Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 How can I stop spending money on line?
It is all to easy to shop on here, but I have to stop,otherwise I will have no spending money for my holiday....


 How can I get money back for goods ordered but not received when the company has went bankrupt/liquidation?
Farepak Hampers have went bankrupt or in liquidation and all our much needed christmas savings for vouchers have all but disappeared. What can we do (10 weeks before christmas)???...


 If I make $100 000 a year, is that a lot compared to most people?

Additional Details
Im 33 in a relationship, and live in Canada, Ontario....


 Why take out a Credit Card?
OK so what are the benefits of credit cards?...


 How much do you save per month?
Is £150 per month a good amount to put into a savings account for if ever my wife and I were to have a baby, we'd have that money set aside for all the costs that come with it? is £150 per ...


 What do you do and how much money do you make?
...


 I'm in need of a personal loan. Is anyone willing to help?
Is there anyone out there that is willing to borrow money to me. I've exhausted every option, and because of my poor credit score I cannot get approved for a loan. I'm trying to get back ...


 How do u save money!!?
Hi i am moving out of my parents home soon with my partner and our 4 month old son and i was wondering how everyone save's money around the house and on grocery shopping?

Thank you in ...


 In a check, where is the routing number located?
...


 Why do people get CDs?
Are they just stupid?

A measly 5% a year, for holding your money and not letting you access it? Especially when most start at $2,500 minimum. Our expenses yearly (obviously) far exceed ...


 I have a debt problem. I am receiving collection letters from a company. This all came from a divorce.?
My ex used a credit card i didn't know we had after we were separated. 4 years later i am finding out he is in about $20,000.00 in debt. How can i find out from the info i have from the ...


 Can I afford it?
So I would really like to buy the Dell XPS M1710 Total Domination laptop, and the price is $4,950 or $149/month. I make $7.00 an hour and work anywhere between 25 and 40 hours a week meaning I make ...


 Would you retire at the age of 22?
My husband wanted to know if you could or do make 2700 a month and will recieve it for the rest of your life, would you retire at the age of 22?...


 I need to find a loan shark asap.?
Do not answer my post if all you have to say is don't do it because you will be wasting your time and mine.
No place will do a loan because of my ex screwing up my credit so don't ...


 Bankruptcy before marriage?
I recently filed for bankruptcy because of a failed business. I had to file chapter 7. It is to be resolved in the next month. I am also planning on getting married, but not for another year or so....


 Would you rather have two 50 dollar bills or one 100 dollar bill?
I know it is the same amount.........


 I gt mail frm yahoo mentioning I won Yahoo UK lottery is it true?
I m gettin some mail from YAhoo mentioning that I won $800,000,00 doller on promotional yahoo Lotteery.

IT also envolve the HSBC BANK and Later ICICI for INDAIN trnsfer of money

...


 If you were given a certain amount of money, say $100,00, what would you do with it?

Additional Details
cyberbeauty- Who knows?...


 Can I deposit my husband's paychecks for him?
Between work and commuting, my husband can't get to the bank on weekdays. When we're busy on weekends, his paychecks can sit around for weeks without being deposited. Our bank also has ...


 Where can I find a private money lender in the US for a personal loan?
...



trust no one
Why is it that when you go into a shop and pay for an item by debit/credit card?
the payment goes to them within a day or two sometimes immediately, yet when you go to get a refund for a faulty product, etc it takes up to and over 7 days for your card to be refunded!!!
Additional Details
"csucdart"...! sorry you are not so important to my life for me to go searching to see which questions you ask!! Talk about throwing your dummy out of your pram!! Get a Life!!
                     
 




notsurerightnow
Rating
with regards to payments to the speed depends on 1) how frequently the retailer completes 'uploading/end of day reports' to the bank. Some larger companies do this in real time, other smaller companies maybe manually once a day.

The speed of debit and then refund once the details have been uploaded depends upon 1) the retailers bank 2)your bank and account 3) the day of the week (ie: is it a workind day)

The more sceptical people will realise that some companies may use a different system to refund on then they take payments on - in this way the times can be partially controlled by them


Polo
Rating
The longer they have hold of the money, the more interest they gain.


zebra597
Rating
because people are very quick to TAKE, but not so quick to GIVE or GIVE BACK!!!!! Sad but it's human nature.


DH
A lot of that depends on the business, how they settle their credit cards, and what bank you have.
I work in the finance office for a non-profit museum. I deal with refunds all the time. I can refund any amount of money very easily from my desk (I'm hooked up with the credit card system our front desk uses), the refund is effective immediately as soon as I hit the send button, but sometimes the banks (either ours or theirs) don't refund the actual amount until several days later. I think a lot of that wait time has to do with the banks verifying the charges and refunds.


♥mama♥
I know! that makes me so mad.


shrndcksn
Good question.


Del Piero 10
Rating
You make them reverse the card transaction.They can do it as fast as they take money off of you.


richard_beckham2001
Its your bank that slows the process down. The refund in the shop is put on to your card straight away.


K. Marx iii
Rating
People really dont have time to check question history. So you are right to ask. It is the same with my bank. When I pay in cash through the cash point, it takes about four days to appear on the balance but when you take money out it is on the balance there and then.


❂ BlueBerry ❂
capitalism is not supposed to be fair, just easy and accessible to everyone [this corner of the planet]


ab63n22
For banks it is all about how much money they can make.


J
Rating
its a scam. they want you not to bother asking for a refund so they try their damndest to keep your money from you as long as humanly possible.
cheapskates!


csucdartgirl
Rating
I already asked this question, why did you ask it again?


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy