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 How much money do you OWE? |
all together, what is the total dollar amount of debt you are in?
Additional Details
re:labordoor (sp?) answer
i want to know to try and make myself feel better about my own debt ... |
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 What would you do with £150,000? |
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snowbunny360 | Where can I Go to qualify for a $65000 to $80000 Personal Loan?? |
am young and inexperienced. But I need to take out a personal Loan for $65000 to $80,000 to get out of my Hole. The Problem?? - I have No credit, with some problems of small credit bills not being paid in the past. MY Question is What can I do to qualify for a loan like this [ WITHOUT COLLATERAL] ?? And What Kind of Agency should I go to? --[ Forget about banks] --- DO You know of Any?
47 minutes ago - 3 days left to answer.
Additional Details
No stupid answers telling me to "fix my problems slowly" -- I Need Money Now!! to tie me over. |
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The Professor
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I'm reminded of a line from the movie Forrest Gump...
"Are you stupid or something?"
No lender in their right mind is going to make an unsecured loan of $80,000 to someone with bad credit, even with a cosigner. See, the lender actually wants to get paid back. Let's face facts here...you are a bad risk.
What you need to do is rebuild your credit (which will take time). I know this isn't what you want to hear, but it is realistic. |
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mollyflan
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Without collateral and without an excellent credit rating you're not going to get a personal loan for $65K to $80K. |
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Anaiyah M
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gf sorry to say but on up a creek w/o a paddle...
try the bank but really a financial institution will need to your credit...and that is a load of money...You really have to start slow and pay off your debt....going about it any other way could cause you more debt stress and frustration...gl ~~ |
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broken
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yea good luck with that!
that was sarcasim btw |
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Lucky465
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Honestly, there's no way that you'll be able to get a loan for that amount, even if you had a co-signer, and found some bank that would give you the loan without the collateral, it would take you yearrrs to pay it off. You will never get a mortgage. There are no agencies that will do it. Sorry but there is no way. Maybe you should try to get a financial adviser who will be able to help you figure out the best and fastest way to get you out of your hole. |
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Michelle
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You're not getting a loan for that amount even with a co-signer who has excellent credit. Sorry, you probably don't want to hear that but it's the truth. Sounds like you have credit card debt? It might be time to go see a bankruptcy attorney. If you don't want to go that route, you can try credit counseling. But, the lesson you have to learn is that no one is going to give you a loan and let you go more in debt to pay debt you're already behind in. Doesn't work that way... If you already can't pay your bills, why would someone give you a loan - you probably couldn't pay them back either. |
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DCK2003
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Sounds like you need a fairly godmother with a bag of wishes. Seriously, banks give loans. For a personal loan of that type you would need an excellent credit score (over 720) and a proven track record of sucess in the business world. A detailed business plan of 30 plus pages would also be required. If you had no collateral. Banks try to manage risks, no one is entitled to a loan. |
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country_girl
 |
you will probably need a cosigner
do an online search for hard money loans and bad creit/no credit personal loans
there are a lot of places out there.
my next suggestion would be to take your bills and find a lender that would do a consolidation loan for you,then you would have one low monthly payment going out instead of several |
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Aquarian Mom
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Since you do not need banks try a work out with a private lender. Remember he may catch you by throat if you are not prompt in payment. Be careful with the content of the agreement. See to that it abides by the Truth in Lending Act.
A practical tip: since your current lenders or utility bill corporations are aware of your nonrepayment. just try to ask for more time from them rather than getting another loan and stumbling over it. Better learn to convince your current lenders rather than stumbling over a new loan again. Bite your teeth and work it out. one advantage, you dont take a loan and another thing debts are good motivation to work more. Work more to repay your current loans than get loans to repay loans and loans over again.
If you still need to qualify try bad credit credit loans that is meant for people with no credit scores or bad credit scored.
Truth bites. A baby requires the complete 10 months to grow to fullest. You cannot clear all your mess in a whole day. Ignorance has its own price to be paid. Agencies require more fee working hard is the hardest and best way to solve your problem.
The world does not end with this money need. Better say a bold no to everybody to whom you owe money now. Save yourself first, Just be bold to say you have no money for now.
start fresh. when all lenders deny you your emotions and confidence is your lender. Tell you will pay when you get and you dont know when you will get money. File a bankruptcy!
Beware of phishing sites, they may tell you they will offer you the money you need instantly. But their interest rates will definitly lead you to more trouble than you are now. Do not trust anonymous lenders adn trust your personal information |
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I dont know
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Go to the bank |
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Sam
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I don't think you'll be able to by yourself if your credit is not good enough. Not unless your parents cosign for you. |
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