 Buying a home for 290k. I have $100,000k to put down. Am I better to put only 20% down and invest..see remks? |
| should I only put 20% down and invest the remaining 42k in CD or some other instrument...was thinking the extra interest i'd be paying will give me a bigger break at tax time?? any financial ... |
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 Can a landlord ask for more deposit after we have paid it? |
| I signed a contract from jan 2008 to dec 2008 and paid a deposit of ÂŁ600. My landlord has now issued a new contract for jan 2009-dec 2009 and has asked for more deposit, it this allowed? He has also ... |
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| In relation to mortgage loans what constitutes a low credit score? |
| I have been reading lots about the housing crisis and have learned that the loans for new mortgage loans for people with low scores it getting harder to aquire. What constitutes a low score? 600? 590?... |
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 How old do you have to be to get own place? |
| how old do you have to be get an apartment or something in california?... |
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 Is consolidating your bills a good idea before trying to get a new home loan? |
| The way I look at it, I'll be out of debt at the end of this year, not including my car and small student loan...yeah, I know. I made a lot of stupid decisions. I DON'T have bad credit. I... |
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 Termination of agreement before Lease is signed??? |
| Is there a stated time that the would have landlord has to give back the deposit. We have no signed lease, I have absolutely given her a signed formal letter stating that we will no longer be ... |
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 Can a landlord tow a registered car that was in a spot that he approved? |
| He also didn't let my brother know that he towed his car, so now the towing price is more expensive b/c it's been sitting at the garage for a while.... |
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 Can anyone help me, please? |
| Does anyone know of a good website where you can look for local apartments? Thanks !!... |
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 Behind on Rent Landlord changed the Locks to the Storage area? |
| We were 10 days behind on our rent and our Landlord changed the locks on the Storage unit int he basement and left us a note saying that if we dont pay he will evict us and keep our stuff as ... |
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 Should I lock in 30 yr mortgage interest rate now/ wait. They have risen to the highest this wk.Closing 03/30 |
Should I lock in mortgage interest rate now or wait. My husband and I have decided on a house to buy and looking to get our
mortgage loan approved. The house is a new construction that will be ... |
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 Incentive for renters while house is on the market? |
| I am preparing my duplex for sale. Currently I live in one of the units. The other unit is rented and eventually, if it does not sell within a year, I will have to rent my unit out as well. My ... |
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 My best housing option? (UK only please)? |
| I have to be out my house in a month as my dad has come into some financial difficulty and has to move to smaller house which has no space for me, Im fully employed but dont have the money for a ... |
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 Could they afford an appartment? |
So a couple makes 23.25 per hour together. Is that enought for them to aford an apartment? can any one give me some links for apartments..
Thanks so much!
Additional Details
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 Where in the house does people hide their money? |
| Does people save cash in their house? If so where at? and How much ?... |
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 My boyfriend can't find a cosigner...Are there alternative ways to getting one? |
| He's 18, only had a credit for about two months, and doesn't have a good relationship with his parents. He's fully able to pay rent ($600 a month and under), since he works 40 hrs a ... |
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 What are the steps for moving out of a house that you own? (with the whole family)? |
| I constantly think about moving out of state, but we own a home. If I get a job in another city, what are the logistics for moving out of the house and not getting into a financial nightmare? I ... |
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 Foreclosures? |
SOMEONE PLEASE HELP!
Me and my family want to buy a foreclosure house in North Fontana,CA but we cant find any that we can buy that are real estate owned or how ever you buy foreclosures. We ... |
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 What's a warranty deed? Why would a buyer ask for a survey, if seller has a w. deed from orig. plot lines? |
Yes I looked it up on line, but I don't understand what I read. Can someone put this in plain english for me?
I'm curious, because a buyer wants my 64 acres surveyed prior to ... |
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R. Guetive | Advice on selecting Real Estate Agent...? |
I've been told always choose Real estate agents who are GRI & CRS certified. I've been looking and recently chatted online with an agent who has only been an agent for 3 years. Should I look somewhere else? I've heard seasoned agents have connections & can get better deals. What say YOU?
Additional Details
What questions should I ask? How do I know I'm working w/someone who will steer me right? We're moving so we'll be buying in an area we are TOTALLY unfamiliar with.. |
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heyteach
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Not really. I started out with a totally green agent who was quite good. Of course, I knew what I was doing, so I could say: this is the offer price and this is the sale price with confidence based on knowledge.
She spent a good deal of time with us, and went above and beyond the call of duty without constantly being on her cell phone with OTHER clients. She really earned her commissions (we did multiple good deals).
Some of the "seasoned" agents will only give you a bit of time or tell you they will do this and instead when you get together, they run THEIR agenda.
It's not the years, it's attitude, perseverance, knowing what you do NOT know, and cooperation. |
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linkus86
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Good question!!! I don't necessarily believe in the GRI & CRS designations because they are so easy to get and the classes that are taken to get them don't always sink in. Newer agents aren't always a bad idea either as they are often more familiar with the law and its recent changes than others who have been in the business a while, still there are usually so many agents to choose from it is still hit or miss on picking one. Seasoned agents often know of some of the in and outs that newer agents don't but some simply have forggotten them. Your best bet is to find one that is refered to you by someone else who had a good experience with them. |
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hirebookkeeper
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If you are buying, work with someone who you can work with and like. Also, someone who knows the area where you want to buy is a great asset. If you are selling, get someone who has sold the most last year and knows your area. |
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Marysue
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There are two schools of thought on the issue of experience. One is that older agents are going to be more savvy that younger ones due to experience; the other is that older agents get complacent so they aren’t as creative with their solutions, and from what I’ve seen, they can struggle with modern technology. I think that newer agents tend to be hungrier so they’ll tend to be more aggressive in working for you. I think it’s best to find an agent who works steadily but isn’t overloaded. Some of these agents are so “successful” that you’ll never see or talk to them; you’ll end up working with some random assistant of theirs. The agent you choose should listen to what you want (not tell you what you want) and should keep in contact – which is a big reason I encourage to you to look for a middle of the pack agent.
I’m guessing your employer doesn’t offer relocation assistance. If you don’t know, ask. I’m also assuming you don’t have any friends or family in the area to offer recommendations. If you can think of anyone you know in the area where you’re going, ask them for names. Or you could try my friends’ strategy: they currently live in FL, but want to move to MO. They’re in a soft market and have to wait for their FL home to sell. They traveled to MO, and made contact with a few agents via open houses. All of the agents accept for one have brushed them off basically because they don’t want to “waste” time working with clients who have no clue when they can move. So guess who's getting their business?
One other suggestion: if you’ve bought or sold a home in your area, don’t hesitate to ask your past agent for a referral. They may just send you through their company’s referral system, but some agent make specific contacts with agents in other cities/states so that they can offer their clients referrals. One thing you can check out is the Five Star Satisfaction Award database: http://www.fivestarprofessional.com/fivestar/home.do . It’s not in every area, but maybe you’ll just happen to be moving to one that it serves. This organization sends out surveys to lenders and people who have bought homes in the last year and asks them how they feel about their agents. If an agent makes the list, it’s because they have gone above & beyond to satisfy their clients.
There are lots of websites that will give you tips on what to ask an agent: http://www.google.com/search?hl=en&q=how+to+choose+a+buyer%27s+agent |
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godged
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I agree with most of the others, GRI and CRS are nice designations to have, but I can tell you this doesn't mean you'll get an agent that will work hard for you.
If you have multiple agents you are working with, none of them will go the extra mile for you because there is a good chance you will buy from someone else.
I don't see seasoned agents having the ability to get better deals, some are very skilled negotiators, but there are some newer agents that have negotiating experience and are great negotiators.
Contact a few Realtors in the area you are thinking of relocating to and talk to them. Are they too busy to spend a few minutes chatting with you about what your needs are? Do they just want your contact info so they can send you listings that won't work for you? Pass. A good Realtor will spend time getting to know you and your desires. They will forward information about the area so you can start getting a feel for the town.
Here is a website I like to forward to out of town clients so they can check out a few things:
http://www.bestplaces.net
Good luck to you! |
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jjonson50
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Experienced agents have buyers. |
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mykidsrsaints
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A seasoned agent should be better at negotiating on your behalf but ultimately, the price you pay for a new house is up to the people selling it, not anyone's connections.
My last agent had only been in the business for a short time but I really felt she did a good job. Remember you can always spend a few "shopping" trips with this agent and get someone else if you aren't happy. I don't believe you have to sign any contract that will bind you to that person.
A good agent is going to give you a lot of options to choose from and not push you into making a decision, especially one you can't afford. Just take a step back and analyze this agent's behavior occasionally and you'll be fine.
I also suggest reading "Home Buying for Dummies." I thought that was very helpful.
Good luck. |
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Dont_taze_me_bro
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Find someone who has 10+ year experience and has the heart of teacher. Check the link below and search for ELP (endorsed Local Providers) |
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racache_us
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If you are looking to purchase why have only one agent. I have at all times at least four agents looking for my next purchase. No loyalty I just want the best house anyone can find. make sure the agent has a good broker or someone who is good at contracts that is the important part, they need to know how to protect your azz.
When you sell your house it is totally different, that is when you work with your best Realtors only. |
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