coppertop1121
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You can tell them not to let you so that it is declined when you try to use it (ouch, how embarrassing!) or it would be the same as a bounced check. They will let it go through and then they will charge you an overdraft fee. |
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kyla
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the bankers come to your house and kill you |
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too_true82
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well you sound like you have overdraft. You're just charged a small fee |
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mommy213
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You get fined for overdrawing. |
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STEVEN F
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Exactly the same as if you write a check that goes over your balance. the bank will either reject the purchase or accept it and charge you for an overdraft. Which option they choose is entirely up to the bank. |
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stop reading and answer ques.!!!
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negative balance and you get charged. you have to pay it off though. won't you credict card just freeze? |
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cassnate
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If you're trying to use your debit card, it shouldn't let you do a transaction if the money is not in your account.
Any time that you overdraw your checking account. Say, if you pay a bill and the money is not in your account, you will be charged an overdraft fee. I think it's usually around $35, but could be more. |
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Amanda T
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the bank charges you a fee. at people bank it is 25 dollars..its like bouncing a check.
hope i helped
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Nikki.
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You have to pay a fee for going over. I'm not sure how much but my sisters was around 100 dollars. |
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saferdays
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Well, seeing as how it's not a credit card, they give you an overdraft fee, and after a while and you don't put money back in, they can shut off your bank account, and you can end up with bad credit. |
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Lana K
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you get a negative balance plus they charge a fee |
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Donna <><
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Mine doesn't go through at the time of the transaction unless I have it in the bank account. |
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Ry Ry
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you usually get a fine. you can avoid it by signing up for an overdraft. it makes it so if you go over you just pay it back without a fine. |
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Shawn E
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Here's how Debit cards work.Say you have $100 in your account you can only spend $100.Its not like a credit card where you can spend lots of money regardless of your account balance. Just a little note this is exactly what is going on in the USA. |
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Jonathan M
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Most of the answers above are true, depending on the rules of your bank. Read the agreement you signed when you applied for the card. |
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lluviaraine
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if you have an over draft account, then you will be charged for every withdrawl (usually about 30 bucks) you take after zero, but on a regular one...i wouldnt know |
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Gol N
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overdraft charge |
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adobeprincess
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Your debit card will get declined and you will face fines at the bank and possibly from people you wrote checks to. |
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Y! Answers addict:D
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Well im not sure what its called but it is this sort of insurance policy that if that ever happens, money is taken out of your savings account to make up for what money you didnt have in the checkings account. If you dont have that policy/insurance thing, you're pretty much screwed. It costs a lot of money to re-pay that. |
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K@$C!
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they hire a hit-man |
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Chris G
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your check bounces if its a check....
or you are in debt.. and have to pay that amount of money. |
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stripes10480
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You get an NSF fee, depending on your checking acct options. It's just like bouncing a check.
Lastly, don't do it. |
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Rob
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The credit card Nazi's march into your home in their jack boots and take you to the concentration camps for immediate termination. |
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Jen
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The transaction is declined. Unless you have overdraft protection. |
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sux_2b_ewe
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They take it out of your savings and charge you a fee every time you do that. |
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