Does a house need to be fully rehab before an appraiser can appraise the house? |
| The house right now is usable and functional. There are a few things need to be done like putting screens on windows, replacing the kitchen cabinets, and putting doors in bedrooms and closets. The ... |
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Is it normal for a landlord to charge a full month even if you move in in the middle of the month? |
Additional Details the rent here goes from the 15th to the 15th. I moved from ny into this place on the 1st. they insisted i pay from the 15th to the 15th.i also paid a security deposit.... |
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I purchase a duplex built in '05. What typically happens with the security deposits from the current renters |
I am looking at buying a duplex in lehigh (uhg I know its a risk)
the one I've been eyeballing has both sides currently rented out. IF the current owner/landlord collected a security ... |
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How do first time homebuyers with no credit or fairly bad credit find a good deal on a house? |
| i have no credit and i have some bad things on my credit like hospital bills. i havent been working very long is it possible...!!!!VERY SERIOUS!!!! what about forclosure houses.. *how do i go about ... |
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How can I sale my 3 bedroom home fast? |
I made upgrades and still nothing ! Close to schools and expressways and not far from lake. Additional Details I live in Oklahoma by lake E... |
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After buying a house, do you have a certain time to get seller to fix things? |
| Say you looked at a house, everything was fine, working, etc. Then right before closing the seller replaced the a/c unit, and after closing you start moving in and one 1/2 of the house's ... |
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When buying a house, what factors do you base your decision on? |
What are ALL the factors that you would like to be able to have knowledge of before you make the decision to buy a particular house in a particular area?
Give me an exhaustive list and ... |
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Is there anything embarrassing about renting at 45? |
| My parents own two homes and I will eventually be sharing the equity of these with my sister and her daughter. One home is in the Hamptons, NY. This home is pretty valuable. I have been renting ... |
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Benefit entitlement question? |
| Can anybody tell me where i stand after loosing my house last year i know live with my wife and 20 yr old son in private rented accommodation witch is 650 a month However I have just been finished ... |
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I have a rooming house available for homeless veterans. I would like to know how could I make it known to? |
| homeless veterans with monthly incomes that can afford $250.00 per month for rooming in the Detroit, Michigan area.... |
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What advice can you give for someone buying a home for the first time? |
| I just came out of college and got a job. I am looking for a house to buy. What advice can you give for selecting a house to get the best deal?... |
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Breaking you lease, how can i do it? |
| I need to know if anyone knows who to ask or where to go to get out a lease...I have signed a lease agreement for 1 year i have a remaining $2500 on it....But i have to move 4 hours away for my new ... |
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Buying a home after filing for bankrupt last year!? |
| we are buying 3 acres from my father in law and just curius on how long you have to wait before we can buy a home! we have been looking into buying a doublewide are module home we have talked to ... |
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I got 2 months left on...? |
we got two months left on a 1 year lease on an apartment
we are wanting to move and found a great place
my question is how do we get out of our lease??
we know this place wont be there ... |
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Help, my mortgage is with northern rock? |
| we are really concered and not sure what to do? we have 3 1/2 years left with our fixed rate term... but were considering moving and paying the penatly which is around £3000, do you think we are ... |
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Should I sell my house for sale by owner?? |
| There are 3 other houses for sale in the subdivision. We have only lived there 3 months but we are just unhappy and want to move back home. Should I sell it by owner or use a real estate agent. How ... |
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How can you definitively find out the property line of a property? |
| I'm looking at this property and the buyer says he doesn't know where the property line is exactly. Who, SPECIFICALLY, can definitively determine this and how do I get them to come out to ... |
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Reverse Mortgages? |
| Can anyone tell me the pros/cons of a reverse mortgage? I have an older family member inquiring about this & I'm afraid it's not beneficial for them. Tell me , anyone......... |
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crownliftman | Any help out there to prevent foreclosure? |
I am about to have a huge problem. We took out one of those New Century loans with a low (ours was not that low but...) intrest rate for two years and then they can rais it. We had planned to refinance about not but our credit is no better now than it was. My mortgage will likely shoot through the roof this summer and I will be forced to forclose on my home. Is there any help out there to prevent this? |
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Cheryl
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Sell, sell,sell, and save your credit |
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Andrea - Mortgage Specialist
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You should always let your lender know first that you are having trouble making your mortgage payment. That is the biggest mistake consumers make, they just don't pay their mortgage and don't correspond with their lender.
Call them and tell them what is going on. They may be able to do something to help you. They would much rather work with you than take back your house. That is not the goal of a lender.
Also, another person answered that mortgage companies just change things on them. This is NOT true. A mortgage company can NEVER just change your interest rate, even if the loan is sold over and over again to different companies they have to honor the original note. If you interest rate changes it is because you did an ARM and the initial fixed period is up, then it will adjust depending on the terms (1 mo, 6mo, 1yr).
Good luck to you! There is help out there, but act now! |
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spadezgurl22
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Refinance for a fixed rate. Shop around with all lenders. Bc you have bad credit it will not be good but maybe u wife can refinance if she has better credit. If you have been making ur mortgage payments on time with your present lender u shouldnt have problems. Late payments are never good. you need to start searchign now! rates are lower and if will give u enough time to save you own end! if you still think you cant pulli t off sell and save ur credit and ur assets! |
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brmj41975
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Please Please Please go to my website and fill out the form. our comapny will do everything they can to save your home. I look forward to speaking to you. http://www.consolidatedsg.com/brmj41975/fc
Demetria Haller ( brmj41975@yahoo.com) |
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marcus93257
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Currently, there is a company out there helping others by refinancing the homes a lower intrest rate and monthly payments. I think its the May something. Google it! There was an annoucment on the web. |
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Don't even think about it
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creative financing could help..get a better loan with a fixed rate but darling I hate to tell you this most any kind of loan can change your contract at any time they want..some can raise interest because you didn't pay your light bill. I swear ! I don't usually advise bankruptcy to for debts but to save your home it may be the only way. There are many bankruptcy attorneys that have free workshops to teach consumer a little before they do a bankruptcy and I think some type of credit counseling is required now-a-days anyway. My alter ego..that little evil one that sits on my shoulder tells me that if a mortgage company took advantage of me I would burn that you know what to the ground before I let them take my home AND ruin my credit. Either way you are looking at your credit being mussed up but hey the good news is that if you don't file bankruptcy...it is suppose to only stay on your credit bureau for 7 years..bankruptcy leaves a trail almost forever. Don't pay any credit counseling/debt consolodating companies a dime for advice and don't get sucked in either. Talk to your bank...not the people with the loan..your very own bank and see if they can give you some options. |
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gofrfkim
 |
With the recent market crash in the sub prime market, thousands of people are facing the same situation you are. The government is working towards establishing more programs to help out. Visit:
http://www.hud.gov/foreclosure/index.cfm
AND
http://ezinearticles.com/?Save-Your-Home-With-Government-Programs!&id=102613
Best of luck to you! |
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Real Estate Guy
|
It seems your real issue is your bad credit. If you fix this you will be able to refinance based on a better interest rate.
There are companies that do rapid credit repair. They can charge up to $1,500 but they are worth it based on the money it will save you.
Mortgage lates and mortgage non-payments are the worst thing to do to your credit. Pay the bill and at the same time repair your credit.
It can take 30-60 days so you should work on it now.
If you need additional assistance feel free to be in touch. I'm not a mortgage broker, I'm a Realtor, but I can point you in the right direction. |
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Dawanna J
 |
Try CountryWideHomes |
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