Pay car off faster or pay down credit card faster. car is 5% credit is 8%? |
| My car loan is 1/4 the size of my credit card balance. If I was to pay extra I could have the car loan paid of in about 14 months. If I paid that same extra towards the credit card it would still ... |
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How can I get a checking account with a recent bankruptcy? |
| I am currently in a Ch. 13 bankruptcy. I have a checking account with my husband but we are going through a divorce and I need to separate our finances. One of the debts listed in our bankruptcy ... |
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How to make 40 bucks fast! Ages 14-16? |
is there a way? can we go to a restruant and ask if we can wash the plates and earn some money for the day? is there any other ways? we dont like to communicate wit neighbors Additional D... |
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35,000 pretty good income? |
| Do you think it is? My goals are to get a new(er) car that runs good and is remotely attractive, better my credit score, eventually put down enough money to make reasonable (non-stressful) payments ... |
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How much money should I have left after all savings and bills and paid out of each month? |
| I'm a single divorced mother of a 5 year old, with no government assistance or child support. I'm also a student. I really would like to know an actual dollar amount.... |
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What is a good way to save money if you dont have a set salary? |
| I have different temp jobs as a college student and i want to try to save money.... |
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Bank of America, is it a good institution or do you prefer another? |
| I am thinking of switching to B of A because I like the "keep the change" savings incentive they offer. But I don't want to switch if they don't have good customer service and ... |
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Would anyone give me 1 million canadian dollars so I can start my life and be happy? |
| I want to begin my life I just finished university a few years back and I am working but for some reason I can not get a job that pays well.. I need some money to start me up, I know with some ... |
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My mom started crying today, because of money worries? |
| She recently has breast cancer. They got it early, and it's gone now. We have health insurance, but we just got a huge bill. We live on a farm and the nursery business is really down right now. M... |
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I ment to have my income support paid into my bank on the 24th dec [xmas eve] when will it be paid instead? |
Additional Details TIM:
if you don't know the answer why did you answer the question? to get points?
some people are bound to know the answer.
MR MULTICULTURALR... |
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If you die and you still owe credit cards, house or car payments and so on, whom, if any pays for them? |
| This if you dont have any kind of insurence. I know its really stupid not to get it, espically for you house or on your life. What will really happen? and who pays?... |
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Is £2500 compensation enough? |
| My husband had a bad accident on the M4 15 months ago after a driver who had fallen asleep behind the wheel drove him off the road. He suffered a lot of minor injuries/brusing. He twisted his ankle ... |
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What should two people spend on groceries per month? |
| What is the average amount of money two people should spend on groceries per month? I'm looking at my budget and wondering if we're spending too much.... |
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KnottedBrain | Will you ever finish paying your mortgage off? |
Or do you expect to be paying monthly payments till you die? |
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Pat
 |
I don't have a mortgage but my students loans add up to about the same as an average mortgage and yes, I think, I'll die in debt. |
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mike c
|
If you avoid the pitfalls of credit cards and have a good interest rate definitely. I paid mine off 2 years ago. |
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Joebagodonuts
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Yes I will pay it off. |
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Carmela
|
Well, we just got a 15 year fixed one and I'm 24 so yeah, it'll be paid off long before I die. |
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chicken2008
|
Yes it depends on how long I live. If I don't live to pay it off and my mother out lives me she will or if not that my daughter will. |
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Galen B
 |
yes, the day I sell it. and the left over will pay for a 45 foot sailboat.
paying off my other mortgage will give me income with the leftover |
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Hot Cherry
 |
I know with mortgages it seems like you're indebted for life. Until recently with the economy lacking, it has become buyers market. What this means at least for now is houses will sell at lower prices, hence the amount of equity lessens. (because if you needed to sell your house now, the buyer will pay less.)
The first years of your money paid to your lender is mostly interest. So if you can double your payments on a 30 yr loan, you can pay it off in 10yrs. If you can't afford that like most , just pay as much extra as you can afford. It will make a make a noticeable impact on the time it takes to pay off your mortgage, also earns you more equity.
When I bought my first house I had no idea how much interest the lender charges. People look at it in terms of percentage, rates.
The amount spread out over, lets say a 30 yr loan @ just 6% interest on a 25, 000 home. You will be paying over $250, 000.00 in just interest alone. (Thats all on the low end %rate, and how many houses can you buy for 25, 000. I just wanted to give an example.)
Thanks for letting me ramble on. Most who have purchased homes should already know this. i'm hoping to enlighten those who don't have a clue. =) |
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miss kitty
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i`ll pay it off--only $28,000 left to go!! |
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JP
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mines paid off |
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snowsuit
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Probably die in debt. |
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BJ
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yes |
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