 Bankruptcy before marriage? |
| I recently filed for bankruptcy because of a failed business. I had to file chapter 7. It is to be resolved in the next month. I am also planning on getting married, but not for another year or so.... |
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 I gt mail frm yahoo mentioning I won Yahoo UK lottery is it true? |
I m gettin some mail from YAhoo mentioning that I won $800,000,00 doller on promotional yahoo Lotteery.
IT also envolve the HSBC BANK and Later ICICI for INDAIN trnsfer of money
... |
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 Can I deposit my husband's paychecks for him? |
| Between work and commuting, my husband can't get to the bank on weekdays. When we're busy on weekends, his paychecks can sit around for weeks without being deposited. Our bank also has ... |
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 I have a lot of debt and I want to consolidate but no one will give me a loan to do so. What do I do? |
| I have a lot of credit cards that I want to consolidate and get ride of but I keep getting denied or they give me very low loan amounts that will just get me in more trouble instead of helping me. I ... |
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 How hard will it be to marry someone who makes much less money than you? |
| I am engaged to marry a man who earns a lot less than I do. I love him and he is so good to me. I ignored my mom who was concerned from the start that it would be hard with this person. We have lived ... |
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 What is the best bank to bank with? |
| I am fed up with the service I am getting from Llyods and want to move all my banking. I have 2 cuurent accounts 1 joint and the wife also has a current account. I am never in the RED and always have ... |
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 If i am applying for a job and the salary is $14 for the first 90 days and then $16 after that...? |
| and the HR person sent me an e-mail asking what my salary requirements are. i don't know what to put since I assumed that the hourly rate was what the salary is?? i am confused. what should I ... |
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 If you won the lottery? |
| If you won the lottery for lets say 50 million dollars how would you spend it?... |
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 I have eight grand in my checking account? |
How do I turn it into more money?
I've tried lottery tickets, but that isnt working. Do I put it into a some sort of account or something?... |
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| Can a family member get a judgement against you for money owed? |
| We borrowed money from a family member and have been making payments. We have ran into financial difficulties again. They have said they are going to get a lawyer. Neither one of us have documents or ... |
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 What would be wise to do with alittle over $5000.00 dollars? |
| Next month my sisters and myself are to receive almost 6,000.00 dollars each from an aunt of our who is deseceased. I want to make the right moves and spend the money wisely,but also want to have ... |
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 Does this ever happen to you? |
| Do u ever have a bill collector call u about some money u owe them?...and inreturn u do talk to them and make payment arrangements...then they tell u that they will note your account on the computer ... |
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 What would you do 1st, 2nd , and 3rd if you win millions dollars in lotto? |
| I'm just wondering. This way I am preparing for myself. I hope you guys give me honest answer. Thanks.... |
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 If someone offered you a job that payed 1 cent the first day and dobled every day for 30days would you take it |
| you start at 1 cent and it doubles every day for 30 days ,so 1 would double into 2 then 4 ,then 8, the first dollar would come in on day 8, by day 10, you would have over 5 dollars,would you take the ... |
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 Is it fraud if you issue cheques knowing here is no funds in the account? |
Does it ammount to fraud if someone issues cheques knowing there is no money in the account to cover them?
I am talking about cheques which are gaurenteed by a cheque gaurentee card so the ... |
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Meeee | Why take out a Credit Card? |
OK so what are the benefits of credit cards? |
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Derrick J
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Credit cards are good to have to establish a line of credit. This basically just shows that you have to ability to be responsible enough to be given money and pay it back over time. To do this without great fluxuation looks better upon you. If they only want to give you a high interest rate like 15% interest or more go ahead and get it just dont use it and after a year or so they will see that you havent abused it and give you a lower rate. Credit is important and a credit card is the easiest way to establish better credit if you use it wisely. |
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patsy
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If you go abroad on holiday, the credit card does not charge you for using their card whereas the banks charge £1.50 per transaction. If you buy something and it doesn't arrive you can get your Credit Card company to claim the money back. You get up to 60 days free credit. If you visit the United States most companies especially the Hire Car Companies will only take a Credit Card. You will still need the Credit Card for the Car Hire companies even if you have paid fully in advance as they always want an imprint of your card in case there is something wrong. Downside is of course, it can be very easy to run up debt, especially if you do not pay off the card every month. As long as you pay off the amount every month, the credit card works fine. |
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CeeVee
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None whatsoever, I manage quite comfortably without a credit card or a bank account.
I pay cash for everything and don't see why I should add to the obscene profits made by the banks simply for looking after my money. |
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Lindan5
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My credit card is for EMERGENCY USE ONLY!
I don't like them. Don't shop with it. Its just my security blanket in case I should get stranded anytime in an emergency. |
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Carrie S
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I like my credit card because if you are in a restaurant you don't need to worry about how much money you have in your account. It is an extra security because you never know when things will crop up that you need to pay for.
Now that Debit cards are also Chip and Pin they are much preferable but you need to know at all times what your balance is so you don't go overdrawn. I find it easier to use the credit cards and not have to worry,. |
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Katya-Zelen
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You can spread the cost of big purchases.
They are absolutely fine as long as you are responsible with them. |
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bez
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You can have want you want and you can it now, but other that nothing apart from a pile of debt and you cant even remember what you bought with the money. |
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manforallseasons
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Why indeed ??? |
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seantyrer123
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There are some really good answers posted here as to why you may consider taking out a credit card. However if you are attracted to the payment flexibilty that a credit card offers but are worried about getting into debt you may wish to consider a Pay As You Go MasterCard ?
This would allow you to have access to the payment platform that MasterCard provides but will help to ensure that you do not get into debt. I have attached an example link below. Hope this helps!
http://myvesta.org.uk/cashplus/ |
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Phlodgeybodge
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There are no benefits to credit cards. If you can't afford to buy it - you can't have it. Or, save up for what you want - you'll appreciate it much more. |
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speedball182
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If you can borrow money and pay it back on time, it increases your credit rating. |
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McGoo
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The only benefit is you do not have to have the cash in your pocket all the time, that is about all, the rest of the wonderful benefits are usually traps to get you to spend more money that you have, I personally have enough credit rating to be able to spend 5x my monthly wage, and after how do I pay it back ?. If it is not paid at the end of the month ( no interest ) the the actual interest can be as much as 36% in year, so if you let £1000 ride for a year and you just pay the minimum, you re going to need £360 more than you started with to settle, they are handy but be very care full, you can get into debt very easily. |
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Confused
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Well for starters, you can take out terms on a credit, meaning you can pay straight away like if you had cash or can take it on a payment plan. With a credit card you have to be strong in that you don't just go out and use it willy nilly and then you get yourself into huge debt. If your a big spender, then i suggest you steer clear of getting one. |
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