A 61 year old mother repeatedly keeps asking for money to loan her to pay bills, and rent from her 39 year old daughter, who has a child to support, and her own bills, and by American standards is considered barely above poverty line.
The daughter has a savings of $500 for her child.
The mother requests all of the money until February, 2009, when she gets her tax return.
The daughter said no, that she and her son need the security of the money, for an emergency, of any sort that may arise.
The mother has a gambling problem also, and the daughter is afraid the mother will gamble any loan given to her mother, as it has happened before many times, even the daughters own rent money, because the mother keeps thinking she will win more money, but doesn't.

But some people might say it's Christmas.

What say you?
Additional Details
The daughter lives in her own home, with her child.
The daughter is not me, but my friend, and I know both she and her mother since childhood.
Good answers.