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 I want to make money online so i've heard of cash crate.com and swatcash.com but i don't know if it's safe or
if it could be a scam. has anyone tried these websites or should i just not risk it?...


 Will I get in trouble ?
I signed up to a online company and I realized immediately it was a rip-off; I googled (I should have done that before signing up !) and I found a bunch of messages from people reporting the same rip-...


 How do I get rich fast before i turn 20?????????
Without doing anything .... I want everything now tell me how to get a lot of money without having to ...


 I am the beneficiary of my father's will...if he passes away, will I be responsible for his credit card debt?
...


 I have bad credit history and have been lookin at car finance have i any chance of getting car finance cheers?
...


 100k per year?
would you be upset like me if you were only getting 100k per year ???...


 I serious question with my checking account...?
In May of this year I paid all my bills as normal. Well, the money that I used to pay has not yet (nearly 5 months later) come out of my checking accounts. The payments I have made with the months ...


 Can i file bankruptcy on just one bill?

Additional Details
in a divorce agreement my ex owes for this bill ( co-signer here) and he didn't pay, It's 20,000 dollars and now their takeing out over 500 a month out of ...


 I need to get $200 in the next 12 hours, any ideas?
...


 What is the easiest way to get out of debt?
I am working on getting out of debt and am doing okay at it, but I can't do anything while doing it. There is nothing left to do fun things, and I can't even date if I don't have ...


 I got a loan for £7500,if I increased my overdraft and paid off my loan would this be cheaper?
I bank with Natwest and got the loan from them to. I have about £500c in bank at the moment and a £2.5k overdraft limit. I dont know if it would be cheaper for me to get a larger overdraft limit ...


 Does using my debt card establish credit?
When I use my debit card as a credit card (sign for it and dont enter my pin number) does that establish credit?...


 Should we take money our of our 401k to pay credit cards?
We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over...hopefully....


 How do you contact e bay? been ripped off!?
paid for item on e bay using pay pal, money gone out of my account, not received goods. Item does not appear in 'my e bay' or on my pay pal account. Seller stopped trading and all recent ...


 Credit card debt paying method...Please help.?
Hi...I have 2 credit cards. One I owe 400 dollars and the other one I own 1000 dollars. Currently I have 800 dollars to pay off. I heard if you pay your debt off, your credit would go down. So I'...


 How can i earn money on the internet?
...


 I need money asap.?
Im a single mother of 2, i work a full time job but my credit is bad. REnt is due and I dont have enough money to cover it does anyone have any ideas on how i could get money fast and legal?
A...


 How Can I deposit a check into my bank account made to my mother from a company?
She gave them to me....


 Good ways to make money online?
Im a teenager and im looking for some ways to make money online. im good with computers so i need some ideas....


 How can i make money fast!?
Okay, so i want to make three-hundred dollars for the ipod touch as fast as possible. I just had six-hundred dollars, but i put half in the bank and then spent the rest on a friends present and ...



john z
Why do people spend and overspend.?
I don't drive a car I ride a bicycle to shops and my feel get sore from walking about 10 miles a day at my job as a cleaner.My shoes are holey and i need to buy new shoes but when I get home from work I refuse to pedal to a place where I can buy things.Meanwhile my bank account balance just gets bigger. I am too busy and I keep on wondering why am I always given money.I pay and have paid $105 a week for almost ten years. and I am happy. I do not have health insurance nor any kind of insurance policy. I live very simply and I am so happy for this.
Additional Details
That is $105 rent.Can a person excircise too much and not find a way to eat enough
food
                     
 




servicedogstar
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i dont believe in spending money you dont have but for some peploe liveing on limeted income is not as easy as it is for you I have a disblity and not haveing health insurance would cast me 700 or more a month and renting for 105 a week is not a posiblity where I live and finding a job if I move would be very dificult I cant bike everywhere with out a car I would be sranded in my home untill someone came to get me I dont buy unnessesary things or use credit I plan a very modest buget but have to exept help for the goverment and family to survive


Mark H
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Many people have voids in their life and need to buy things to make them happy. That is the culture created in the US. To keep up with the Joneses. Many people are just wired that way, to be envious and to want more than someone else - jealousy. So advertising feeds into that. If one is not self confident you fall into the trap that to be successful you need the trappings of life. People generally do this all their live and then late in life when their health is fading they will see that none of this matters and just health and social connections and a basic standard of living with enough wages to allow you personal freedom is good enough. MOst of the good things in life are free or near free, but that would not feed corporate coffers so we are sold to feel good you need to buy $40 T shirts, $400 jackets, a new car every 3 years and if you live in a trashy 1500 sq foot home you are poor; 3500+ sq feet is what successful people live in.

So all these people spend every day to buy these things and they will never retire and be stuck paying for their debts by working til the day they drop as a Walmart shopper wondering why they wasted all that money on things that truly have no real value excep to impress other people. I mean, does a Coach bag have any value other than to show off? A $12 purse can do the same thing. It's all about appearances as we are a superficial culture. We judge on appearance.


Deliah
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i r r e s p o n s i b i l i t y


Alletery
It's too bad that you can't teach them your philosophy!


Mary G
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Some do it because they're bored, others because they lack common sense, lots of reasons. If you are happy with your life, that's good.


chitowncf
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I have wondered how poor people have so many luxuries -- the latest, best, and most expensive of eveything when many people, who are very well off financially, say no and use tremendous self discipline when purchasing items. I guess it comes from habit and from what they learned as children. Very often, wealthy people have money because they learn to save and sacrifice. People without money think of every excuse to buy things they cannot afford. I do not keep credit card companies in business because I pay all of my bills on time and sleep very well at night.


dee
Hi,
congratulations! I live frugally but I have a car, I only by end of
season clearance and don't need alot either. The problem
is everyone is always trying to be one up on somebody else.
I don't buy into the materialistic stuff.


mister ed
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john u asked two questions one -- i think the biggest problem is "keeping up with the jones" if people would just live a simple life they would be rich in more ways than one -- but they have to try to one up everything 2) no i used too bike and run every day -- but my body always told me when i needed to eat more -- i do not believe you can wear out the body i am 68 i still bike and job but at much slower pace!!! hang in there and have a good life!!! speaking of biking i just wish we had more bike trails through out the cities and between towns!!!


Lynn
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Many people do not grow up with good role models for managing money. If their parents cannot manage money, or do not have the ability to teach money management to their children (Not everyone is good at imparting their knowledge) the children struggle their way through blindly as young adults. Money management is not routinely and consistently taught in school either. Many people have considerable difficulty with even basic math, just as some people cannot spell very well. So I think that often times young people are just not well prepared for every day life as a young adult, but yet can be doctors or physics majors. You are lucky to have learned the value of thriftiness.


DebtFree
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most of us overspend and are broke because no one showed us how to handle money. the importance of avoiding debt and saving... that is where dave ramsey comes in


Blue_sky
That's great, it's called contentment, one of the things that is missing from the materialistic society. You may not be a millionaire but you live happier than them. Good for you....Don't forget to tithe.


♥
some people spend money they don't have to feel a void in their life. they are hoping the things will make them happy. at the end things don't make you happy.


dmarie_333
that is great, you should be proud, you were not sucked into the vacuum of materialism.


Amazo
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Wow. Simplicity at work. Amazing.


7 Habits
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Some people can't save for that "rainy day" and live like they're gonna die tomorrow.


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