |
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Rye
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I think the Banks are much better... and try to choose a good bank that it has a small probability of bankrupcy :) |
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primevil555
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if you have less than £35,000 in savings it is guaranteed by the government.
Otherwise...
Buy a safe... you can get a cheap one for £20 or less if you dont want to spend too much.
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J M
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If it's (1) a small amount and (2) you need ready access to it, you should just leave it in the savings account. I'm assuming you don't have to pay any fees or anything to keep the account active.
Though it might not earn a lot of interest, you shouldn't lose anything. Unless it's a larger amount and/or you can do without immediate access to it, you shouldn't need to worry about moving it around right now.
If you're really worried, you might just want to take a quick glance at recent info on your bank and make sure it's not in significant individual troubles for some reason. |
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ady
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If it is less than £50,000, then I think you can safely put your money in almost any savings account with a bank that is regulated by the FSA which offers you a good deal because the Government isn't going to let any bank go down without helping it with loans and in the worst case scenario is the bank does go bust, your savings are still guaranteed. |
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Mac Mac
|
under you mattress the good old fashioned way |
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kevin p
 |
keep it in your wallet lot safer |
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Elizabeth
 |
under your matress |
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