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Real estate question..
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THIS QUETION IS FOR UK RESIDENTS ONLY
* I owm the property with my wife ( jointly owned).
* I want to sell the property, but the wife refuses!
* Can there be away of selling my share ... |
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| Is there anything special i need to know about selling my home without a realtor?... |
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tannadicelegend | Anyone know how long you need to keep documentation for relating to puchase of a house? |
Just curious, I've bought and sold a couple of times and just wondered how much stuff I might actually need to keep. |
 |
 
Searchlight Crusade
|
Title Policy: Keep until 3 years after you sell
Grant Deeds: Keep until 7 years after sale.
Mortgage, liens, etcetera: Keep until all tax consequences are at least 7 years in the past, or for seven years in any case. Make certain all reconveyances and releases are recorded in official records of your county.
Insurance policies: Keep for three years after they expire, including invoice and billing information. |
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jax
|
not really sure but we keep all our paper work for 8 years |
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tom_mcmullen06
 |
i would keep a file of the sold and a file on the currently owned and always have them on hand so if for some reason youre being made to pay taxes on a house you sold or there are some questions a future owner of the house has you will know what house it is and what you put into it. |
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Andrew O
|
You can keep the documentation relating to house for as long as the house belongs to you. Once you have sold, then the documentation passes to the new owner. You may wish to keep duplicates for exigency sake. But in law, once a property passes from one person to the other, documentation also passes on. |
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Michelle Lynn
|
The rule of thumb is 7 years, you can be audited up to 7 years and may need that documentation. |
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ANF
|
Keep for at least 6 years as the revenue might claim some tax liability and with all the documentation you have the detail to refute it. It might even strengthen their case but you might reduce any bill pending. keep it for sure. |
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jimmy the one
 |
I personally would keep records of major purchases such as houses "Forever". How much room can they take up, or store stuff like that in the bank. If you dumped it, and found you ever needed it in the future, you would sure want to kick yourself. Any way it is part of your life history, future kids etc might find it interesting. |
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curtstuttgart
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shred the fuking lot. |
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kate
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The last time I checked, the IRS was going back 3 years, but the bureaucracy always changes.
Call them & see what the current policy is. |
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Lucianna
|
Just to be on the safe side, I always keep all of the paperwork concerning the house I'm living in or own. You just don't know when or if it'll ever be needed and it's worth it to keep it now and avoid the headache of having to get copies from everyone involved with the sale or purchase.
If you still have paperwork on an old house that you've sold, I'd hang on to that for a year or so, maybe two, then it should be safe to trash it.
Legally, I don't think you have to hold on to any of it, but I'd rather be safe than sorry and they don't take up that much room. I have them tucked in a metal box in the corner in the computer room with the router sitting on it. |
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Sophia
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I personally would keep stuff indefinelty, relating to deeds and mortgage arrangements. Otherwise I imagine 6 years after you have left one property is long enough. |
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