Is a 3% currency exchange rate bad? (experienced travelers' advice needed)? |
| I am traveling abroad in about 2 weeks, and I signed up for a visa gift card so I could purchase things internationally with, what I had understood was "no currency exchange rate". However, ... |
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I have a cheque in my fathers name, can I cash it in? |
I live in Montreal and have an account with RBC bank. My father received a refund in the form of a cheque in his name, but he is not in the country, How can I cash it into my account? A... |
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how do you make money fast? |
im only 13 but i dont lyke those garage sales,cans,lemonade stands,or selling stuff any idead except for those
... |
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What is the best credit card to establish credit? |
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How can i still use my savings account card when i forgot the pin #? |
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where can i get 1$ in my paypal account in a few minutes to an hour? |
where can i get 1$ in my paypal account in a few minutes to an hour. Additional Details i am 15 and im not looking for a job...... |
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What jobs are out there for me? 10 points!!! Please advise me!? |
| Ok so i am 22 year olf female. I have had 2 receptionist/office jobs in the past that last at least 10 months each and which I was lasi off by. They are good references I think, but i am having ... |
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Need help making money!!!!!!? |
| Im 15 years old and ive been trying to save 3000 dollars. what im thinking about doing is buying furniture and using a paint method to make it look antique and selling it on Craig's list. Just ... |
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If you were offered $35,000/year for the rest of your life to retire now would you take it? |
| It's a modest salary, but the money is guaranteed for life and the person is young enough that he can get another job and bank the retirement money until he needs it. The retirement benefit also ... |
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how can i make $300 in like 2 to 3 weeks? |
| im 14 and i want to buy that new "slim" xbox 36O but i dont have the cash. and i live in boston which means means in a couple of days its going to be summer but massachusetts plans on ... |
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Is Western Union safe if it's a transfer between family? |
| I've never used WU before but my dad wants to send me some money through them. I've heard that there's been a lot of scams based around this company and would just like to know if it... |
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98 percent of persons i know are going through financial crisis, what about you? |
| though they have a college education and no police records, have you found this to be true, due to the economy?... |
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Can you get a payday loan from multiple Moneytree's? |
| I need more than the 255 allowed in California, and I'd like to avoid going to multiple different companies and do the whole 1 hour application. Thx.... |
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Chase high school debit card coupon? |
| I just opened a high school debit card with Chase Bank. The banker said if we could find a coupon for it I can get an extra $50.00 added to my account. I need a coupon for it. Also make sure it'... |
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Have you a saving account of more than? |
| $10, $45, $150, $500 or more than $1000? IF it is more than $1000 how long would your saving last if you became jobless today?... |
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Need help with cashing a check please? |
| I went to cash a check without noticing that the check was post-dated on Aug 1st. The teller didn't notice at first and had me sign the back of the check and she also put a stamp on the back. B... |
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Lavonda L | what payment would I need to make to have most of it go to principle? |
My minimum payment each month on the loan is $127.00. I made a payment of $150.00. Only $33.00 was applied to the principle while $116.04 went to the interest. My total loan is for $4,067.00. What payment amount do I need to apply to pay this off quickly? |
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Alex
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The previous answer was correct advice to pay off the loan completely, which is certainly the best way to avoid future interest. I interpreted the question differently. Any extra payments will help pay off the loan quicker and reduce future interest charges. If you want ~half of your next payment to go toward principal, pay $232 ($116 x 2). If you want to pay it off in 6 months, make monthly payments of ~$795 (current balance/6 months + monthly interest estimate: $4067/6 + 116). These aren't exact figures as they don't take interest compounding into account and $4067 may not be the current balance, but hopefully they lead you in the right direction. |
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Don
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Most loans interest is paid off first. You will need to send at a minimum $4,067 plus whatever the interest. As it changes day to day you can call your loan provider and ask for the payoff amount. |
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shroud
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if you need to make payments ( can't just payoff)
send 2 checks one for the 127.00
and one for any amount but note that it must be used on the principle |
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