 How do I keep myself from being a compulsive spender? |
I know I have to save money for a vacation, but I dont know how to actually save money because we are not allowed to keep money in the bank "personal reasons" How do i do it?
A... |
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 If you buy something on ebay can you send cash to him/her? |
Additional Details
and if you can do have to send the enevelope witha stamp?... |
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 Is arguing over money worth divorce? |
| We are losing our house to foreclosure because my husband wants everything all at once.He wants new cars and the best of everything.I save money for a rainy I buy stuff on sale have the same car I ... |
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 My dad advised me to ignore all my credit card/student loan debt? |
| last night i told my parents i was in $13,000 credit card debt, and about another $15,000 student loan debt. my job sucks right now and can barely pay. my dad advised me to just ignore everything ... |
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 Is it possible to get a $10,000 loan and then use that money to get a CD so that you can pay the loan off? |
Is it possible to get a $10,000 loan and then use that money to get a CD so that you can pay the loan off with the interest earn from the CD?
Is this legal?... |
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 If you were rich...? |
| ..., would you spend some of your money in helping the world?... |
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| How do you Save Money? |
| I am really bad at saving. I want to have a baby but I also want to save money before I do. So how can I save I really need help, I tell myself I am going to save but then when I see what is left ... |
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 I need a personal loan... Which national bank should I go to? |
I need one for about $2000-3000. I have "average" credit.
Where should I go??? Which interest rates are better? Would it be to my advantage to just go the bank where I have my ... |
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 I have $15,000 in debt. Would it be a good idea to file bankruptcy? |
| I have medical bills, 2 repos, 2 judgements from the courts over the repos, and some cell phone and bank charges that werent of my fault all this dating back to 2005 to now would it be a good idea to ... |
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 Is it bad to refinance and borrow 95% of the equity in your home? |
| Right now our single family home is worth @$290,000.00. We have a debt amount of @40k in h. equity and credit cards. We owe on our current loan @ $240k. I've been debating refinancing from a 3... |
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 Atm not gave me money? |
| jusy tried to withdraw some money out of a cash machine, i typed in the amount and it then returned my card and said please take your cash, but no cash came out.... the machine then got suspended.... ... |
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 Is it bad I'm always broke even though I have a job? |
| I'm in school, I work, I live alone and support myself. I can never seem to get ahead bill-wise and have been late on my rent the past 3 months. I always pay my bills when I have the funds and ... |
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 How can I realistically make money from home (UK)? |
| I'm out of work at the moment and looking to make some money to stay a float e.g. £100 ... |
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 Is it possible to take out a personal loan for $25,000 with a cosigner? |
| We are trying to consolidate some debt from business transactions which occurred 16 months ago. We've been paying credit cards on time with more than the minimum payment since then. We've ... |
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| How can i get out of debt.? |
| i have a wife and two kids,i'am desperate.... |
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 I need $7,000 fast...? |
I need $7,000 and fast to buy this mustang I found. Any ideas of how to come up with the money other than loans or selling drugs?
I would love to take out alone however I am not 18 and my mom ... |
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Christine A | Why do banks get away with ripping off their customers? |
We all have to have a bank account these days. The days of getting your wages in cash are long gone. So we are all at the mercy of the banks. I changed jobs recently and when asked for my bank details gave one digit wrong. Pay check was returned from bank. I was told it had goine in, went shopping and was charged £75 for every transaction I made with my card. (one transaction was for £9.99. Total charges £75 - for three small transactions, less than £100 overdrawn. |
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Roz M
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People have been trying to take the banks on for years for all the rubbish they put us through. One being that If a person wires money into your account, it comes straight out of their account, the bank puts it for a few days into a limbo account, so they make money on it,(they have had to produce a programme that diverts it from going straight into the other account) then it appears into your account days later. With electronic money transfer, there is no excuse for this! The banks have the government in their pockets. So nothing will change. |
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The brainteaser
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becuase they are crooked and the customer is not important anymore |
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Adze
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Clever crooks are just ripping off every one
try paying cash,that's what i do |
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iHEARTjuicy
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that's why you bank with a CREDIT UNION and not a bank.
credit union = non profit organization |
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lakeside5
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what bank are you dealing with. Many banks now have overdraft protection, so this will not occur. Or you can have it taken out of your savings. You might try calling you bank and explaining what happened many banks will do a one time courtesy move and take them off. Good Luck |
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nbasuperdupe
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Don't charge anything until you know the money has been confirmed in the bank. Not just because you were "told" it had gone in.
Hopefully you gained a little wisdom.
. |
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Steven W
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Hey they have all the money and what can you do except go to another and they will find another way to rip you of.
Banks like to make money too so they can pay their big bosses the incredible wages they demand. |
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notsoanonymous
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It does seem fantastic that banks get away with so many wrong-doings.
Here in Spain, apart from a whole bunch of charges for all sorts of things that are their job anyway, you get that whole sub-world of electronic transfers. How can it take days for an electronic fund transfer to be confirmed? They sit on the money and make money with it while it is shunted out of the way, making "checks" to make sure it wasn't a mistake and no one gets the interest on that money.
Gosh, one could continue railing till the cows died in the fields but yes, why do banks get away with stuff that would shut down any other customer orientated company? |
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Vicky M
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There are a few things to consider.
I hope you have learnt to use telephone/internet banking or at least the balance option on a cash machine to keep a check on your finances
If it was the first time you have done overdrawn/over your limit then you stand a good chance of getting the charges refunded if you are firm but polite.
Call them up, and I would add if you do get through to someone who doesn't sound sympathetic then ask to speak to a supervisor, as they have more authority.
Don't. whatever you do though, be rude, as it will acheive nothing, as the staff are not to blame for the companies policies, and it will only make them less likely to give you a refund. |
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Thaylen M
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Here there is a 24 hr grace period before penalties are instituted. I shopped and went over by $8. When I checked the acct I had been charged a $32 fee so I called in to find out why since I have direct deposit and it was within 9 hours of the purchase. The rep told me that it wasn't the LAST purchase that I was charged for but for one that I'd made on the previous Saturday and that it hadn't gone in until Tuesday, BUT I knew since it had gone in on Tuesday I was still within the grace period because of the direct deposit going in within 24 hours of the charges posting. Try as they could they could not get around that fact and I was reimbursed the $32. It was theft period and if I hadn't caught it they would have gotten away with it. I'm sure they have done it with other customers who would not question the legitimacy of it because you are SUPPOSED to be able to trust your bank! |
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Just passing the time!
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Natwest keep taking money out of my sisters account for no apparent reason!.....no cheques, standing orders or DD's were due out...she has yet to contact them on this matter.......happened to someone else too! |
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Frank Castle
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I strongly suggest you to pay your £9.99 transactions with CASH. |
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