 18 and ready to move out! Help please...? |
Hello!
I am finally ready to move out of my parents house.
But I'm unsure of exactly where I want to move to.
I have ideas in mind about the kind of place I want to live in, and I&... |
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 Is this a rental scam on landlords part? |
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 I'm living in a duplex with four roommates. They eat, and use anything thats mine. How can I break this lease? |
Oh, my room also doesn't have a window. Does this help on getting out of a lease easier? Please help, I'm desperate!
Additional Details
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http://www.hiltonhyland.
thats the house my boyfriends parents and mine want to get for the two of us. Its also in Beverly Hills because they want us close ... |
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I am thinking of moving out out of my moms house and I am working out my budget.. so far this is what I have...
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Ryan | 30 Year Fixed @ 6.5% Good Deal? |
30% Fixed @ 6.5% for 95% single loan of 251,145 w/ PMI. average score is 750. Locked two weeks ago. Is this a good deal or bad deal. |
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bostonianinmo
 |
That's about right for your LTV. You might be able to do slightly better if you shop around a bit. Rates have drifted a bit downwards in the past couple of weeks so you might use that as leverage with the lender to allow you to re-lock at a lower rate.
BTW, don't waste your time contacting the scumbag spammers who post their "I can help!" garbage here. Most of them are scammers working out of Nigeria or Latvia or some other God-forsaken hellhole. Even if they're not, they're not bright enough to read the CG and TOS so would you REALLY want to trust them with a major item like a mortgage?? |
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Landlord
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That is not too bad since you are not making a normal down payment.
Don't contact the predators posting here, they are very bad news. |
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dragonfly_3
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Considering you are only putting down 5%, I think you are getting a great deal. |
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Alterfemego
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Ryan be glad #1 it's fixed and #2 it's under 7%. |
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saberhilt
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I'd be happy with those numbers.
There are better deals out there, but these are solid numbers. |
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Kelsey
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With that scenario today I would be offering borrower's 6.000% on a 30 year fixed loan.
Rates have gone down slightly in the past week, but even for a two weeks ago it seems a little high. Overall it's certainly a good rate, but even two weeks ago my company was offering 6.250% |
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MJ
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Right now, while there might be a better deal around, I would take it. Check out bankrate.com for current rates in your area. Rates are still historically low. You have a good one.
If you can pay down your mortgage a little more quickly, you can probably get rid of the PMI in less time than they have scheduled. Issues in industry right now are the LTV; not as many are approving 95% LTV; many are trying to limit to under 90%. So instead of worrying so much about the small savings you might make chasing a better rate, I would work on getting rid of that PMI if at all possible. Also ask your broker if you can pay the PMI premium upfront in your mortgage loan instead of monthly. You may save money in the long run if you are not going to be able to pay down your balance to 80% in a fairly short time. |
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CW L
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go for it!! |
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Navy Wife
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Could be worse, trust me. You could have credit like my husband's and not be able to get a loan, period. Take the best you can get, and those numbers aren't too shabby. Could be better, but if you can afford it, go for it. |
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Carolinahomerates.com
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no...you should've gotten 6.25 at least.....
rates were at 6.00 on monday with 1origination fee
but the question is also...how many points did you pay? |
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Bob D
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Not a great deal. Good credit rates have dropped over the last two weeks. |
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