Wondering if a bank will consolidate my loans.?

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Q&A N/A

Wondering if a bank will consolidate my loans.?

I have a car loan/1 student loan/loan from bank and another card company. Its hard to make all of the payments and I have a job but I have better chance of making one payment for all of it together. Do you think my current bank chase would consolidate my loans for me for a better interest rate? Is this a good option for me to get control of my debt?

Kate

See http://www.bizznus.com
i hope it will be helpful in resolving your problem keep using answers.yahoo.com

Tony

I am Mrs Vanilla Pam,currently living in New florida,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Lacus Robinson who gave me a loan of $75,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Lacus Robinson.He doesnâ€™t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at lacuslendingfirm@gmail.com

kirmit

The first thing you need to do is get your money under control. Get on a budget. This will allow you to control your money, know where you can cut money and know how much you are really under. Before you go to a consolidation loan. Look into doing a automatic payments through a bill pay service. Once you do a budget you can run the numbers and see if it is cheaper for you to do a consolidation loan. If you are swamped by your bills then you debt to income ratio will be to high and your credit score might not be the prettiest. You may also be able to get your student loan lowered. What about selling your car? Pay cash for something and that takes care of one bill.

Don't go to a bank, go to a credit union. They will be kinder to you then a big bank. They generally also have better credit cards that you can consolidate too and will also let some numbers slide that a big bank would say no to.

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