 Is it POSSIBLE for my house to be TOO clean for potential home buyers? |
| So we JUST put our house on the market (yesterday afternoon). And today we got our 1st viewer. I am a VERY clean person. Pantry items are faced forward so labels are visible, shoes are nicely ... |
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 How do I recover $290,000 I've been scammed out of? |
| I recently withdrew my life saving of $290,000 to buy an invisible mansion. The realitor told me to light fire my briefcase of cash, close my eyes, and my house would suddenly appear. 2 weeks later I ... |
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 We have a 2 year lease and landlord is short selling home and said that we might have to move? |
| We just signed a 2 year lease on a rental home; we make the payments to a property management company; we recieved an email today from the actual landlord stating that he is going to try a short sale ... |
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 I want to sell my house to my daughter and me. or have my daughter buy into the existing mortgage? |
| i want to sell my house to my daughter and me. or have my daughter buy into the existing mortgage. is this ... |
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 I am remarried and my name is not on the deed of my husbands house.? |
| I am wondering since my name is not on the deed, if he (god forbid) passed away, what would happen with the house? There is a mortgage on the house too.... |
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 Maximum mortgage? |
Daer all
My gross annual salry is 30,000 GBP and I am planing to apply for mortgage, I can put 10% deposit as well and I dont have any loan or credit card commitment with me. But the maximum ... |
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 HOUSE DEEDS. What is the best thing to do? |
| Since we finished paying our mortgage our house deeds are currently held by the building society. We pay nearly £30-00 per year for them to look after the deeds. Would any of you keep them at home, ... |
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 I own a house with my brother, is it economically wise to have the house refinanced in his name (removing me? |
| from financial obligation) so that i can purchase the house from him with a mortgage that will provide more money than a home equity loan.?... |
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 How should I tell my old Mort company that I'm going with another to do my refinance? |
| I was working with someone but they we not delivering the results that I needed. So I found a different company that could and did. Bottom line my old comp said that they could only find me an ARM ... |
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 My landlord asked me to leave his property in 30 days how many days do I have legally? |
| I have been in this house for 13 years, have not missed paying rent nor have I ever been late, there is a problem with the yard in back, the city asked him to fix the problem he wants me to fix it, ... |
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 Landlord Entering Apartment Without Notice? |
| Last night my landlord entered my apartment to turn out a porch light I had intentionally left on (I'd be returning late that night and if it's not left on, crickets cover my door). I ... |
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 Should we do a quit claim deed? |
| My mother is ill and can't keep up on her mortgage and I want to take it over. She doesn't object since she can't afford it and doesn't want them to foreclose on her. Me and my ... |
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 My husband wants to foreclose our home. ? |
| We have paid 40000 off from the mortgage and 10000 for renovation. The mortgage alone is 338,000. And right now with the market being so bad he wants to foreclose. To him he would rather rent a 2 ... |
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 How much do I need to make to get a $200,000 loan? |
| Just as a general ballpark figure, I have decent credit and a pretty good salary. How much should I be making to by a $200 - $250 home?... |
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 Do I, the buyer, need to be present at a total home inspection? |
| We set up a time for the Inspections, but now we won't be able to make it. Our real estate agent is still planning on attending if we are not able to reschedule it. It's all still up in ... |
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Kramer | Age to buy a house?!? |
I'm 19, I've had an apartment for a year. Is there any possible way I could buy a house? Renting is such a waste of money! I live in Missouri by the way, so if anyone knows of some real estate agents that might bend the rules a little bit to help me that would be great haha.
Additional Details
THANKS!! |
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Landlord
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There is no rule. You can buy if you have a good job, good credit and a down payment,. |
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THEODORE R
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I was once in your situation. Don't worry, everything will work out for you =)
A year ago I found this organization that gives people up to $1500 in renter or mortagage assistance! They operate in most US cities, I highly suggest you try to get some of this money.
http://www.help-me-rent-mortgage.org
Good Luck! |
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Steveo
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Technically, you are legally allowed to buy a house, which is based on a contract (real estate sales agreement). However, at your age you don't have enough work history, or credit history to allow a lender to consider you as a creditable borrower. I agree that rent money is a waste, but you need to wait until you do have enough time in your life to get that history that is required to be able to qualify. |
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lepr0kan
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As long as you're over 18 and can qualify for the mortgage you can buy a house. If you have a high enough credit score, your biggest issue will probably be with income/employment, lenders usually require at least 2 years of verifiable full time employment, which at 19 you may not have yet. |
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estielmo
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Find a Buyer's Agent and see what s/he advises. |
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KathyS
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Real estate agents are not lenders. You would need to get pre-approved for a mortgage before even looking for a house. |
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da.shad0w
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I can do you one step better, be your own real estate agent without even needed to get a real estate license. If you go to http://realestate4pennies.com you will find a program that will give you foreclosure listings where ever you could possibly want to look, including Missouri.
If you are looking to buy, then jumping on the foreclosure market right now is what you should do. With nearly 5 million foreclosures in the U.S. right now, banks are trying to dump these properties for cheap. Heck, you could pick up a home listed at $200,000 for less than $100,000 at a bank auction. You could then choose to remodel and flip it, or just live in it.
This website has a resource called the property vault, which is updated constantly with new foreclosures. With the listings you will also receive about 7 books that tell you more about how to find the cheapest properties and close the sales with the bank. Best comprehensive program I've found for investing in the foreclosure market or for just buying a home real cheap. |
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src50
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Do you have good credit, verifiable adequate income and money for a down payment? That's what it takes. |
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godged
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You just have to be of age to be able to legally enter a contract. Typically, the magic number is 18, so no rule bending should be necessary.
What you need is great credit and some downpayment.
Find a lender that will hand walk you through the process. Get pre-qualified, but know your finances. I know I could go out today and get pre-qualified for WAY more than I could comfortably afford. Then purchase within your means.
Find a Realtor that works well with first time home buyers. Some too busy agents don't have time or patience to work with FTHB, and there are too many good Realtors out there to put up with a lousy one.
Don't get intimidated, people do this all the time. :-) |
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lesmelinda
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You don't need 2 years history if you can prove that you were a student. Go FHA. |
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;D
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You're over the age of majority, so you can buy a house. Make sure you have adequate funds so you don't become bankrupt at your young age. If I were you, I'd look at Lease optioning. |
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Jack
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You could probably buy at 19. However, just call some real estate firms and ask them. They would know. The laws where you live could have a minimum age limit. However, renting is not a waste. Just ask the two million people who will lose their homes this year to foreclosure. A friend told me of a guy in Florida who purchased a condo 3 years ago for $295K. Got a recent appraisal. Now worth only $200K. Ouch. And, if you buy, get it checked out first. Even, a new house can have problems. And, don't believe much that the RE agents say. Also, you want a very good high school district - for resale later. Ask the RE agent why the seller is selling. I got my current house at a very good price from a messy divorce. Good luck. Jack |
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len b
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Good for you to be thinking this way. Owning my own home has been my goal since I was your age and I have never been sorry. Beware however, the economy looks quite shaky. That isn't necessarily a bad thing because you can use that to your advantage. Watch for foreclosures and price drops over the next few years. Be as shrewd as you sound. |
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