 I have £600 a Month i can Save, What is the best thing to do with it ? |
Well i have about £600 a month i can save . Anyone know the best Bank i can save with or any other ideas where i can make some profit from it. Thx
Also for you Americans its about $... |
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 MY FINANCES are a complete disaster: besides suicide what can I really do??? |
I feel totally hopeless here and hoping that I do not get ridiculed by telling my story.
I have student loans (law school and undergrad) totalling $180,000.
I live in California ... |
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 Hi anyone, i have got into debt,and i am desperate for a short term cash loan,i have no debit card, any help? |
| hello, i am in full time employment, but have got into debt, i am truly desperate for a short term cash loan ASAP.I have a bank account but no debit card, i am looking to borrow £300-£500 if ... |
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 I gotta earn money fast? |
| kk so I'm 13 and been trainin with wooden swords for 3 years. My mom finally let me have a REAL katana but it costs 600 bucks. and she said no.. and my dad is still thinkin bout it.. theres 20%... |
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 How much do you pay for internet, cable tv, phone etc where you are? |
| I'm in Ireland, here we get ripped off! We pay €55/$72/£53 a month for combined phone and internet (our phone plan gives us free local and national calls at all times and free calls to one of ... |
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 How much money do you like to have "in case of emergency" ? |
Either in the bank or in cash?
I definitely have certain amounts of money I feel veeerrry uncomfortable dropping below!
No, I'm not asking how much money you have, but how ... |
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 How can i become a trillionaire? |
no stupid "family is wealth" type BS please
Additional Details
john why cant i?... |
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 Im 15 and need a job badly!!!? |
| Anyone know any websites or another way that i could search my hometown for businesses looking to hire 15 year olds?... |
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 HOW TO MAKE MONEY fast...? |
| how do i make money fast during the ... |
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 What would be a good starter credit card? |
| Hi, I am just about 19 and I am looking to get a credit card, but I don't know what one to go with. I don't plan on using it like crazy and I don't have the intention of paying it off ... |
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 What is an easy way to make money? |
| I'm a college student and need easy money...if you know of anything online (nothing like ebay) then please help. ... |
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 Does anyone know of any good jobs for thirteen year olds? |
| I'm so bored and i need some extra cash for American Eagle stuff!!!! :]]]... |
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 Should I ask friends for a personal loan to help with high rate credit cards? |
| Hello--I now have a full-time job and live with my boyfriend (sharing rent and all expenses), but I am still unable to pay off all my credit cards (with a very hight rate of 30%). In 2 years +, I'... |
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 Is it common practice to send money to someone to secure a loan? |
| I am in need of a personal loan, I found a lender overseas who is "ready to send the money" but they need 375 to secure the loan (Insurance?) Is this a scam or a real possibility?... |
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single mom | With my mortgage payment going up and i cant afford it,what should i do,i dont want to sell my home? |
i have a ajustable rate that i was promised i could refi within 2 years,now my mortgage company will not service any loans in ct. i am behind on alot of bills, my income is less than last year,i work on commission basis.should i start paying what i can afford on my mortgage? i have three children and i am a divorced parent doing the best i can. my credit is not that great |
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lfh1213
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Adjustable rates are monstrous! Try a re-fi as soon as possible. Dont rely on just you mortgage company--shop around. A few phone calls should be all it takes. Don't let things get worse before you do, it'll just make it harder to get approval. |
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logan28
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You need to refinance with a fixed interest rate. Variable rates will only screw you in the end. It is far better to pay a little more with a low fixed interest than to find out your variable interest is jumping up 10%. |
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mister ed
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time for a set down around the table and you might as will put water on the table because the kids are not going to like what you have to say -- but they have to agree -- it is time to downsize you life style -- the cable internet service cell phones and any other drag on the family budget that is not for food shelter will have to go --start shopping at thrift stores till you get your bills caught up and have a rainy day fund set a side --- if not you will be on the street with the three children in tow!!! |
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Lady Cosmo
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Well, you have to seek income from all sources and learn how to budget your money. You may even need to get a second part-time job for a few months. Are you receiving child support? If not, you may want to look into that. DO you have any special skills such as landscaping, cleaning, selling wholesale items, painting? You may want to do this in your spare time to ear extra money. |
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Goddess
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You can try to refinance with another lender; you don't have to stay with same mortgage company. You can also contact your mortgage company as well as all of your other creditors to explain your situation and ask for leniency in the credit terms. Believe me, they'd much rather work with you on a payment plan and get the loan(s) paid off, even if later than expected, than to have you forfeit and not pay anything at all. It's that type of market right now unfortunately. |
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Carlton the Doorman
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This is the part they don't tell you when they are trying to sell you an ARM with lower payments. Obviously, as you have found out, if your credit score is low, you aren't going to be able to REFI your loan to a more affordable payment when the ARM starts adjusting itself up to a higher amount..
Solutions? Take in a boarder. Sell your home and get into a more affordable one with a fixed 30 yr mortgage. Or, sell your home, put any profits in the bank and rent an affordable home until the mortgage situation settles down. |
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Patrick H
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How much equity do you have? That is about the only thing that could make the deal fly. Otherwise hmm let's see...
Poor Credit, poor income, late payments and I assume no assets.
Would you lend yourself money? |
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SmartA$$
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REFI but shop around. You don't have to stay with the same company. If your credit is good you should have no problem finding a new loan that will pay off the ARM and get you into a fixed rate. Rates are a little higher now then they were 2 years ago, but not nearly what they will be if you let the rate on your ARM keep going up. Expect a small increase in payments when you REFI to a fixed rate, but it should be much more reasonable than your payments on the ARM.
Whatever you do, don't just stop making payments and don't settle for making partial payments. If you turn your back on this situation the bank will stab you in the back while you not looking. Get out there and find a decent fixed rate refi mortgage and take control of the situation. |
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hello
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You need to cut down on spending and increase your income. If you can't afford your mortgage, try to get a lower rate elsewhere or sell your home. You will just drown in debt if you don't start paying back what you owe. Purchase a mini-home if you have to until you can save up enough money for another house. Get the father(s) to pay you more in child support. |
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zyberianwarrior
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You are in serious trouble. Get out of that loan start calling around different mortgage companies. I stated my terms and got what I wanted but that was over a year before the sub prime fallout. For the past two years there have been warnings about ARMS you should of gotten out far earlier than what you did take that buyout hit it is worth it in the long run as you now know.
Commission only jobs too YUK! I don't know what to tell you but it sounds like you bought too much home than you could afford. Try credit counseling services see what they say.
Ct I think is the home of Thornburg Mortgage give them a call as well see what they say. |
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rhsaunders
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You may be able to take in a tenant or two to help pay the bills. But if you can't pay the mortgage, you are going to lose the house, and you are better off selling it yourself than having the bank sell it for you. |
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Granny 1
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Try to refi elsewhere. Have you thought about reorganization bankruptcy? |
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magnolia
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Rent out a room to someone to bring in extra income to help cover the mortgage. |
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Staveros
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If you want to keep your home, you have to do everything possible to earn more money and reduce your spending habbits, to be able to make the payments. It's difficult to qualify for re-financing when you are behind on your mortgage and other bills. They look at you as a bad risk.
You will have to buckle down and find ways to be thrifty. Don't take your kids to the movies. Don't buy the Starbuck's coffee, etc. Just one time to the movies could save you $35 to $40 a shot! Try looking into a consolidation loan, but be carefull. These can cost you more than you owe now, if you fall for the wrong one.
I'm in a similar situation as a single dad, but figured the good market would change and made sure I had a fixed rate. I am very thankful now. Going with an ARM is a risk we take to keep our payments low in the first years. People should not be suprised when the rates change and payments go up. |
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