 Are you good at saving money? |
| I happen to a persone who cannot resist the temptation of emptying my pocket! Am I really a marketing victim? I can't save a penny! How do you manage?... |
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 What are some ways to save money? |
| Do any tricks work for you? My mother is leaving, my dad just lost one of his jobs (so now all we have is 28,000 dollars a year), and we can't afford the rent, so we are moving into a cheaper ... |
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 Is it weird that my husband and I keep our money (almost) entirely seperate? |
| We've been married for over 2 1/2 years. We're fairly young, 24 and 25. We do have one joint account, a certificate of deposit that was a wedding present from his parents for a down ... |
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 My bank card got stolen? |
| My best friend asked me not to tell the police at party at another friends house £600.00 was stolen from a ATM machine. She didnt know my pin but her sister and her boyfriend did who claims he ... |
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 Money is just not here.? |
| When my husband and I found out that I was pregnant with our first child, I quit college to support him through. He is now graduated we have two kids and I am going back to school. We live in a small ... |
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 Can I write myself a check? |
| I am treasurer for a church group and want to reimburse myself for something. I have one checking account for the church group and another personal one. Can I write a check to myself from the church ... |
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 Which is best- to pay off debts or to save? |
I have about £2000 of debt plus student debt (Im not eligible to pay that off yet)
I pay about £100 per month into an isa.
Should I focus more on paying off debt or saving?
... |
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 Pay Day Loan Help? |
| can anyone give any suggestions on the best on line payday loan companies ? i know none of them are really great when it comes to interest but i am looking for companies who will lend you $500 or ... |
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 If You Won A Million Dollars, Would You Quit Your Job? |
I was discussing this the other day and realized a million dollars does not have the "buying power" it use to.
Sure everyone could use an extra million. It's a lot of money.
B... |
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 I need money . How can i get rich?????????? |
Additional Details
is going to college or marrying a rich person the only way????????????... |
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 How can I get a large sum of money, FAST, to go to France? |
| Over the summer I want to go to France and study...but with the economy...NO ONE WILL HIRE ME!!! :-( and eevn if I do get hired tomorrow (which I won't) I still won't have enough money in ... |
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 What is your Formula for Monthly saving Money ? |
| I would like to explore other savers,s ideas on saving money after receiving monthly salary .What do you do , and do you think it has worked for you . I intend to benchmark some of the practices and ... |
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 I received a check.....? |
| i received a letter stating i won $750,000.00 also attached was a check for over $5,000. (actual check) attached with a letter that says i won a sweepstakes last year...the letter also says to send ... |
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 How much money is in your bank account? |
Additional Details
Don't worry, I won't rob you.
Is anyone being honest here?... |
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rebs2586 | Why do banks charge extensive amounts for charges, does it really cost £30 pound to send just a letter out?? |
I understand that this is a way in which they will make there capital, but it is so unfair on the customer. Day light robbery !!! To be realistic, what could this amount cover? maybe the lunch and a coffee for the banker writing the letter and a1st class stamp. Oh silly me they use computers to send them out.... ummm!! |
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MC Hammer Daddy
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2 points for me |
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Nicki O
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Complain and threaten to move your account. |
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sparkle79
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It is awful.....Nat West bank charges are £38.....thats nearly £40 for one mistake...thankfully I never have but it has got a couple of my friends in real trouble....can't believe they have the nerve to charge £30 per letter...just write one back and charge them £30....you are legally entitled to do this !!!! xx |
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Ellie29uk
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No. and everyone knows that you can get your money back going over 3 years.... where have you been?
The most they can charge you lawfully is £12.00... so simply ask for your money back. |
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clickclack81
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It's shocking isn't it!!! I wrote to my bank recently, (it took 2 attempts) but i did get £250.00 bank charges lifted from my account. We threatened court action! |
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Penfold
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The UK banks justify their excessive charges as it offsets the free banking if you remain in credit. Other countries I have lived in do not charge such high fees if you go overdrawn but then they charge for you being in credit. The UK is one of the very few countries where banks do not charge you simply for having a bank acocunt with them. |
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leese
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I,ve heard the banks are not allowed to charge you for going overdrawn and stuff.If you,ve still got all your bank statements and letters to prove they have charged you then you claim it back goin back so many years.Only problem is i don,t know how long or how you do it. |
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BoomChikkaBoom
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My office charges $50 to $75 per letter.
Let's see ... we have to pay rent, electric, water, taxes, maintenance, insurance, etc in order to even have an office for a client to come to. And that copier, computer and postage meter aren't free either.
And we have to pay salary for someone to write the letter so they can pay their loans for the education that gave them the knowledge in order to handle your matter properly. And that person is paid well for their years of experience in handling such matters.
Why do you feel people should service you for free? |
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David D
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I, like many thousand others, have had problems with extortionate bank charges. All you need to do is go into your bank, ask for the Manager. Just quote the "Consumer Contracts Regulations 1999". This bill was set up by the Government to regulate the discusting profits the banks are making these days. You can go back upto 6 years. Tell them you want some money back into your account or, you will take it further. |
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creative2ster
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greed and profits |
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kvsmiller
 |
You should try asking someone who works at a bank.
I'm sure it doesn't really cost that to send something out but EVERYONE needs to make money off of someone. |
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spindal2001
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Right firstly, the £12 fee is not actually law at the moment so they can charge u £30 without breaking the law. You have to think about it logically. I agree that £30 is too much to be charged, however if this charge is a result of a direct debit or standing order being paid, then if the bank had of returned the payment, you would have been charged by the company taking the money. You would not expect to borrow money in the form of a loan or over draft for free so why should they allow you to use an unauthorised over draft for free??Dont spend the money if u dont have it, simple as |
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Up your Maslow
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I notice you used the pound sign.
Assuming you live in the UK, your posting doesn't surprise me at all.
You live in a country that is hopelessly expensive; I can't imagine how people get by there. An article in The Times last week spoke of high personal debt levels soaring even higher.
When visiting the UK earlier this month, I paid 70 pounds per person per night for hotel accommodation (in a small sleepy country town). Where I live I'm used to paying 70 dollars (clue there) per room per night. And I get good service, something that Brits do not expect and therefore do not get.
Ultimately, it's a cultural thing.
I believe that Britain will be a third class country before too much longer. Wake up now, before it's too late. |
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sarah j
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the charges go towards the staff 's bounus . 5k this year thank very much. |
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gingertod
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They do it because no one ever stops them. Yes it is daylight robbery. Just like the cash machines that charge you to take your own hard earned cash out!! What can we do about it?
Ellie29UK I didn't know that can you give us more details?? |
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peter s
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try the halifax they charge £39 to send you an email that your dd of £2.75p has failed |
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DTs
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So first you want them to keep your money safe. I don't think bullitt proof glass, armoured trucks, steel safes et al. come cheap. You expect them to give you access to your cash on virtually every street corner. Then you agree how you will opporate your account. And all this for free. Then you start messing them arround and they need to chase down the details and write to you. I'm suprised its only £30. Okay they need to make a profit too. |
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