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Mary W | Would you retire at the age of 22? |
My husband wanted to know if you could or do make 2700 a month and will recieve it for the rest of your life, would you retire at the age of 22? |
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sooo_bad2
|
No, 2700 a month is not enough to retire on. Besides, I enjoy the company of people and wouldn't want to retire so early in life. |
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Iamstitch2U
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in a New York minute, whatever that is, sure I would i would, just give me that chance |
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ferris
|
nop not enough personally for me |
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Classy Granny
 |
You bet, 2700 is almost double what I have now. |
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answermonkey
|
For $2,700 a month one could live in a bad neighborhood with an old car and have food money, but no entertainment money.
And this is supposedly during the best years of your life? Of course not! |
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dahublaz
|
Thats not enough to live very comfortably off of. |
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lynn_golden@sbcglobal.net
 |
You could make it, but you would not live worry free. With the cost of living adjusting up at a continous basis, that amount will not go as far in a decade as it does today. If you own a home, it would be a little easier. I'd work, just because I would go crazy sitting at home. I need the stimulation of my job to keep me on top of my game. |
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scottFL007
 |
I might retire from a 9-to-5 job, but I wouldn't retire completely from work. That would just give me the freedom to do the things I really want to accomplish. Kinda like Bill Gates just did. |
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Maria M
|
Well, it depends on where you live and what would you do with your money. If you live in an expensive place like NY or San Fran, no way. A rural town in the middle of the country, maybe. But, what about your dependants or future dependants. Don't you want your kids to have a better life? College? What about you? At 22 if you are getting $2,700 a month and can live on that, why not go to school (or back to school) for what you are really interested in. I don't know what your living situation is, either. Is your house paid for? If not, are you paying rent out of that $2,700 each month? Let's just say that you can live on $1,700 to pay all your bills, rent, food, entertainment, etc. That leaves you with $1,000 a month or $12,000 a year to bank. That's not a terrible investment if you invest wisely. What about taxes? Are you paying taxes on that $2,700 or is that after tax? I don't know...
Personally, I'd go back to school, get a Masters, then I could make a real decent salary, bank the $2,700 a month and buy a home in a few years, keep banking the rest and retire with some REAL money when I'm ready, maybe in my 50's instead of my 60's or 70's like most people. |
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quietgirlz89
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nope i would keep going! |
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Mike is me
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if i made 2700 for the rest of my life i woudl do that, take the money and invest it now, im 23 and live off 1400. the 1300 a month is 15600 and invest properly would make some great savings. im talking net too. |
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cigarnation
 |
Wow- no one here yet keyed in to THE MOST IMPORTANT PART of your question- is the 2700 per month indexed to inflation at all, ie, does it have a COLA? (Cost Of Living Adjustment). If not, there is no way you can retire on that at age 22 due to the diminishing effects of inflation. At age 52, 30 years from now, 2700 per month will be a paltry amount. |
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eva j
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no.what will u do if u don't work.i mean when someone retire it is to enjoy their product of their hard work.by the time u are 22 you haven't done nothing.what will u do with your time?party? well u will need money which you won't have any way so someone retiring at 22 must be a millionaire or is just plain stupid |
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