I filed for chapter 7 bankruptcy about 2 years ago...Can i buy a house? |
| I live in Houston, Tx...and had a bankruptcy about 2 years ago..Well im working and i have a good job now and i want to buy a new home. I have a co-signer available that has excellent credit and ... |
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AS a loan officer, what is the best way to market to real estate agents? |
Any lines or anything you've used to win over agants? Or do you call every other day or what? How do i get their referrals? Not having much luck in the agent market.
thanks A... |
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When I rent out a room, does my landlord have any rights or say over this? |
| I rent a 3 bed, 2 bath house on a 1 year lease. I do not want to share the lease as I only want to rent a room temporarily. I just want to be educated if my landlord has a right to meddle in my right ... |
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When can a basement or rooms in a basement technically be cosidered " living space " ? |
| In other words ..... if a home seller has a tv and furniture in the basement ..... can they list that as a family room ??... |
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Which house would you prefer to buy,? |
| a 1966 1985sqft house with 4 bedrooms 2 bathrooms 1 car garage and no dishwasher for 220.000 or a 2006 1575sqft house with a 3 bedroom 2 bathrooms 3 car garage house with a dishwasher for 230,000... |
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My landlord has given me a 30 day notice. can she come over and inspect with 10 hour notice? ? |
can i tell her no? she can inspect once i vacate the premises. Additional Details once a 30 day notice has been given all terms of the lease are void. she is the new property owner and ... |
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Foreclosures? |
| How many foreclosures are in your town or city? Ours has an extreme amount for its size, yet the realitors keep over pricing homes. It makes no sense. This seems to have become the norm throughout ... |
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Can a landlord charge you for replacing 8-year-old carpet he was going to replace anyhow? |
| My landlord sent people over to the house I was renting before we moved out to measure the carpets (and didn't inform me of this). I called him to make sure he wasn't going to charge me for ... |
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Renting to Section 8 tenants? |
| We have apartments for rent and are always approached by Section 8 renters. Once you interview tenants, check credit, etc. who is responsible for paying the first month rent and security deposit, ... |
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Need help please? |
| i got a note on my door the other day saying that my house is n default so it will sell on the 15 of jan. My landloard is telling me he saved the house but everyone ealse is saying that he didnt or ... |
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Am I harrassing my renters if they moved out on the 25th? |
| And all thier stuff is mostly there, and I call to ask when they are getting it out? I tried to agree to stop court proceedings if they left this week. They said "we don't want you to do ... |
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Im buying a house? please someone with experience answer my questions read further? |
| Im buying a house that cost 54,000 its not so much, but its in a bad neighborhood. The payments would be about 700-800 a month. Im planning on fixing it, cause it needs fixing, and then either ... |
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A question about my lease .plz answer.? |
| I rented an apartment 1 month ago.the lease is for 6 month .what are the procedures to leave before this time and can i leave legaly in a way without paying the penalty.... |
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Options for avoiding Private Mortgage Insurance (PMI)? |
| A couple of very attractive deals in the local housing market have prompted me & my wife to consider bumping up our timetable for buying a home (we've been budgetting for mid/late 2009 while ... |
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We are buying a house and the seller died!!!!? |
| the woman selling our house died. the estranged husband only speaks korean and has not contacted a lawyer to get this rolling, the son is not able to sign. we were supposed to settle yesterday, we ... |
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I have until 6:30 tonight to come up with $300 for the rest of my rent? |
| I have a few items I can sale like a brand new NordicTrack and some really nice art work. But were can I go to sale them by tonight??? HELP please!!!... |
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I broke a six month lease on apartment and am paying however apartment is now rented is this lawful? |
| So, now they are getting my lease breakage fee plus a full rent, this is horrible in my opinion! If this is lawful ? It is at the minimum pitiful in my opinion. What excuses do they have that they ... |
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JILL P | Anyone else really annoyed at housing situation today? |
I am 24 years old and I recently was living in rented accomodation with a friend of mine paying £300 a month. I make an ok income but not a great amount but could in no way afford a mortgage which means lining someone elses pocket.
Even my sisters who are 32 and 36 had it better when mortgages were a lot cheaper and they could afford it when they were my age. Is anyone else annoyed at this or am I being petty? |
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Drew
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The truth of how they made the market this way will really get you up set.
http://www.breakingbubble.com/index.htm |
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sharon m
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You should consider youself lucky that you only pay £300 a month rent. In London you would be paying around £1,000. And don't forget that when your sisters bought their houses cheaper the national wage was a lot less than it is today so it is all relative. |
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Alex
 |
Unfortunately, when the government stoped increasing the stock of council houses it ensured a future shortage. As with any supply/demand, when you have a shortage, you also have increased prices.
The new building programs might be too little too late . |
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The angels have the phone box.
 |
This is what happens wherever people see property as an investment or buy for speculation. (Demand pressures are actually secondary -- people are willing to spend more when they assume that they'll get it back, and more, later.) Prices have been lower through much of France, Spain, etc. because the norm is to buy a house for life, or at least a very long time.
The UK has taken the property ladder approach instead. Buy small, sell up, with the hope of taking as large a profit as possible. That's a reasonable financial course for each individual and family; the problems arise when everyone does it. (Witness the skyrocketing prices in the parts of France and Spain where the English have bought en masse and the expectations of similar in Eastern Europe.)
Basically, the system as it stands benefits a few and hurts the rest of us. It desperately needs to be changed. But short of a major reorganization of our collective priorities or socialised housing, I don't know what that would be. |
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GorGeous_Girl
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i completely agree with you. me and my husband struggled for 3 odd years and finally took the big step of getting the mortgage recently and it is kind of stretching our finances, and the house isnt that big !
i really feel it is so unfair the amount of money we are having to pay every month for a house.... but thats life... we live in 2006 and not 1976 where things would have been different from the morrgage perspective atleast !
good luck and dont feel bad, the time will come, you;ve just got to accept things the way they are and make the right decision for yourself and your future. it is hard, but with a bit of planning and preparation for the future, you will be fine. |
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minitheminx65
 |
Yes...that's why I now live in France...I was on several waiting lists for 3 years in Scotland where I was born. I have 2 kids...my partner was ill and couldn't get help with the NHS so had to go back to Australia. I had no help whatsoever..ended up in rented accomodation..the only property available in that area...I was sooooooooo lucky...it took 1 year to get housing benefit meanwhile I was having to pay extra as they said my 2 kids could share a room as they were both under 10...one girl 7 one boy 4...I had to pay extra back as I was only allowed a 2 bedroom property. Even though they couldn't find one. The only one they came up with was in a local housing estate filled with junkies...I turned it down ...straight to the end of the list. Blood boiling now...and that's just half of it!!! |
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Roxy
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You're not being petty, but sadly, it's just the way things are at the moment. My sister is 27 and rents a flat in a nice part of south Manchester, where she'll never be able to buy as one bedroom flats start at over £100,000. I don't see the situation changing in the near future. However, there are some people who say that we place too much value on owning property, and look to Europe where renting is the norm. There are advantages to renting, (no maintenance issues, etc) so keep your chin up - maybe you'll be able to buy with someone in the future. |
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peter s
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yes i am |
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Star
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Of course your not being petty, i completely agree it is so unfair, my sister in law bought a 1 bed flat in 1999 for £50.000 and now its worth £190.000, - good news for her but not for first time buyers.
Who knows what will happen in the future, apart from us living at home till we are 50 or paying rent forever! |
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