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 My credit is terrible and I would like to clear it before getting married next year can you give me any indeas
any ideas and will my bad credit affect my husband to be? If so do you think bankruptsy would be best?...


 What is 30% of 10.million?
...


 If you had 5 dollars in your pocket what would you do with it, besides save it?
...


 Should I feel guilty? I went to the bank today and got my third personal loan....thing?
is I have a terminal illness and know I will not have to repay it from the grave. I got over the thought of death quickly and decided to take advantage and cramp as much in while I can and live it ...


 Why is being rich bad?
For many people (not all, I know.) it is a goal to be wealthy. So why are so many people hateful and spiteful towards people that have actually worked towards and accomplished this? So they gloat a ...


 Am i rich?
i live in corvallis oregon. my dad is a neurosurgeon that makes 400k dollars a year. my mom doesnt work. i live in a 700k dollar house. this year my not so intelligent dad is abandoning all common ...


 What is the best way to save money for my son?
I want to open some sort of Cd account for my son. I want it to be something he (or I) can't get into until he is 18. When he is 5, I want to open it with $1500 and deposit an additional $1000 ...


 How to make some cash from my computer?
...


 Friend owes me over $2000, won't pay me back, and won't return my calls. What can I do?
My friend and I used to live in an apartment together, splitting the monthly rent. Every month, I would give him my half of the rent and he would pay it in total. However, for a couple of months, ...


 I have nothing....ahhhhhhhh help me please!?
i am a young 23 yr. mother of 3 youngest 8months i have no job i got laid-off its slow season here(usvi)i moved back home i live with my grandparents an aunt&her daughter i just finally got out ...


 Too "rich" for welfare & food stamps, but check to check living is hard! What else can we do?
My husband I both work full time five days a week, and I sell odds and ends on E-bay & at a weekend flea market to make ends meet. We have basic bills (utilities, car note, rent, grocery, etc) ...


 How do you make $50000-60000 a month?
know anyone who makes that kind of money? How do you think you can make that kind of money? what are some ways to achieve this ultimate level of financial security?...


 What is a reasonable amount of money to carry in ones wallet?
How much cash is normal to carry around?...


 Why does my bank always make me feel like a liar and a criminal?
I phoned to cancel a direct debit weeks ago but they didnt do that and then had the cheek to charge me for it...I only noticed today so I went in to get MY money back...they virtually called me a ...


 40 is what percent of 50?
...


 Does debt consolidation/reduction (for credit cards) hurt your credit as bad as bankruptcy?
...


 What are good ways to keep your electricity bill low?
...


 Where is a good place to hide my money?
Me and my boyfriend are trying to save money so we can get our own place and buy thing like fridge, washing machine ..ect..
We were living together already but with my mum..and now we're ...


 Theres a program for single moms where the goverenment payes rent, what is it called?
...


 Can anyone give me tips on how to save money?
...



fulleruk58
With a credit card, do you have to pay a monthly charge even if you don't use it?
Or do they only charge you if you use it?
                     
 




IMHO
some have a yearly fee for having the card. but otherwise, they only charge you monthly for the things you've purchased.


big bird
Rating
you are charged on the interest .if there is no balance there is no payment but if you only pay min payment the balance will never go down.


missree
Rating
each credit card varies read the terms and conditions


beanco
Rating
Only some you do. Most of them no.


man with the golden gun
Rating
no..........and the only charge interest on the balance due if not paid in full


frugernity
Rating
I've had 20 or more credit cards an none ever charged a monthly fee or an annual fee. Some credit cards have a minimum interest charge of maybe 50 cents so if you have a $1.00 balance at 12% you pay 50 cents not just 1 cent. The idea is to get you to pay the darned thing off so they don't have to pay to send you a statement every month. But if you carry no balance you still pay no interest.


Health Freak
Rating
i dont think so.

As long as you are not paying an annual fee.


fernmaid
I dont get charged for having mine. I'd give them it back if they tried to charge me.


alliea99
Most credit cards don't charge annual or monthly fees. You will be charged interest on your spending unless you clear the balance every month.

Which card is it and I can find out a bit more for you?


Patsyanne
Rating
If you use one of the major banks cards there should be no charge for having the credit card, but if you do use it, make sure you pay it off or you will get stung by extreme interest charges every month until you have cleared the balance.


Webballs
It depends on the credit card. Most credit cards don't have a monthly charge. However, some cards have annual fees so be careful with those.


herbie36f
Yes ALL or most CC companies charge a fee whether the card is used or not.


♥~C.J~♥
Rating
you pay a charge regardless of whether you use it or not


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