 What happens to credit rating if you go on a debt managment plan? |
| I have debts of £10000 just on credit cards, i have no mortgage, just privately rent. My wages have just halved in size and am unsure if i can pay the £260 minimum payments on the cards. What would ... |
|
 What cn i do to earn money? |
I am saving up to decorate my room, and I don't want my parents being forced to pay. Any simple ideas? Im only 14, so i cant get a job
Additional Details
I would rather not do any ... |
|
 Can anyone help me with starting a budget? |
| I have struggled and struggled in starting a personal budget is there anyone out there who can help me start a personal budget that I can stick too? Or do you know of any sites that I can go to who ... |
|
 When can I get a credit card? I am 16.? |
I really want one so I can have more money to spend until pay day comes.
Any advice about them would be great!
T... |
|
 Should I pay off the car early to save on intrest or put the money in saving for a rainy day? |
| If I pay the car off early I will also save on insurance. Maybe I should use some of my savings to get it done even faster. 5.0% on the car loan and money that we will save for full coverage on the ... |
|
 How to save money everyday? |
| What are some everyday things I can do to save money? Any tips?... |
|
 Hey, can I borrow about 10 grand? |
| Seriously, can I borrow about 10 grand (USD)? I'm good for it. Great background, family man. I was just taken advantage of by an ex and credit was ruined. So...can I?... |
|
 How can a 14 year old make money online? |
is sendearnings.com legit?
im kinda scared to try it cause i dont want viruses or my info stolen.
Additional Details
yeah if you have any experience from any sites can you please ... |
|
 Info on Debt Consolidation Companies. Our Debt is getting out of control!? |
| I can't seem to catch up on the bills after loosing my job. I am working now, but paying many bills "late".... |
|
 I need a fast way to send money to someone online? Any Ideas? |
Pay pal would work...but it takes a few days I think.
Is there a way to send money to a person right away on line ...you know like western ... |
|
 Loans for really bad credit? |
Additional Details
i need a loan and i am a tenant i am in full time employment earning 1651 a year ??... |
|
| What if married women with kids stayed home? |
| There are those trades that are in very high demand that pay very nice salaries such as truck drivers and nurses. It's difficult to fill slots in those two examples of jobs and for that reason ... |
|
 I have been designated to receive 10 million dollars from LMT Groups in Edgbaston,Birmingham,B15 2TT,United Ki |
I have been designated to receive 10 million dollars from LMT Groups in Edgbaston,Birmingham,B15 2TT,United Kingdom by request of Mrs Mayers(She has an account at LMT Group).
The Bank LMT Group ... |
|
|  |
lasttothebar | Which financial records should I keep and how long for? |
bank statements
pay slips
credit card statements |
 |
 
iritadragon
|
I keep all bank statements and credit card slips for a chronological year. I have accordion files that I use for all these kinds of things, with pockets designated for one particular thing. Then when the year is over, I put that file into storage (in my closet), and start another for the current year. When I put one year into storage, I always throw out the previous year's receipts. I have previously burned these, but find that putting them through the shredder is easier.
But for other things, like house taxes and house insurance and tax returns, I keep for 10 years. The government has the legal right to question your returns for up to 10 years (in some instances) so this is how long I keep everything that was necessary to the filing of those taxes. These things are stored in boxes in my basement under the stairs...out of the way, but easily accessible in case. And since I was audited once, I know that it can happen at any time, for any reason. |
|
origamimark
|
Keep everything for six years - that is how far back the tax people are allowed to go if they decide to investigate your affairs, and you have to prove they are wrong. |
|
SteveT
|
If this is for you personally and not for a business, I'd keep them all for about two years.
I don't really think there's much need to keep pay slips at all if you check them at the time you get them. Just keep the P60 form you get at the end of the tax year. |
|
Martin14th
|
Credit card statements you can shred as soon as your are happy that they are correct, they are nobodies business but yours in essence.
Pay slips people often say 7 years as this aligns with the tax man, but minimum 2 years.
Bank statements again minimum 2 years |
|
Glama Girly
|
As a practise in business, most records are kept for seven years. Privately you can keep them longer, but seven years at least. |
|
Ah!
|
Keep EVERYTHING for three years. Then shred.
(although I've never ever needed to look at any of it!) |
|
jlchaplin21
|
pay slips, bank statements and credit card statements i would recommend keeping for 6 mnths. my dad says a year but i dont have that much drawer space lol |
|
Kitty
 |
Any thing to do with taxes you should save indefinitely... the IRS can and will go back as far as THEY choose...YES even if it is 20 years. If they find discrepancies they have the right to dig deeper.
If your papers have nothing to do with actual tax prep. then 3 years is good. |
|
amanda
 |
Keep everything for 7 years. The IRS could come after you up to then (well, actually forever if you falsified your tax return). The norm is seven years. |
|
Franco
|
Keep the receipts of any goods you buy for one year, in case you have to claim under the guarantee.
Keep anything you might need for tax enquiries for 6 years.(This is advised by the tax office)
Anything else, shred |
|
Clive
|
Statute of limitations for debt is six years, so Bank Statements, Cheque Book stubs, Credit Card statements and vouchers should be kept for this time. In addition, any account books that you maintain together with invoices for material purchases are worth keeping for a similar period.
The Inland Revenue can go back three years for a back-duty investigation and if discrepancies are found, then a further three years etc. I keep P60s indefinitely but payslips are really a matter of personal choice - a couple of years is probably about right. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 3 minutes(s) ago
| | | |
11 | 26 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
8 | 4 month(s) ago
| | | |
11 | 9 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
