 I need to get a student loan...what is the best place to get it from? |
i know there are federal loans, and many banks off student loans....but in genreal, where is the best to get one?
i need to get one to cover my next 2 years of tuition among with other ... |
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 I had a credit card which was " Charged off as bad debt, and purchased by another lender.? |
| Now a creditor wants to collet the debt, even though my credit report shows it paid. Do I need to pay off the creditor?... |
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 Do you save your loose coin change and how much is most you ever saved? |
| I put my loose coin change in a large jar. At the end of a year I sort it and turn into the bank. Last year I had $823.00.... |
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 How can i get us$50000.00 in 30 days? |
Additional Details
i am desperately need that money.......
if u gonna rob a bank which bank is your ... |
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 Early Retirement? |
| I might have the chance to retire at 53 with a pension of around £15K per annum and a lump sum of around £45K. My mortgage is paid off and I'm single with no dependants. How much money will I... |
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 Why would you seriously need a million dollar car? |
| Where would you drive the car? what if someone stole it. and it goes so fast you couldn't control it I'm mean seriously i think it's a waste of money and just more for show. I say save ... |
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 Do I still need to pay it the debt was defaulted 6 years ago? |
| When I was younger I stupidly got a loan with my boyfriend and then I had lost my job and could no longer pay it. It was defaulted and heard nothing more about it But had baby with my fiance and we ... |
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 What do you think is the best way to get rich? |
| I'm not saying get rich quick. I just want to how people think they would get rich.... |
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 Mortgage Enquiry? |
| Does anyone know if you have a partner living with you and you do not want a joint mortgage, will the mortgage lender take into account (when looking at your affordability calcualtor) the money they ... |
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 I want to pay off all my debt..? |
| so it's the usual story, I went a bit crazy when I turned 18, contract phone, credit cards, store cards etc Then I lost my job and just stopped making payments. It's now 5 years on and i ... |
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 If someone is making $57K a year how much is your check monthly NET? |
just an estimate???
Additional Details
no kids...i think they only deduct 100.00 a month for ins.... |
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 I'm sixteen years old and I need a way to make some cold hard cash? |
| Can you help me come up with some ways to make quick cash. My mum says that the clothes I want to buy for school is too expensive for our budget and If I want the other clothes that I have to make my ... |
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 My husband's job does not offer 401k. What should he do? |
| I have 401k through my job and they match some of the amount that I contribute. What options do my husband have?... |
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 Do paying bills late affect credit rating? |
| I am in school and move between my apartment and my house and sometimes I don't receive a bill because I'm not around and miss the due date. Does this affect my credit rating at all? These ... |
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 If you just got a summons to go to court becuase you owe? |
| 5,000 on a repo.....is it smart to refinance your house? even though your payments would be about 200.oo more a month, but you would be getting back enough money to pay back that debt. and money left ... |
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sugar4660 | Will I Ever Get Approved For An Apartment Again? |
I am in the middle of cleaning up my credit, with quite a ways to go before it looks decent again. Trust me, the lesson was learned, and learned very well!
I have a dilemma now. I need to rent an apartment by October 1st, and I know without a doubt that it is going to be difficult, to say the least, to be approved once they get a look at my credit report.
I will be able to pre-pay the first six months of a year lease, but will that make a difference to a management company?
As I said, I am slowly but surely getting my credit cleaned up, but it takes time.....meanwhile, I have this issue about not being approved for a rental.
Anyone think that the ability to prepay the first six months of the lease will make a difference?
Thanks...... |
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amg503
 |
Do you have someone who can co-sign for you? If so, so apartments offer co-signing. Obviously, you'll be able to pay the rent, so the co-signer will be there just for the sake of the management. Doing this may help secure you to get an apartment. |
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Jen
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Yes... it will make all the difference. I had some serious credit problems, and I have 3 months rent to put down, and that made the deal fly. |
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Staden
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Look around for people who rent out basements and the such, I would say 50% of the time they don't check credit. Generally within 2 years of credit damage it won't be held to much against you in matters such as this. |
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karen W
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I'm pretty sure no manager is going to turn you down with pre-paid rent. |
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dlmrgnk
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My word you're doing well if you've got six months rent saved up. Good for you. I think you'll be able to find a place. Be honest and open about it. Good for you. |
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mama
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I would think that it would make a difference. It just depends on the person you are interviewing with, and how stable you are in your job. Good luck to you! My credit was ruined by my ex husband and I had to file for bankruptcy, and now even though I am remarried, my father in law had to cosign for our apartment. |
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4eyed zombie
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I was told bad credit is better than no credit. I got an apatment with NO credit history. My friend got one with very poor credit, she just had to put down and extra deposit and find a cosigner. I'm sure it won't be the end of the world and you will be able to find a place.
I don't think pre-paying will matter to most places. |
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Brad C
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Take the cash with you and lay it on the table. The apartment will not want to turn down that much cash. |
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D_C
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This is a good question. I'm glad that you're working on improving your credit - that's really important.
It will probably help to be able to prepay the first 6mos of the lease (I don't know many owners who wouldn't appreciate that), but make sure that you're ready to start paying for all of the other things, too, so that you don't get in over your head.
Another option is to have someone co-sign the lease with you, or to get a roommate, if that's an option, to help with expenses.
Best of luck! |
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misslabeled
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They may require you to get someone to cosign. This would mean if you default it will be on your cosigners head--and credit. You have to really be sure you learned how to manage your life before asking someone to do that for you. |
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