 Any Landlords out there??????? |
| My tenants of roughly 6 months had told me that the outside porch carpeting had gotten extremely wet and moldy after the long winter. One of them told me that her father would replace it for me for ... |
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 Can my landlord's wife break my lease? |
I am currently residing in a home on a 4-year-lease ending in 2010. The lease is in writing and on a contract.
My landlord and his wife own the home we are renting but have recently ... |
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 What should my parents do? |
| ok here is the story my parents sold our house and we built a new one, brand new and they needed money from my aunt to finish it. now we got the money from her and now we have to pay her back, but my ... |
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 My landlord won't return mine or my future landlords calls to verify my stay. What can i do legally? |
| I want to move into another apartment complex. I HAVE FULFILLED MY 1 YR LEASE AT MY CURRENT RESIDENCE. THE NEW COMPLEX WABN'T TO VERIFY THAT I LIVE THERE AND HAVE PAID MY RENT AND FURFILLED MY ... |
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 I want to make an offer on a house I like thats been on the market for 8 months and no previous offers.? |
| Its listed for 306K now, as opposed to 334K 8 months ago. The woman has had no offers and wants to move. Since the market is a buyer's market, and she's had no offers, people tell me to ... |
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 What's better, foreclose, or file bankruptcy...? |
| credit is bad already for missing pymt. but as homes going through foreclosure, should i file bankruptcy, or should i just let foreclosure happen and not worry about it...? what are the pros/cons of ... |
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 Our landlord called us to go in and sign another lease cause they made a mistake on the rent do we have to? |
| We signed a lease at the beginning of the month and they have the rent at $75 less than what it should have been do we legally have to sign another lease that would make the rent go up?... |
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 Should you tell a landlord about a broken window that you fixed? |
| it was our fault we broke it but we replaced it a day after we did it. we are new to renting.... |
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 Are home prices ridiculous? |
| I don't understand why there are homes on the market that are ghetto shacks being sold for over $300,000. Does anyone else think that people are getting greedy over real estate and can you ... |
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 What are the consequences of lying on a bank application? |
Additional Details
lying about your residence status, saying that you are a us citizen but you're ... |
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 How do "normal" people with "normal" paying jobs ex: teachers, police, afford to buy a home in CA or the like? |
| I am single and a teacher in TX and I am stunned by the possiblity of how people can afford to buy a $300,000 to $600, 000+ home in CA, OR, AZ, or really anywhere, where the "below-average" ... |
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 Can we afford a million dollar home? |
| Okay, my cousin and I are going to shack up together. She is currently in college getting her BA in Med.( She wants to be an obgyn). And, I work regular labor at $12/hr.for 40 hrs a week. Our cars ... |
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 My house is up for sale, the Estate Agents have told me to drop it £13k? |
| My house has been for sale for 4 months, no offers, I have new valuations from new Estate Agents advising to drop it £13k to £125k. They say the property market on its way down? What do you think?<... |
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 What different types of mortgages are there? I dont want to be scammed? |
| I dont want to get scammed into taking a mortgage I dont need. Can a mortgage expert enlighten me on mortgages. i would also like to hear the laymans views as well. How many types are out there; Pros ... |
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 Can you turn your home into a business? |
my friend is looking for a premises to start an organisation, can she transform the ground floor of her house.
Additional Details
she wanted to set up a help organisation for domestic ... |
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 For mortgage purposes, will my second home be considered a primary residence, investment prop. or second home? |
| I'm currently renting out my primary residence. I moved, and am living in a rental in a different state. I'm sort of doing this backward. I want to maintain my original home as a rental, ... |
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Lisa S | A credit card company put a lien on my house. I have to sell quick and can't afford to pay it off. Help! |
I lost my job a year ago, i've been struggling since. A credit card has put a lien on my house and now I have no choice but to sell the house and can't pay off the credit card lien. Can I sell or no? I either have to sell or there will be a foreclosure on the house. I don't know what to do, is there anyone who can tell me what to do? Thx |
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godged
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You cannot sell it with the lien. You have to be able to convey clear title to the new owners, and that isn't going to happen with the lien. Have your Realtor call the credit card company and negotiate a settlement as part of the sale. Then when the closing takes place, the title company will clear the lien as part of the closing. |
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jjdriskel
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Please double check with a real estate attorney as this is a serious legal matter. |
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Michelle H
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Depending on how much equity you have in your house, that equity will be used to satisfy the lien. You can still probably sell the house, but you just won't get that much out of it.
Sounds like you've had a rough year. I wish you all the best, and hope things get better. |
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Joe S
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When someone puts a lein on your house it usually means that if you sell it you have the amount owed garnished out of the proceeds of the sale. If you are still paying on the house then they can't take it away from you, it doesn't belong to you. Until you make your final payment it is owned by the mortgage lender.
It sounds like they are just trying to scare you. I don't know where you live, but here in Tx. you have what is called Homestead Exemption, it prevents you from losing your house because of debt other than the mortgage, or foreclosure. A credit card can't foreclose on a loan by a mortgage lender, only the lender can foreclose. |
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Raoul I
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Call or have your Real Estate Broker or escrow agent call the credit card company's department that handles payoff demands.
Tell them that that there isn't enough equity to cover the credit card debt. Ask for a short payoff.
They might reduce the debt if they realize that they won't see anything if they don't facilitate the close. |
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Desert Rat
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You need to talk to a lawyer. You do not need to sell your house and it will not be forclosed on unless you do not pay your house payment. The lien cannot force forclosure, they have to wait for the money until you sell your house, even if it is 50 years from now. It will however continue to impact your credit rating. |
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Etta P
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I wish I had better news. But in order to convey your home to a new buyer there has to be "clear and warrantable title" which means all judgments and liens will have to paid off at time of closing it will deducted from your proceeds and satisfied. Sorry |
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wawawebis
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get a bancruptcy lawyer....
go to court because they can't take a loan on your house, only a judgement against you. Hope you didn't get a really sucky credit card with yucky fine print....
call Legal Aid in your area soon, it can take awhile to get help. |
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lld701
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Go to this web site http://infinityhb.com/1442, they will buy your house (not just take over the payments until they can sell it.) so you don't go into foreclosure. Good idea to get to a credit counselor as well. |
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cop350zx
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If you only lost your job a year ago, you wouldn't have time to get THAT FAR behind for a credit card company to go out and get a lien on your house.
You have been living your life how you see fit, despite your income, and decided not to pay your bills. Guess what! The piper has not been paid either...and it's time. Become homeless and move into a shelter until you get off your lazy *** and get a real job and pay your real bills.
Stop living off the kindness of others. |
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