 Should I apply/get a second credit card? |
I'm 23 years old, graduated college and got a job at a bank. The bank has a credit card for employees that has a lower interest rate.
Currently I have a credit card with a limit of $30... |
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 If you were in debt, which company would you use for debt advice / iva? |
Additional Details
you read alot about pay plan, debt free direct, debt 24 and others, just wonder if anyone has had experience with any and could give me advice on who to use. want to ... |
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 How should I pay off the rest of my mortgage? |
| I have 3 years and 3 months left on my mortgage and the outstanding balance is £23,281.10 - I can't decide whether it would be cheaper to get a personal loan out and pay it off or whether to ... |
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 Make money online? |
Hey, I'm trying to make money onlnie without having to give out too much personal info (aka my address)
I've tried some, but when you signup for them, they don't cost ... |
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 I lost it?!?!? |
| It it possible to get the proof of purchase other than having a receipt?... |
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 401k question? |
| My mom has been working for her company 33 years has a pretty good amount in her 401k. She fell in to some trouble with her credit cards and some other stuff and would like to take some of her money ... |
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 How can i be a millionaire? bcuz money is the most? |
| my life no full of colour without money but im full of imagenary that can bring me far from my world sucks everywhere nobody cares i wish that my question can help ... |
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 Can I live on $1400 per month and retire? |
| I'm 57 and my home is paid for. I would like to retire but am afraid of not being able to live on $1400. I haven't saved any money other than maybe $10,000 in RRSP's but that is about ... |
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 How can i get a personal loan for $2000? |
| I have ok credit and need a loan quick to pay back monthly.... |
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 What's the best way to make money without having a job? |
| I'm trying to make $6,500 by the end of February and I don't even know where to begin, how would I start? Is there some sort of fund raiser I could do? I need the money for a trip to Japan ... |
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 My husband is over-spending, how can i get him to stop? |
| About a 3 months ago my husband and I decided that we need to get a joint account and pay our bills and other expenses jointly (we're newly married). He knows he has trouble spending, and so we ... |
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Catarina | Why do people get into debt? |
What can be done to solve the problemo? |
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Rush is a band
 |
There are legitimate reasons to go into debt. Purchasing a home is often one of them. Who can come up with the full price all at once? Not many people. But many people can put down 20% and pay over 30 years for the rest. That debt makes sense as the underlying asset USUALLY, and HISTORICALLY will increase in value (present situation excepted).
Another good reason is a targeted and focused education.
Paying for health care of a child is another reason as most people would do anything for their children.
Other reasons aren't so good! |
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Feeling Mutual
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Their children get sick or injured and the hospital bills are horrendous.
National Health Care |
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Bogie
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Do with out things you do not need. |
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Monica
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can't control spending, spending money they really don't have |
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cluckincom
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Can only speak for myself luvvie, I was on straight and narrow,....
Then had 3 cars stolen in succession, and 2 accidents that were not my fault - But the daft system in the UK meant I could only claim for one car.
In the space of a year I lost 5 jobs ALL through no fault of my own (redundant/laid off 1 firm ceased trading )
Then the dog broke a ligament which was £700 ($1400)
Another car - and the head gasket blew -so had to scrap that one
All this had to be paid for by credit card as we had no savings.
Then I thought I would get every credit card I could get as much cash from them as I could for a down payment on a mortgage.
So sometimes its pure bad luck sometimes its self inflicted, but never ever think its always self inflicted |
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Rodeo Queen
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spending too much money
have no budget |
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dr.pepper
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cut up the credit cards and stop getting what you dont need ! |
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Donna C
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because it is so easy to slide that little card though that little slot and say charge it.
And we can not tell ourselves NO. And because some stupid credit card company just keeps sending these card though the mail and people just use them, thinking that they can pay it back. |
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pickles
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too much credit issued for them |
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Wounded Duck
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Self absorbed, impatient, childish behavior patterns usually! |
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Shat Splatterson
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Unless you have a really high income, you will need credit to afford a middle-class style of living. |
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PeachPie
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~People need things that they can't afford at the time like homes and cars.
~People need to go to college and don't have rich parents to pay for it. |
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