 Is it better to rent an apartment or buy a home if you are going to relocate after one year? |
| home cost is $280,00, monthly expenses- utilities-$220., maint-$100., property tax-$380., home insurance-$50. 30-year mort-8% interest rate, 20% downpayment and closing costs equal to $1,000. plus 3 ... |
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 About how much is bulidings and contents insurance? |
| On a 2 bed semi in south yorkshire? Just trying to work out finances on the property i want to buy. Its £124950, no garage, nice area.... |
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 Help With Math Problem? |
A real estate broker sold your house for $72,000. The broker's commission was 6% of the selling price. How much would you get for the house after the commission is paid???
A. $67,680<... |
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 House in foreclosure * Real estate agent stopped by? |
| Hi, my home is in foreclosure, today this real estate agent showed, saying he works for the bank where I got my loan from, he stated, he was checking if someone is still living here and he will come ... |
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 Landlord wants £300 from deposit to clean flat.? |
She says there are fleas in the sofa and the carpet. This MAY be true, as I have a cat. But £300 to clean carpets in a one bedroom flat, plus a three seater sofa?
Do you think this is ... |
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 I wonder if I will ever be able to purchase my own home. I have crap credit , and a divorce. Is there hope? |
| I would like to purchase my own place someday . I divorced a few years ago, my credit is terrible . I owe some bills and work hard. I feel like I'm doomed to rent til I die. Any help as to where ... |
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 Bought a first house in 2004, but cannot afford it anymore, what can i do? |
| for sell for the same price or more if the market is going down hill? zif I stop pay the full montly amount, what happen, and how long take to them take the house way? What about my credit? see the ... |
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 How much do you pay for your rent or mortgage every month? |
| What % of your total income is this and what type of accomodation do you live in ?... |
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 New rules for an apartment building....PLEASE HELP!? |
| My father and a friend have recently bought an apartment building with 9 units. The people who owned it before had no rules set up, people have no leases. So I am "incharge" of comming up ... |
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 Where is a good place to move that has low property taxes and has large acres of waterfront property? |
| (10+ acres waterfront) i like boating and jetskiing so if its a lake it needs to be large (lake of the ozarks) and it needs to be waterfront.... |
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 If you are behind 1 month on rent, can the apt manager come into your house unannounced and size your things? |
| My girlfriend was not home at the time, and the apartment manager came in and took her TV, and when she paid the rent, they promised to bring it back, and now they are saying she ( a 95 pound asian ... |
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 Who's sick of people dissing people just because we would rather live in a council/housing association? |
| I live in housing association property, i work, i buy nice clothes, my house is nice inside, clean, i have a nice car, but people always put a stamp on you, just because i live in a council house ... |
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 I was approved for a home loan but need to come up with $30,000 for a down payment any ideas? |
| I DON'T HAVE THE BEST CREDIT AND DON'T KNOW A WHOLE LOT ABOUT REAL ESTATE I'M A FIRST TIME HOMEBUYER. ANY SUGGESTIONS ON HOW TO COME UP WITH THE DOWN PAYMENT. I REALLY WANT THIS HOUSE... |
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 Best way to argue with a landlord? |
i really want a dog
my parents say no becuase of hair, noise, how no one would take care of him, no space, and a landlord
i thought about this for years, silently searched dogs, and ... |
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 Would you buy this house? |
| We are thinking about buying this beautiful 1880 Victorian home. We would live in it, not rent it out. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job ... |
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 In a divorce can I take my wife off my mortgage with out refinancing? |
| The curent morgage rates are at least 1.5% higher than my curent rate of 6.25%.... |
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 Is the landlord of a trailer park required to attempted to notify me before they cut my lawn? |
| I live in a trailer park and somebody without notice started cutting my lawn now I owe an extra $40.... |
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jen02 | Anyone have any good saving and or budget tips for me? |
I'm 23 and moving out of home for the 1st time with my boyfriend. i'm not on a great wage, he's on good wage. but the rent is high. can anyone give me some tips on how we can budget? thanks |
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theshadow01
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You have gotten some very good tips here. Common sense will go a long way.
Avoid credit cards. Buy lunch meat from the deli instead of the pre-packaged, per pound there is a HUGE savings. Buy whole turkey. You can eat many meals (including soup) from one turkey. Walk if you can, or take the bus. Do full loads of laundry.
Enjoy your first place! |
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charlie r
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Shop frequently for food in small amounts and buy things that are in season. How many people do you know that buy food near it's sell by date because it is reduced and end up throwing it away 2 days later because it has gone off. The most expensive way of buying potatoes is to buy a bag of crisps. Choccy biscuits are classed as luxury items and hence VAT is payable. Digestives are not classed as luxury hence zero rated stupid but true. All processed food is overpriced compared to fresh and less healthy. Save on food and you can afford a bottle of wine to wash it down with. That's the reward for trudging down to the shops more often.
Decide how you are going to split the bills from day one. Its much easier when you are still talking to each other at the beginning!
Income inequality can cause a lot of problems relating to guilt or resentment unless you have clearly defined objectives and stick to them. Scrimp and save but reward youself every now and then.
Good luck |
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Here's Danny
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Never buy magic beans from strange farmers lingering around cash machines after you have just been paid. |
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Frank M
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Set up a spreadsheet. List all items that you are going to spend money on. Estimate how much they will cost (average out your holidays as well if you can afford them. See what it all adds up to. See if it is less or more than your income. If it is then look at what you can reduce your expenditure on. This is your budget. Then track how much you are actually spending each day. List every penny & add it up every day. It is frightening how all the small items add up to a hell of a lot. |
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CeeVee
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Set up and stick to a budget.
Only buy things for cash, no credit just wait until you can afford them. |
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Lyndsey B
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supermarket brands nearly always as good as famous ones and some are even made by the same people. xx |
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ThePartyGirlPrincess
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Save water and shower together....*smiles* Good Luck! |
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sevenofus
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Consider moving to a place with lower rent. Plan some "fun" money into your budget. Even if it is only to go out for ice cream once a week or a movie once a month. Plan your meals for an entire week, including snacks. Make a list and stick to it. Shop only once. Every time you go to the store, you end up buying things not on the list. Before making a purchase of anything over $5 (or another figure you choose), ask yourself 3 questions 1) Do I really love it? 2) Do I have a place for it? 3) Are all my bills and financial responsibilities paid? If you can't answer "yes" to all 3 then leave the item at the store. Always put something in your savings account each pay check, even if it is only $5 and the change from your paycheck. |
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TheDogStar12
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Don't buy anything that you don't need. If you have enough clothes to wear, don't buy new clothes. Buy food from stores like Costco and BJs, because that's much cheaper. Don't go out for dinner-- Just make things at home. Save all your change and use that for smaller things like toothpaste and pens. Good luck! |
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Sexy-baby
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set a weekly/monthly spen limit on everything, set how much you spend on messages etc and dont go over it, stay under it and you have some extra to have some fun with. |
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K38
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Having recently lost my job, and having to start again on a much lower wage I've become quite adept at budgeting. I've found the best way to start saving money immediately is to write a 'menu' for the week ahead's meals, and then a shopping list based on that. ONLY BUY WHAT IS ON THE LIST!!! Resist temptation and you'll save oodles. No more buying stuff spontaneously and leaving it in the freezer for five years. Good Luck! |
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cutest_kittykat_411
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Make a monthly budget listing all your expenses and then set days within the month to pay things. Try to include things like fun and eating out in the budget too, because you know you'll be tempted to do that. Also try to save 5% for saving so maybe you can try and move to somewhere were the rent is cheaper (always be looking). You may have to go without some things (like cable, Internet and phone, if you have a cell phone) until you've been on your budget for a while. The first few months will be hard, but after about six months it'll get easier! |
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Taxedman
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For a month write down EVERY PENNY that you spend. You'll be amazed how much some stuff adds up. Then you can make a more informed decision about where you can trim your spending down. |
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XiaoMei
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The Motley Fool is a very good website for simple financial advice.
http://www.fool.co.uk/news/comment/2006/c060711b.htm?source=ioowftxt0010011 |
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Sukyb
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Get an ISA account no tax upto £3000 and you recieve something like 4% Interest, plus you can take the money out whenever you need it. Eat out less and buy speacil offers checking that you can manage to consume within the time stated, Keeps doors and windows locked to keep in and switch light off when your not in the room or and energy saving light bulbs |
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