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 How can I be money smart?
I don't really know any other way how to word the question haha.

I'm almost 15 and I'm terrified of the thought of being in debt or struggling with money when I'm ...


 My expenses are higher than my income, what do I do?
I can't get rid of any of my expenses, all are bare minimums and I am in a situation where I cannot get another job to earn more income. What can I do?

Expenses:
Rent-if I don...


 I just sent almost $5,000 to pay off my Discover card. If I cut it up, am I no longer a costomer?
Should I call them to make sure it went through and the card is completely paid off?

I'm so proud! No dept :D
Additional Details
Okay, my credit score is 732...isn'...


 What would you do with 200 million?
I WAS ON THE BUS THINKING TODAY ON MY WAY TO COLLEGE, WHAT WOULD I DO WITH 200 MILLION POUNDS..


ILL GET A HOUSE FOR MY FAMILY, BUY CARS, INVEST IN SOMETHING....WHAT ELSE CAN YOU DO.....


 I have just been refused a M&S credit card, and my credit score is 999/1000. Any ideas why?
...


 What are some jobs around the house my parents would probably pay me for?
im 15 and i dont really work until im 16 but id like some money. give me some ideas about around home jobs. doesnt matter what it is. i live in miami so none of the snow shoveling kinda ...


 If you could have any amount of money how much would it be and why?
...


 Any tips on how I can start saving money?
I am 18yrs old. Have 2jobs. My 2nd job is a waitress, and so far I've been saving the tips. I need to finish paying my laptop off, and I need to save money for the 1st month's rent in the ...


 What if I say to my bank 'sorry I have no money I simply can't pay my debts' what are they going to do?
There are no debtors prisons anymore, I don't home a home or any possessions to speak of, I have no savings and owe £25k on my credit cards. I am self employed but my contracts have dried up ...


 Pay debt first or save?
I have seen different schools of thought on this issue. Currently I have credit card debt of $1700 at 4.75%. I also am trying to start an emergency fund-I have $500 so far. Currently I pay $300 a ...


 Have you ever won the lottery for at least a million dollars?
If so, how has it affected your life. What are the pros and cons? What would you change about the cons if you could? Everyone wants to be rich but what really happens behind the scenes when you do ...


 I am single and owe about $8K on credit cards. Who pays it if I die?
...


 What is the best way to fix your credit and raise your credit score?
...


 I need an unsecured personal loan of £1,000.00 but I have extremely bad credit rating. Any suggestions?
I need a personal unsecured loan for a thousand pounds but my credit rating is extremely, extremely bad. Does anyone out there know of any loan companies that will grant me this loan with my bad ...


 Is there anyway I could raise money to help pay for my Prom?
I want to help pitch in for the limo, and then my dress and things. It's really stressful and I want to go, but this money situation is kinda making me want to change my mind....


 EBay!!!! should be rip off bay?
Has anybody else been riped off by someone on ebay. And after contacting ebay for HELP, they just brush you under some carpet ( out of sight out of mind ).I paid someone (almost said a lady) £80 of ...


 How do i raise money to get me a dog?
I will cost $450 and im only 14 so i cant get a job...and i need one before christmas day!
Additional Details
I already have one dog and i can afford VERY easily to take care of it and ...


 My neighbour lost a large sum of money and I found it?
where should I invest it, stock market, property or go safe with a bank?...


 Are those online 'Work at home" jobs really true or they are just cheating?
I wanted to earn more side income at home and I noticed there are a lot of these online survey forms to fill in, or home typist job offered in the internet. They are too good to be true. Just wanna ...


 How to earn money when your a kid?
I need ...



Ayanda M
Who is the richest human in the whole world?
                     
 




Imani
bill gates

used to be warren buffet


silverearth1
I am , because i have a beautiful son , i have work and a place to live and enough to eat


Lori
Depends on what you are calling "rich". Money? Health? Family? Happiness? Friends? Support system? All these can make someone rich. I think I am because I have all the above except the money.


Isis
The one who is the happiest.


Ken B
Rating
I believe that Bill and Melinda Gates have the most money, but who is the richest really depends on your deffinition of wealth.


Ken


uncle billy
bill gates, this is a fact


Hardrock
Rating
Bill Gates.


nadja_nik
Bill Gates sure


shaydn e
Rating
Either Bill Gates or The Creator of IKEA, Ingar Bertman ( his name is this or something similar to this)


Jeanjean
Rating
The World's Richest People 2006

Rank Name Age Net Worth ($bil) Residence
1 William Gates III United States 50 50.0 United States
2 Warren Buffett United States 75 42.0 United States
3 Carlos Slim Helu Mexico 66 30.0 Mexico
4 Ingvar Kamprad Sweden 79 28.0 Switzerland
5 Lakshmi Mittal India 55 23.5 United Kingdom
6 Paul Allen United States 53 22.0 United States
7 Bernard Arnault France 57 21.5 France
8 Prince Alwaleed Bin Talal Alsaud 49 20.0 Saudi Arabia
9 Kenneth Thomson & family 82 19.6 Canada
10 Li Ka-shing Hong Kong 77 18.8 Hong Kong
11 Roman Abramovich Russia 39 18.2 United Kingdom
12 Michael Dell United States 41 17.1 United States
13 Karl Albrecht Germany 86 17.0 Germany
14 Sheldon Adelson United States 72 16.1 United States
15 Liliane Bettencourt France 83 16.0 France
15 Lawrence Ellison United States 61 16.0 United States
17 Christy Walton United States 51 15.9 United States
17 Jim Walton United States 58 15.9 United States
19 S Robson Walton United States 62 15.8 United States
20 Alice Walton United States 56 15.7 United States
21 Helen Walton United States 86 15.6 United States
22 Theo Albrecht Germany 83 15.2 Germany
23 Amancio Ortega Spain 70 14.8 Spain
24 Steven Ballmer United States 50 13.6 United States
25 Azim Premji India 60 13.3 India


mindgames526
I have to say that I am, I am married to the love of my life and have the best job in the world.


Joachin Murrieta
Rating
The Sultan of Brunei.....this guy could buy and sell Bill Gates with his pocket change.....


9inches
Rating
BILL GATES.


wildand5150
Bill Gates the co-founder of Microsoft.


L M
Well I know it`s not me. LoL


Lord L
Rating
Obviously it's the Gates man......


jimmyfish
Rating
Bill Gates,


kidd
Bill Gates with net worth of $52.7 billion followed by Warren Buffet at $44.3 billion
The Sultan of Brunei is not at the top of this list simply because most of his wealth is property of the Brunei government.


agold_12
Bill Gates


James
Rating
Bill Gates...


afsruh
Rating
every one here is rich, all u need to be is rich by heart..
some information for you 10 rich ppl

10. Michael Dell

Age: 34
Nationality: American
Marital Status: Married
Children: 4
Education: U. Texas
Worth: $16.5 Billion

Just barely squeaking in at number ten is the youngest of all of our billionaires, the young pup who founded Dell Computers. Mike dropped out of U. Texas at 19, put up his BMW to get a business loan, and started selling people PCs by mail order. The day his former classmates were graduating, his sales had already hit $70 million a year. Today, of course, he sells $2 million a day, and the company revenues are about $7.8 billion a year. He has passed IBM in annual sales, and is closing in on industry leader Compaq. The bastard.


9. Phillip F. Anschutz

Age: 59
Nationality: American
Marital Status: Married
Children: 3
Education: Kansas
Worth: $16.5 Billion

Phil is the kind of guy whose father was a rich oil billionaire, but decided he didn't like the family business. Phil preferred real estate and railroads, and he still made a bundle. Rather than just being born lucky (although we're sure that didn't hurt), Anschutz is a savvy businessman. He has interests in fiber optics companies such as Qwest Communications International, LA sporting interests, huge cattle ranches in Wyoming, and lots of downtown Denver real estate interests. But let's face it: the biggest chunk was inherited.

8. Amir Jaber Al-Ahmed Al-Jaber Alsabah

Age: 77
Nationality: Kuwaiti
Worth: $17 Billion

The man's money is in oil, investments, property, and the sweat of his people. And this is just what's left over since we kicked Saddam Hussein out of the neighborhood. Imagine the filthy stinkin' riches that he had prior to the burning of thousands of his oil wells. This is why we recommend Microsoft or oil baron as the best way to becoming a billionaire. You're born, you inherit oil fields, you live the easy life in the Middle East… you just can't beat it.


7. Steven Anthony Ballmer

Age: 43
Nationality: American
Marital Status: Married
Children: 2
Education: Stanford and Harvard
Worth: $19.5 Billion

The first of the Microsoft Billionaires on our list, Steve actually lived down the hall from Bill Gates at Harvard, and is now the President and Chief Executive Officer of Mr. Bill's little venture. Many revere/blame him for the supposed monopoly Microsoft Corp. now holds, because of his tenacity and amazing business know-how.

He joined the company in 1980 and has held a number of positions, starting as Bill's personal towel boy, and leading up to VP of Sales and Support before becoming the Prez in '98. Ballmer was appointed CEO of Microsoft on January 13, 2000. Not a bad little gig.


6. Sheikh Zayed Bin Sultan Al Nahyan

Age: 66
Nationality: Abu Dhabian
Worth: $20 Billion

Sheikh Zayed's home country of Abu Dhabi has grown over the last half century into one of the richest in the United Arab Emirates. Educated by local clerics and later by wandering Bedouin tribesmen in the desert, the Sheikh's defining achievement has been the management of supply and distribution of water. This is an important thing in the desert, so you can imagine he is quite popular there.

All of his money is in oil, investments, vast property, and the sweat of his people. And water. For the love of God, don't forget the water.


5. King Fahd Bin Abdulaziz Alsaud

Age: 77
Nationality: Saudi Arabian
Marital Status: Married
Children: 1
Worth: $28 Billion
Born in Riyadh in 1923, the King has spent his life on one diplomatic mission after another. He has also held such posts as Minister of Education, Minister of the Interior, and, of course, the King. He was present at the signing of the United Nations Charter in 1945, the coronation of Queen Liz the second in 1953, and a meeting with Richard Nixon in the U.S. in 1974 (taped recordings of this meeting still exist to this day, but no one knows where).

He came to power in 1982, and all of his money is in oil, investments, property, and the sweat of his people (sound familiar?). All because of the great defining factor of birth. Yes, birth and dumb luck. Ya gotta love it.


4. Sultan Hassanal Bolkiah

Age: 53
Nationality: Bruneian
Marital Status: Married
Children: 10
Education: Sandhurst Royal Military Academy
Worth: $30 Billion

The 29th Sultan of Brunei was educated in his early years by tutors and private institutions before winging his way north to Britain. There, he entered Sandhurst Royal Military Academy as an officer cadet. The training seems to have paid off, as he is now Sultan and Ruler of Brunei, as well as Prime Minister, Defense Minister, Finance Minister, Religious Figurehead, and Grand High Poobah. All elected offices. Kidding! This guy can go to the bathroom and still have a cabinet meeting.

All of his money is in, say it with me now, oil, gas, investments, and yes, the ever-popular sweat of his people. Especially that oil thing, which has made so many billionaires in the Middle East. The illustrious Sultan also has two wives and ten kids. So lets see… 6 jobs, 2 wives, 10 kids, 2 turtledoves, 1 dictatorship, and he's an avid polo player. So much accomplished, and a mere 53 years old


3. Paul Gardner Allen

Age: 46
Nationality: American
Marital Status: Single
Children: 0
Education: WSU dropout
Worth: $30 Billion

Another Microsoft billionaire, Paul Allen is the buddy who dropped out with Bill Gates to build the software company that now holds a monopolistic stranglehold on the world. Paul dropped out of Microsoft some time ago to spend his time privately investing his money and sipping piña coladas, but he still holds a stake in the company. His current baby is Vulcan Ventures, with which he pursues his dream of a "wired world" by buying up cable operators and other technology-related companies.

It's not all boring tech stuff, though. Paul was also smart enough to invest in sports teams like the Portland Trailblazers and Seattle Seahawks. Single guy, 30 billion, owns a couple sports teams, knows Bill Gates personally… poor baby.


2. Warren Edward Buffet

Age: 68
Nationality: American
Marital Status: Married
Children: 3
Education: Columbia
Worth: $36 Billion

A distant second, Warren Buffet also has a quarter century on Mr. Gates, so he's had lots of time to build up his not-too-shabby cache of $36 billion. Frankly, we don't know what he's been doing with his time… apart from heading up investment conglomerate Berkshire Hathaway, that is. Warren took over 30 years ago, and the company has averaged a 25% annual rate of return since.

Strangely enough, Buffet's investment style is conservative, leaning more to the long-term buy. Warren owns about 40 percent of the company, and at over $47,000 a share, it will be a while before anyone buys him out. Much better to try to get in at Microsoft, or strike oil, where you don't need money up front.


------------- finally coming up --------- the richest by luck

1. William H. Gates III

Age: 43
Nationality: American
Martial Status: Married
Children: 2
Education: Harvard dropout
Worth: $90 Billion

We should all just face the fact that Bill Gates will one day rule the world. By the time Windows 2015 comes out, all will fear Bill's wrath. But you gotta admit that it doesn't look like it went to his head; the richest human on Earth, and he has the dorkiest haircut money could buy.

The son of a lawyer father and teacher mother, Gates dropped out of preschool to devote all of his time to inventing Microsoft with chum Paul Allen, then just 3 years old. After drooling all over the HVAC tubes, Bill decided to go back to school for a few more years, eventually dropping out of Harvard University to work on Microsoft.

The rest, as they all too frequently say, is history. Microsoft became this huge international corporate behemoth, and is currently fighting off anti-trust investigations and accusations that it holds a monopoly. When Bill rules the world, he's going to come down and fire those federal court judges with extreme prejudice. They'll never work on his planet again!

Gates relinquished his role as President of Microsoft in 1998, and as CEO on January 13, 2000; both posts are now held by Steve Ballmer. However, Bill remains Chairman and "chief software architect" of the company, as well as its largest shareholder. So they still let him come to board meetings.

Mr. Bill once gave $17 Billion to charity, which makes Ted Turner's paltry offering of $1 billion to the UN look like chump change. He's also written a couple of books and is heavily invested in biotechnology and cellular and satellite technology. Investors, call your brokers.

So to get onto our list of the Seven Habits of Highly Effective Billionaires, you must: join Microsoft (preferably early on), be an oil baron, drop out of college, get married, have 3.1 kids, inherit lots of money, and bleed your people dry. Tell your friends!



i am rich too .... coz i am happy with what i have.


LearningToLive
Rating
One who experiences everything as a part of himself !


Jasee J
As per Forbe's list, richest person is Bill Gates (53 B$). I definitely think there is some cover up here. Sultan of Brunei being Head of State has not been mentioned in the list. But, I'm sure he far beats Gates with his wealth.

He is variously said to have owned between 1,000 and 5,000
cars; According to Guinness World Records the Sultan's personal private collection has 200 Rolls-Royces — the largest collection of that marque in the world; Among his collection are the Lamborghini Diablo Jota, Porsche 959, Jaguar XJR-15 and six Dauer 962's. He is also the owner of six models of the Ferrari FX, the original red show model of the Bentley Continental R, two fully operational versions of the Ferrari Mythos concept car, both of the Ferrari 456 GT Sedans, the world's only Right hand drive Mercedes-Benz CLK-GTR, seven McLaren F1's including both black LM models and three Cizeta cars. He also possesses a Formula One car as driven by every Formula 1 World Drivers Champion since the 1980 Formula One season, particularly the ones driven in the last race for each season. A prime example of this is Jacques Villeneuve's Williams FW19 which still bears the collision damage courtesy of Michael Schumacher in the 1997 European Grand Prix; The collection of vehicles was for the most part stored and serviced in five aircraft hangars, where specialist teams from the various manufacturers would maintain the collection.

For personal use, the sultan possesses two Boeing 747-400s furnished with gold plated furniture, six smaller planes and two helicopters.

He also operates a $1 billion theme park called Jerudong Park, which in the past used to be free of charge. Jerudong Park

Despite his personal extravagance, he has attempted to share the country's oil wealth.

I'm sure he'll buy Gates before he reaches Microsoft's gate!


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