ic3d2
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Let your daughter look for the loan. Start at the college financial aid office. |
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Kevin
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The best place to start is with the government. Often they are willing to help people who have poor credit more readily than private lenders. See the link below for more information from the US Department of Education. |
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Keyon F
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If you own yor own homw you can refinance and pull cash out to pay off your credit card bill and raise your credit score dramatically. I work for United Lenders Group and I work with over 45 different banking companies so I could get you a mortgage loan no matter how bad your credit is or how much in debt you may be
916-606-1090
keyon |
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EDDie
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I would recommend talking with school counselors and certainly college financial aid department for a review of your situation. |
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Christina
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Fill out a FAFSA and get federal loans. |
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Lisa
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Have you had her try applying for financial aid? |
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tylerr_67
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hopefully the fasfa was filled out and most of the aid should be given. however, if not you might want to consider a cheaper college. |
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rkirby1331
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FAFSA..com I just did it this morning for this year. Do it soon though - the school will get the info. and you may not have to shell out much money on your own.
Remember - it's a loan, it has to be paid back.
Ask the school financial aid office about how to apply for grants - there are plenty of those and you don't have to pay those back. |
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ElfRuler
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Federal loans are guaranteed by the government. Up to $45,000 worth. |
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Mr. PhD
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yes- apply for federal loans. my former roommate in college had terrible credit (near 350 credit score) and was able to get lots of money from student loans |
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justwondering
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when you find that out.......let me know!! |
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serenity_may
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There are many ways to get money for college. if you haven't visited the FAFSA website yet. do that then what ever college she is thinking of going to get a appointment with a finical aid counselor they are very good at finding grants for students. |
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missesbean
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You should fill out a FAFSA federal application for student aid for all types of financial aid. You fill this out once a year either online or in paper form and it is due in March. It will estimate your family contribution and determine whether your daughter is eligible for federal grants/loans etc. I would also recommend applying for as many scholarships as you can. FastWeb.com is a good site. First look for monies that you dont have to pay back then if that does not work, try to find a small loan from a bank, your daughter should be offered a loan on her own as well from her school after filling out the FAFSA. The government reports your Estimated Family Contribution to the school she plans to go to and then they should offer her what she is eligible for accordingly. Thats how it worked for me during my 4 years in college. |
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violet1656
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First you need to download or get a Free Application For Student Aid (FAFSA) from a local school and fill that out..it will ask questions about your income and your daughters income and goals for school. You have to send that in (usually the best time to do it is during tax season, and there is usually a deadline) and then wait for your award letter. Based on your income and credit, you can recieve grants, loans, and scholarships...I recieved a Pell Grant (you don't have to pay this back) for my first two years of college and that paid my tuition in full. However, you should have your daughter look for scholarships that she can apply for..trust me there are tons just for the taking..that way she can earn some $ for school that she won't have to pay back.
studentaid.ed.gov/
www.fafsa.ed.gov/
www.scholarships.com/
You should also sit down with your daughter and come up with a financial plan of how much tuition, room, food, books, gas, utilities, and so on will cost for one full year of school..then you know how much you will need. Your daughter should work during school, but not a lot so that she can give most of her attention to her studies, but her job will provide extra cash for the things a scholarship or loan might not cover. You need to meet with Financial Aid Advisors at the college of your daughter's choice and also discuss funding possibilites with them and too get ALL the fine print information about loans, grants, scholarships etc.
Finally, meet with an accountant or someone who has experience with accounting and ask them to discuss tax breaks and HOPE credits with you. HOPE credits are tax exemptions that parents get because they help pay for their kids college. You should make sure you are aware of all of these breaks and make sure they are shown on next year's taxes. |
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words_smith_4u
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Do a Google search on "college grants" and "college scholarships" there are LOTs of places where you can get $$ without being a genius or good grades. Be careful of the scams out there - but there are thousands of groups that give money to students.
Your credit may be a good reason to GET grants! Look up the Lions club in your town.. or the library for their suggestions! I've even heard of individuals that give $$! |
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tigerpaws
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There are guaranteed student loans available. Have you daughter contact her counsler to see exactly what loans or grants that she may be eligible for, not only federal but also state. The state that my son attends college in actually will give a resident of that state a certain amount of money which increases when they become juniors or senior students, just for being a resident and going to school in the state that you reside instead of going to school out of state. Her counsler should be able to at least guide her in the right direction to help her get started applying for everything thats available in the state that she will be attending college at. Best of luck to both of you. |
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