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7stars | 1st time buyer,moving in next month. but is it a good idea to withdraw now with the recession happening? |
ive already paid the deposit.
is it going to affect me?
Additional Details
property: house |
 |
 
lighting goddess
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if people start to panic it will hurt our economy more than help it. imagine if everyone got scared and stopped moving forward with such moments. no. you should go on with your moving in. don't be scared. the people who have defaulted on their loans are the people who never should have had one to begin with.
now if you are getting a loan you can't afford. i would withdraw. |
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No more disrespect
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This depends on so many factors like income, job, assets, how long you plan on being there , what price you got compared to the market. Everybody though the right time to buy was 3 years ago when everything was looking so great and look what happened to them. Yes the market is down but it will not be down forever. In the short-run you may lose but if you really like the home and plan on staying there you can ride out the recession and it will more than likely be a good investment for you. |
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Medic123456789
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So long as you're not in immediate fear of losing your job and you're not buying more than you can afford, then there really is no reason for you to back out. |
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chatsplas
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You are legally obligated to complete the sale. You gave your word and made a deposit. It's not as easy as walking away. You could be sued.
There are several contingencies in your contract for purchase. If all of them are passed, you have no easy out. If you are staying in area, aren't paying more than market value for home, it can be a sensible, even a good deal to buy a home now. Don't overextend yourself. |
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TacoMagic
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If you've got a stable job and you can pay on the principal, then there is no reason to fear too much.
A lot of the current recession is a knee jerk reaction to the loan bail out. Once things settle down, we'll probably be in a moderate recession, but it won't be the next great depression. |
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Tapestry6
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As long as you can pay the mortgage you will be fine, a recession isn't the end of the world we have all lived through them before... I might remind people of the 'evens and odds' that people had to go through when Jimmy Carter was in office. You could only get your gasoline with odd number plates on Monday, Wednesday and Friday while even number plates were Tuesday, Thursday and Saturday, Sunday was a free for all. Lines lined up around blocks and it too hours to fill up your tank. Gas went from 25 cents a gallon to 75 cents in one week and people weren't paid that well in the 70s. Grocery prices went up and you just found the stablest job you could find.
Gee we lived though it without any help from the stupid media and their crisis mentality. Some day we will have a real crisis and they wont' know what to call it! |
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betotron don
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are you going to be able to make your payments?
will you lose your job?
you make the call
be Realistic
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Stanicus
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As long as you can afford the payment, dont back out. Although this is a poor sellers market. It is a great time to buy. Make sure you have a fixed rate on your mortgage. |
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mark
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Personally, I would be sitting tight but I don't know your financial situation. I happen to think that property values have a bit more to drop. |
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