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 I am looking for a legit loan company for people with bad credit, can anyone help me locate a service?
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 Has anyone heard of an inheritance scam?im about to close the deal but just wanted peoples opinions 1st?
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 I have 70$ what should I spend it on?
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 Are you a two income household?
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 I need advice about if I should divorce him? I think he was using me?
About 4 month ago my husband kick me out of his home with all my clothes( I said his home because before marriage he made me sigh a Pre-Nup agreement and I did)
We got married 3 years ago
T...


 How to make money at home so i can be a stay home mom?
any ideas on how i can make doe so i don't have to go back to work right away. we need two incomes but i don't want to leave 5 days a week to word. thanks for u'r ideas. what kind of ...


 I need financial help. this is very unrgent. help me.?
i am from mongolia . my country is very poor. now iam 18 years old. and i want to study in university. but i can not pay my school fee. the price is 400$ . is there any one can help me? i really ...


 I need 4000 Pounds, bt how?
I need 2000 pounds b4 oct/2008, and another 2000 pounds b4 june/2009, so, that's 4000 pounds total, but bloody how?! LoL,,, I'm a 1st year student in uni now, somebody help me, plz!!!
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 Paid Surveys online.?
does anyone know some websties to surveys you fill out online and get paid for?...


 I am 57. I want to withdraw 20,000. from my retirement . How much money do I need to set aside to pay IRS????
I need 15,000. to pay off my debts. I think if I put 5,000. in the bank it will cover IRS for tax's and penilty. Am I correct??
Thank ...


 What are real ways to make money while I can't work?
I'm in college and my classes are still too much to hold a real job, are there anyways I can make money? I'm currently using ebay and please NO SURVEY sites, I asked this earlier and thats ...


 How do Americans pay their Hospital bills if they have absolutley no money?
I was just wondering because over here in the UK we have free health services.
Additional Details
Please don't dodge my question. I asked How to Americans pay the bill they receive ...


 How can i make £20,000 in two months (legal or illegal)?
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 If i dont want to have something mailed to my house where can i have it mailed to?
where can i get one and does anyone know how much it ...


 How early should you start a college savings plan for a child?
What are some good strategies?
Additional Details
Here is the state of PA's plan:
pa529direct.s.upromise.com

Does it look good?...


 What if your company is not fair to you?
My husband has been working for the same company for six years. He worked his way up from being a stocker to a manager- he knows everything to know about this company. The problem: In his last two ...


 Should a 22 year old invest in retirement?
I am just starting a new job next week and have to decide if I want to sign up for a 403b retirement plan. I will be making around 50k per year but also have just over 50k in student loans to repay. ...


 The Royal Bank of Scotland charge £38.00 as a standard charge for all **** ups. Does anyone know why?
I had notice today that a cheque for ten pounds was being returned to the recipient due to insufficient funds in the account. For this a charge of thirty eight pounds has been levied. I am mistified ...


 How can I make a million dollars in one day?
Can any one answer this question?...


 If I was to borrow 10k, leave the country and never come back, how easily could they find me?
If I was to borrow £10,000 and go to, let's say South East Asia for a year and then settle in another EU country, how easily would I be found? Will anyone even bother to track me down?
A...



Grant V
Which is the better investment strategy? Premium Bonds or National Lottery?
Say I had £2,000 to invest. As part of my portfolio (which includes a range of investment types of differing risk and return), I want a low risk investment, which has the potential for large returns, and I am prepared to take the hit on inflation as a trade-off. Which is the best strategy across the following two criteria:

- Best average return from the strategy
- Likelihood of making £1million from the strategy

Strategy 1: Invest the £2,000 in Premium Bonds.
Strategy 2: Invest the £2,000 in a bank account (say 5.5% interest rate) and spend the interest earned each month on National Lotto tickets (about 2 per week).
                     
 




ascoile
In the scenario you give it has to be all in Premium bonds because you get your stake money back, anything else would be a no brainer


.


Pepper
Rating
bonds...no doubt!!


EDWARD W
National lottery..no one wins much on premium bonds.


jim.spenc.
Rating
Invest in stocks, here's a tip: TMC.L take it or leave it.
3 quid now, 10 quid by 2008.


monkeymanelvis
Go for Capital Bonds - 5% fixed interest tax free. Much better then premium bonds. My £1000 of premium bonds have got me £100 of interest over 10 years (so £10 per year therefore 1%).
I have never won a penny on lottery tickets so if anything they are a worse investment.


CountTheDays
Can't see why you'd want to do either.
You want to put some money 'out there' and see what happens to it?
Why not loan it? There are sites like Zopa that make small loans to people who can't get loans through the usual channels. You set the interest rate and take the risk as to whether you get your money back. The potential is for a win win situation and you help somebody into the bargain!


Blicka
Rating
Bonds win out hands down.


homemanager22
either way you will retain your original capital, however you will have more chance on winning on the PB


earl
Rating
all investment has some risk attached to it.i dont class premium bonds as investment as their is no risk involved and you get the same money back when you cash them in.as for banks,rates can also go down.it depends what your looking for.if you just want to make money and are not in a hurry buy premium bonds.the more you buy,the better your chances.i have them myself.you dont get much return in a bank to worry about unless its a large sum.


Richard S
Rating
I'm not sure on thw exact maths of your situation but there is a good article here:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1161700153,9594,

The gist of Martins article is that premium bonds aren't that good really. But then neither is the lottery. So if you really want to gamble rather than invest, then at least you never lose your money when playing the premium bonds.


rafikitwothreesix
Rating
We are talking about non-professional advice here?

Firstly that doens't exist a low risk investment with the potential for large returns...

The general rule is PR1=PR2
Where PR1= Potential Risk and PR2 = Potential reward
Low risk=Low reward
High Risk=high reward.
Conversely
The higher the potential for reward the higher the potential for losing your money.

Go with Option 3 spend that on a holiday to Africa. or learn to scuba dive - chicks dig men in kinky rubber suits...Divers do it Deeper!!!


beetlejuicemrburns
Rating
I've had £1500 bonds for two years and have won £50, £50 + £100. I know its not a good return but the last two sums were won in the same month so you can imagine my heart rate once I'd opened the first knowing i had another envelope to open.......
Anyhow the odds of winning £10 on the lottery are ridiculous you would be best having a go in the pub to pick the bonus ball... lots more fun for your dosh....


scottie
I think they say that the usual return on premium bonds is around 4%. You never know you might get lucky. Forget the lottery


fushia
Rating
*it has to be premium bonds as while you are investing your money and stand the chance of wining more money it does not gain interest as least you can draw it out again and there is no risk of loosing it.with the lottery you may be lucky and get a big win or you may loose the lot and have nothing i return.


Bettee62
Rating
A VERY WELL BALANCED MUTUAL FUND WITH LOW FEES


thegirlthemyth
Rating
Premium Bonds i say - whatever happens, you can always get your original 'stake' back, so you can't lose really. Also the more you have, the more chance you have of winning and i suppose thats an incentive to keep saving money? good luck


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