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 Debit vs. Credit: which is better? and why?
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 I try to spend money?
what the best way to do ...


 Where can i earn money from the internet?
i need some good sites where can i fine some cash....


 Â£5000 what to do with it?
i have just recieved £5000 inheritance money.
i bank with hsbc and only have a self service card which means i can only draw money out from the hsbc atm.
i want to use part of the money to ...


 I have an odd ?.Not sure if there is an answer to it. Iam at a pretty low point in my life. My wife and I have
been seperated for 2 years. Iam in my mid-late 30s and have 3 kids who live with their. I lost everything in a fire last year. Was asleep in the house when it started. Came out unharmed. I have a pt &...


 I think the bank stole my money?
A couple weeks ago I deposited cash into the atm. And then a couple days later I get a notice in the mail that supposedly the envelope was empty. I am SURE/POSITIVE that i put the money in there ...


 Whats the highest paying job when your 16?
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 I am 50, I still have a job, I want to retire, but I think I dont have enogh money. What to do?
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 Can a family of three, realistically live on a grocery bill of only 200 dollars a month.?
If so how do you all do it. BTW I don't qualify for any special gov. ...


 Should i put it all on a credit card or get a loan?
I'm getting married in August next year. I'm graduating this december. So i'll only start working in january. My fiance is working. We will need money for the wedding and for setting ...


 Should i transfer my car loan at 5.97% on 5000.00. to a credit card with a fixed rate at 3.99% until balance?
is paid off. i could also cancel full coverage for ...


 What are some good ways to spend the summer at home?
I need to earn money, and need something to do at home or in my neighborhood!!!...


 What was so bad about the great depression?
If I'm not mistaken, 75% of people had jobs. Why was the great depression so bad?...


 Have you ever got into debt to help a best friend out?

Additional Details
the best friend i lent money too, was my mum aged 82, does noone care about their mums?after she fed you, educated and brought you up, i consider my mum my best ...


 How can I make money online ?
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 What's the best thing you can buy with $200 or less?
My 13 yo son wants to know--money burning a hole in his ...


 How can i get money before Christmas?
i am 16 years old and i want to make a little cash before christmas so i am able to buy my little man some things. though i do have support from my parents and his fathers parents, i would just like ...


 Can I economically ensure that, if I died, my wife could live forever on $1M life ins proceeds & avoid sharks?
I am married with a newborn. My wife does not know finance at all. I want to legally ensure that nobody, including family members, could prey upon her financially if I died. Also, I would like to ...


 Is it really your own fault if you're in debt?
I don't meant to offend anyone that has lost their job or something.. I am just talking about in some cases. I know the economy is low, but people, be smart with your money. Don't buy a ...


 How much is the least you can have in a bank account before they close it?
When I first opened it nothing was in there (i didnt put anything in) and it stayed open.... I payed in £60, and took out £55....
Can i take out the £5 left in there????????????????!!!!!!!!!!...



phil_hush
Why do a lot of Americans need a second (or a third) job to be able to pay the bills?
I'm from Europe and about 95% of the time one fulltime job over here is more than enough to pay the bills and save some extra cash.
Additional Details
Don't get me wrong please, this is not an insult. I just want to know why that is.
                     
 




Shannon
If you work in the minimum wage fields of work, which accounts for a staggering amount of people in America, then most often the job is part-time. the federal minimum wage is $5.85 for non-tipped employees. In my state, the minimum wage is higher than the federal minimum at $7.00 for non-tipped employees and $3.50 for tipped employees. (If your tips so not meet minimum wage though, the employer must pay you at least that much.) With that said, even if an employer hires you full time, there is barely enough money there to rent out a small apartment, drive a car (which is oftentimes required regardless of our public transportations systems), and eat. That is why many people find it necessary to find a second job.


MLE
Because a lot of Americans are living beyond their means. They want things and the only way to get them is to have a second job.


Landlord
Rating
Have you even been inside an American house? We live very differently then Europeans.

Americans tend to be very very greedy and want to own many many things. We have lots of cars (3-5 per family), big houses, tons of clothing, etc.

This would be OK if you have the money to pay for it. However, many people do NOT have the money to buy what they want so they buy it on credit cards. The credit card bills are the ones that create the problems.

Then of course you have heard of the housing problem, where thousands of people bought homes they had no pay to pay for and are now in trouble.

Trying to sum it up simply, Americans feel entitled to a high end life style, even if they decided not to obtain the education or job to support that life style.


Want To Know
America is geared towards the big business corporations who have the power to do almost anything to make money. Rules are made to take your money. If everyone has their hands in your paycheck then you have to have more paychecks to take care of yourself.


Joey &Shelly M
Americans want it all and are willing to work very hard to get everything they want.


andy
Rating
Because in America we need large televisions, large cars, and large houses. This causes a lot of people to need to have a second job to pay for all of their wants.


Caleb Q
that's because a lot are in living in debt and they have to get a second job to be able to keep them afloat.


Steve
Rating
Most Americans do only work one job according to the IRS. Others with a second job it is usually something they like to do. America's average family income is greater than most of Europe.
http://en.wikipedia.org/wiki/Household_income_in_the_United_States
Bye the way, unemployment in Eorope is 8% or so. That would take you down to 92%.


Jeff S
Its because the US economy is in the toilet. Its getting to the point where people need an extra job just to pay for gas for their cars.


Finally a Mrs.!!
because we want the best of the best and will do anything we can to provide for our families


Aymee L
Only uneducated or illtrained people need more than one job....the others ended up living over their means and end up in deep debt.


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