 How much money saved as a back up to survive, you know so you dont become poor? |
im thinking around 10,000 pounds at least
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giddy up and how much is that ... |
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 500 Billion Dollars!? |
| What would you do with 500 billion dollars?... |
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 If you had $35,000 in credit card debt and got a check for $20.000, would you do with the money? |
yes, i am in that situation. Is it best to put 20K in cash straight towards paying down credit card debt?
Additional Details
Alternatives would be:
1) save for a rainy day
2) ... |
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 Should I quit my job? I will pick the "best answer" quickly.? |
| I am a teacher; therefore, I am usually off for the summer. However, this summer I worked out of town for three weeks and I have quite a few home improvement projects I need to get into (just ... |
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 Aren't my bank taking the mickey? |
my bank insist on sending me a statement to my address which is unsafe-is this a legal requirement?
whenever they screw up the account local branch refers me to head office and vice versa;the ... |
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 Why can't credit card companies send us SMS messages when transactions are performed? This would prevent Fraud |
| Why can't the credit card companies send us SMS text messages to our phones when transactions are performed using our card details. That way we would know immediately when someone has ... |
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 Debit card fraud? |
Today I found out that I have been a victim of debit card fraud, £131 was spent at UK-Carpets-Direct (online)and £8.00 to CC London - where ever that is, I live in Cumbria.
Barclays my ... |
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 How can i make free money ( or get a free job ) online if i live in the caribbean (trinidad and tobago) |
| I am looking for Any way to make good money online for free. I am really desperate i need money fast..i need a good job like dat entry or anything else the will PAY... |
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 Do you live within your means? |
Do you:
A. Live pay check to pay check
B. Hand to mouth (a little more desperate)
C. Charge things each month you need and then do not pay it off at the end of the month (even more ... |
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 How much money do you think someone needs to live off? |
| On another forum I use, someone suggested that they thought in order for a single person to have a basic standard of living (without saving anything or making debt repayments) they needed to take ... |
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 Save for house or pay down debt? |
| I have about $1300 in disposable income every month and am looking to potentially buy a house in the next 6 to 9 months. I have a credit score of 710 however because of my credit card debt my income ... |
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 What is 6 percent of $450? |
| an investor received a check in the mail that was for 6 percent of the amount invested. if thr amount invested was $450, what was the amount of the check?... |
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 If someone gave you a million dollars, what would you do with it, be kind and give it to charity or spend it? |
| Someone gave you a million dollars on the street, what is your first reaction, be nice and kind and give it to charity or spend it on a fancy car, pool, mansion, ect...... |
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 $1200 in 4 months!? |
| i am going on a school trip to Washington DC. The money is due in 4 months! my family is pitching in a little but most of the money i have to raise myself. my family isn't that wealthy. i am ... |
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 How to make money on line? |
| I don't want any get rich chems.something that ... |
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 Cheapest way to live? |
| Being a single person what is the lowest amount in dollars that might be enough to spend on food for a stingy and reasonable living per month and what type of food should I buy?The lowest and stingy ... |
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 How can I produce more income? |
| Here is my problem. I am in a situation where I have more bills than I have money coming in. I cannot get a conventional part-time job because I have a baby at home and one on the way. I would like ... |
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diques1018 | Why am I so broke even though I make a decent living? and how do I fix it? |
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Msdeb gee
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its called life get use to it !!!!!!!!!!!!!!LOL |
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not_gullible
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When you spend more money than you earn you'll be broke. Live within your means.
Keep track of EVERY purchase you make for one month. You'll probably find that you're spending much of your income on non-essentials and unnecessary misc. purchases. It's not the mortgage or car payment that gets most people in trouble. It's the everyday, small purchases that really add up in a hurry.
Read, "The Millionaire Mind" and "The Millionaire Next Door". Most of America's first-generation millionaires do not have big incomes. They simply make better choices in how they spend compared to the eternally poor. |
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*****
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One sure way is Not to spend beyond your means.Another way, is Not to spend on things you really don't need. |
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personal_finance_101
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My guess is that you are leaking money and you don't even realize it. Get a small notepad and write down every penny you spend for the next 30 days. Enter the info into excel, categorize it and add it up. I bet you'll be shocked at where your money is going. Figure out where you can cut back and use those numbers to build a budget for yourself. Set up everything in your budget so that it's done automatically. Pay your bills/savings/retirement accounts the day you get paid through auto bank transfers and then what's left is how much you have to spend, no more.
Figure out how to live frugally, eat in, find cheap/free entertainment and hobbies, stop smoking, cut down on drinking or any other expensive vices (coffee!!).
It takes effort, but it can be done. |
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INACTIVE
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You are not alone. There are basically only two options for you... increase income or reduce expenses. If a raise or part time business or roommate is out of the question, then you need to review your expenses. We all have fixed and flexible expense categories that include housing, transportation, food, entertainment, clothing, etc. Make a list of your expenses every month and you should be able to see things that you could cut back on. We want it all but we cannot have it all at any income level so we have to prioritize. In addition to listing to expenses, list your goals. Why do you want more money??? Once you psych yourself up a destination of what you really want and need, you will be able to get there. There are a number of really good books out there... check out Suze Orman and David Bach's books. The time you spend reading and learning will take away from the time you have to shop and spend. Knowledge is power!!! |
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Leo Lion
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Don't listen to Debra g.
It's called fighting back!
Fight with all your might against the powers that be who made you like that.
Accepting failure should never be anybody's goal in life.
Map out a plan to get your finances in order, and stick to it.
It's too bad nobody is united for a cause anymore.
What better cause is there than becoming financially healthy! |
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Lianne
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You need to live within your means. Track your spending for a month and see what the major culprits are. The point is to decide what expenses are worth keeping, which are worth cutting and there are probably a few things that you had no idea you were spending that much on in the first place. Then you can use this pattern of spending as basis for establishing a working budget that includes SAVING and INVESTING and STICK TO IT. It really sucks at first regulating your spending but when you stick to it you get used to it to the point that it becomes effortless. And always look for ways to cut expenses and costs. Seriously, do you like going to work to hand over your money to other people and have none left for yourself at the end of the day. Of course not! Nobody does. |
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Freddie
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That's a question only you can answer, and the place to start is by tracking your spending. Many of get very excited by a raise in our paychecks, but we remain oblivious as our spending creeps up to match our new income. If you feel that you make a decent amount of money, then the next logical place is do you spend a decent amount of money, or are you trying to have things before you truly have the money for them? Try tracking your spending for about 2 to 4 weeks to determine where your expenses are. Then use these figures to set a spending plan for yourself that is realistic. For example, I could write a budget where I say that I will spend very little on clothing, but I know that this is not a realistic goal for me, and so in my personal budget, I have a generous allowance for clothing expenditures. You can examine your spending for expenditures that you can cut or conserve on. Don't expect that you will change your spending habits instantly, but as you commit to change in manageable pieces, you will pleasantly surprised how quickly the cash adds up and debt goes away. |
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chien_winnie
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try to work harder and spend less |
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jon s
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I started a home business to supplement my income and it has almost exceeded it.
Hi this works give it a try. You can earn up to $1092 per month just for being a member. You can sign up for a free trial by clicking here and filling out the form.
http://jsnapp.prowealthresults.com/?SOURCE=ans
During your free trial make sure you check out the members area to learn about the payplan and training and check out your geneology. Make sure as soon as you start recieving emails from PWS saying a member in your downline just upgraded that you upgrade as well or you will lose that person in your downline.
I have been searching for over 5 years for a program like this. I have been paid every week since I joined.
Have a great day. |
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happydawg
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Put money into savings before you see it. If your employer has a savings plan, have them take it out of your check before it gets to you. You wont spend it if its not readily available.
Everyone spends as much as they make unless of course they are a millionaire and then sometimes they go into bankruptcy. |
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Jeremy D
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I'm in Australia so I can't really do many surveys, but here is a link to an online survey company that pays some cash.
I've only made 3.50, but we can only do a few of the surveys, they are all for other countries!!!
http://www.*************/index.php?ref=79582 |
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Keanu
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Pay yourself first!
Read this simple book........ The Weathy Barber.
Be willing to start slow and be patient, there is no other way with a guarantee. |
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T O
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You need a need
Find out so simple ways to create a spending plan at http://www.budgetdial.com/news-October0104.htm |
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claudiu o
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have u tryed 2 be broke,without making a decent life? if theres something to be fixed theres only your way of seeing things. have faith!ask our Lord not us! |
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