I was wondering if giving a credit for mortgage payments be more effective in rescuing the economy than subsidizing the financial institutions. This would possibly prevent foreclosures for people at ...
I'm 13, so I'm too young to get a job. I'm going to baby-sit every Saturday at this nursury starting early June, but they pay really badly! I just really would like some extra money ...
I plan to start a Roth IRA account and have been reading education resources about it but I'm still confused about whats right to invest in for options ? Starting out with very little money and ...
I applying for a flat through housing association. A bank reference is needed before I move into my new place. I have never been in debt through the bank and I spend my money quite wisely. I do have ...
I'm about to buy a car. I have money in my bank account, but I have to pay in cash. What amount they could cash out max? I probably need up to £5000 and just wonder if they are going to give it ...
I'm 27 and I just started to think about retirement planning, it seems to me that saving for retirement will be impossible, you need so much money, I feel overwhelmed at how much money we need ...
I call my bank and asked what was pending. I was told only one item was pending and the others are cleared and my available balance is such and such. What do you think they meant. Because I went to ...
I've been reading a lot of literature about preparing to retire, anyway many of the books and online articles, say to retire well you need to save 70-85% of pre-retirement income? Can someone ...
I held a car wash with some friends and we earned £150 for charity and I also gave away £200 worth of clothes that I had bought but decided I never liked. Though I will ...
After 10 years of marriage, my mom's husband recently died. When they married, he brought a mobile home onto her property. My 72-yo mom has no need for this mobile home. They always lived in her ...
I am 14 years old and i am saving to buy a new guitar. It is 1000 dollars and i have 300 saved, but it is going to take me a long time to save up all the money. any tips on how to make more money....
get an according folder for each year and save eveything month to month.I keep up to 7 years of life bills.
Alex
Keep anything related to tax returns for at least 7 years because that's the time limit on IRS audits. Verify your W-2 & last pay stub each year, then get rid of the rest of them. Keep all major paperwork associated large purchases as long as they are in your possession. Keep loan information for at least 7 years after the loan is paid off. Information like the exact financial institution name may be needed for future credit/identity verification and items remain on a credit report for 7 years. You don't need to keep the monthly loan statements; once you've received and verified an annual statement, discard the monthly ones.
Utilities bills are important to create a reasonable budget because they can be seasonal. If you don't already have online access or email alerts for these bills, check the websites to see if you can sign up for them. This will save you lots of needless paper and save them money. I suggest creating a spreadsheet for the last 2 years bills and discarding the bills.
Shred anything with personal information to prevent identity theft.
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