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 My partner and I are looking to move out. We both have great jobs but no renting experience.? |
Just wondering if anyone had any advice about what some of the things we can do to help our application have more chance of being accepted?
Additional Details
Wow thank you all so much! T... |
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Steff | 1st time Home buyer, good time to buy? |
My husband and I are looking into possibly buying a home here sometime soon. I have been told by everyone that this is a buyers market right now. Do you agree? If not, can you please explain? I don't know much about the housing market, so any input would be wonderful.
Thanks! |
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opinionated
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Yes as long as you can afford it. There are sooooo many foreclosures and people selling, that you can get just about anything you want pretty cheap.
I just bought a 3 br 2 bath house on 39 acres for $36,100.
Good luck! |
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ravinla
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Yes this is an excellent time to buy. This is a buyer's market!. I know someone if your interested that can help you get financing through the FHA government program. Email me if you want the info. |
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TN2Vegas
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I can speak for Las Vegas right now and YES it is a buyers market. We just refied our home yesterday and got a pretty good interest rate with a 5/1 arm which means we are locked in for 5 yrs and then it could go up but we will just refi again if we have too. Shop around on those interest rates and good luck to you. |
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Pengy
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Yes it is a buyers market, but if you read the financial news prices are projected to drop at least another 2% or more dependent upon the area. Read the business news on the sites such as CNN, FOX, YAHOO, etc pay close attention to real estate news, in comparison to the area you live in, and what is projected to happen in the months to come. |
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burt p
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where? the secret is were, and some specific opportunity.
You can read VERY interesting advice and proposals here. http://real-estate-note-buyers.blogspot.com
taken care of and faith! Good luck! |
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wareagle30
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it is a good time to buy, inventory is sky high. if you and your hubby are pretty handy and dont mind working the you could get a great deal on a bank owned house.
also eligible for solid HUD loans and first time homeowner benefits. good luck |
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godged
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It is a great time to buy.
It is a buyer's market, there is alot of inventory to choose from and interest rates are good.
Save, save, save for a down payment, ask friends or family for a recommendation on a mortgage lender and a Realtor. |
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Terry S
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Now is a great time to buy.
Especially if you live in a state that offers first time homebuyer programs.
Arizona just received 400 million dollars to help first time homebuyers get into their homes.
5% FREE GRANT MONEY
6.55% interest rate.
NO prepayment penalty
FIXED RATE NOT ADJUSTABLE!
Here are the details for Arizona.
http://www.welcome2arizona.com/home/first_time_homebuyer/first_time_homebuyer.php
http://www.Welcome2Arizona.com |
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Jerrold J
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Today is a GREAT time to buy IF you plan on living in the house for 5 years AND IF you do it right. But it is also the WORST time to buy if you fail to understand your local market.
Buyer's market simply implies that buyers have more power and can get better deals since there are more sellers then buyers. A seller must sell THAT house but a buyer can pick from THOUSANDS of houses.
The first thing you need to do is go talk to several banks and see how good your credit is, how much house payment you can afford, how owning the house will affect your AFTER tax income, what factors are driving your local market. Is the population growing? Are jobs growing? What supply and demand issues do realtors see? What are the taxs in the different neighborhoods where you might want to live? What are the schools you or whoever buys the house from you do they want their kids in? Do you want to be in a Home Owners Association and have those added costs or not? What are the crime rates of the areas you are looking at?
Once you KNOW all these answers then you are ready to start looking at individual houses. Do not just start looking at houses and decide that you like the paint color and fall in love with the first house you see. Buying a house is one of the biggest investments you will make in your life so treat it as such and spend WEEKS researching the local market, then drill down to neighborhoods, then look at individual houses. I would PLAN on walking thru 50 houses BEFORE thinking about putting an offer in on ONE.
Yes, this will be your "home" but it will also be an 'INVESTMENT' so please do not pick it based on how the flowers in the front lawn look, or how it is "staged", or how much fun your kids will have playing in the pool.
Buy a house based on the rate of return on the investment and let the flowers and pool be a free bonus based on smart investing.
And ALWAYS , ALWAYS look at the numbers from an AFTER tax base. The MOST improtant person to discuss buying a house with is NOT the realtor, which is another name for "salesperson" but your accountant. |
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