 Is it normal for a landlord to charge a full month even if you move in in the middle of the month? |
Additional Details
the rent here goes from the 15th to the 15th. I moved from ny into this place on the 1st. they insisted i pay from the 15th to the 15th.i also paid a security deposit.... |
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 I purchase a duplex built in '05. What typically happens with the security deposits from the current renters |
I am looking at buying a duplex in lehigh (uhg I know its a risk)
the one I've been eyeballing has both sides currently rented out. IF the current owner/landlord collected a security ... |
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 How do first time homebuyers with no credit or fairly bad credit find a good deal on a house? |
| i have no credit and i have some bad things on my credit like hospital bills. i havent been working very long is it possible...!!!!VERY SERIOUS!!!! what about forclosure houses.. *how do i go about ... |
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 How can I sale my 3 bedroom home fast? |
I made upgrades and still nothing ! Close to schools and expressways and not far from lake.
Additional Details
I live in Oklahoma by lake E... |
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 After buying a house, do you have a certain time to get seller to fix things? |
| Say you looked at a house, everything was fine, working, etc. Then right before closing the seller replaced the a/c unit, and after closing you start moving in and one 1/2 of the house's ... |
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 When buying a house, what factors do you base your decision on? |
What are ALL the factors that you would like to be able to have knowledge of before you make the decision to buy a particular house in a particular area?
Give me an exhaustive list and ... |
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 Is there anything embarrassing about renting at 45? |
| My parents own two homes and I will eventually be sharing the equity of these with my sister and her daughter. One home is in the Hamptons, NY. This home is pretty valuable. I have been renting ... |
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 Benefit entitlement question? |
| Can anybody tell me where i stand after loosing my house last year i know live with my wife and 20 yr old son in private rented accommodation witch is 650 a month However I have just been finished ... |
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 I have a rooming house available for homeless veterans. I would like to know how could I make it known to? |
| homeless veterans with monthly incomes that can afford $250.00 per month for rooming in the Detroit, Michigan area.... |
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 What advice can you give for someone buying a home for the first time? |
| I just came out of college and got a job. I am looking for a house to buy. What advice can you give for selecting a house to get the best deal?... |
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 Breaking you lease, how can i do it? |
| I need to know if anyone knows who to ask or where to go to get out a lease...I have signed a lease agreement for 1 year i have a remaining $2500 on it....But i have to move 4 hours away for my new ... |
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 Buying a home after filing for bankrupt last year!? |
| we are buying 3 acres from my father in law and just curius on how long you have to wait before we can buy a home! we have been looking into buying a doublewide are module home we have talked to ... |
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 I got 2 months left on...? |
we got two months left on a 1 year lease on an apartment
we are wanting to move and found a great place
my question is how do we get out of our lease??
we know this place wont be there ... |
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 Help, my mortgage is with northern rock? |
| we are really concered and not sure what to do? we have 3 1/2 years left with our fixed rate term... but were considering moving and paying the penatly which is around £3000, do you think we are ... |
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 Should I sell my house for sale by owner?? |
| There are 3 other houses for sale in the subdivision. We have only lived there 3 months but we are just unhappy and want to move back home. Should I sell it by owner or use a real estate agent. How ... |
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 How can you definitively find out the property line of a property? |
| I'm looking at this property and the buyer says he doesn't know where the property line is exactly. Who, SPECIFICALLY, can definitively determine this and how do I get them to come out to ... |
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 Reverse Mortgages? |
| Can anyone tell me the pros/cons of a reverse mortgage? I have an older family member inquiring about this & I'm afraid it's not beneficial for them. Tell me , anyone......... |
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 How can a person buy an abandoned house? |
| I'm interested in buying a house that has been abandonded for years. I don't know the exact address or who the owners are/were. I want to know who to talk to in order to find out if the ... |
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Jonah's Dad | Are the any government grants out there to help a low income family buy a home? |
Are there any government grants out there to help a low income family buy a home. I'm a first time home buyer and I can never seem to same any money for a down payment. The cost of the home I would like to buy is $137,000, land, septic and all. Its perfect in a quiet neighborhood and all. Thanks. |
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Nusha
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Look into down payment assistance.
Http://www.quickdown.com.
I think the way it works is that you contact a lender and they work with the company to get a charity to donate the downpayment assistance.
Usually requires cooperation from the seller. |
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tt
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The best way to find out is to search online and compare the companies material and criteria. Under my profile finance there are some strategies you can put in place during your application procedures and resources. |
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Alissa H
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In California you can get a State/City loan, where the CalHFA or state loan offers very low rates on a 30 or 35 year fixed note and the City (if the city the property is located in has this program) has a silent second to cover the down payment and closing costs for a low rate as well. If you are in California, look up http://www.calhfa.ca.gov |
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CJKatl
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There are tons of programs out there. The question isn't whether you can get help, rather, it is which of the many options is best for you.
Contact your state housing authority. Most have programs. Many large cities have programs, too, but if you're talking septic system, you're probably not in a large city.
Contact your bank. Most lenders have programs. In order to please the regulators, lenders must show they have tried hard to get lower income borrowers into homes.
Look on the Fannie Mae, Freddie Mac, and FHA web sites. They will each have information about affordable housing and down payment assistance.
Look up Nehemiah Loans (www.getdownpayment.com). They are a "charity" devoted to helping lower income homebuyers with downpayment assistance.
Contact your local United Way chapter. Most can guide you to local programs that help first time homebuyers.
Good luck! |
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A_Kansan
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I don't know where you live, but if it is in a rural area, the government had rural development grants for individuals to purchase a house.
http://www.rurdev.usda.gov/
FHA also has first time homeowner grants too, and you get those through a participating bank.
Good Luck |
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imisidro
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I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity.
Also visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/
The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm
"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.
Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.
Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs |
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Hope2007
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Check with your city's housing authority for a program called I.D.A (Individual Development Assistance). It is a grant program that does not require you to pay back the grant nor is it considered a second lien on your property. Basically, it is a match program for every $1 you save it's matched by $4. There is no catch with the program other than it takes a couple of months to complete. Every city is different on the maximum dollar amount they will match. It is awesome program for low income families. |
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MZM
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BUY A HOME WITH GOVERNMENT GRANTS
Late night television advertisements usually suggest Federal Government grants. You may also watch some auctions promising a Ferrari for $500 or get a home for $1000. There are some ads which promise free purchases. Do you think it is real? Will the state provide you the money?
You can get the grant money from the government if you are going to build a home with a low income residence. You may also get grant for renovating a 100 year old building in your neighborhood for urban renovation.
I think you better head to http://govgrantsguide.com to read more. |
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Garacaius
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Contact a couple of local realtors, there are 5 - 6 plans for first time low income purchasers. They should be able to put you in contact with someone who can help you. There are lenders who specialize in those kinds of loans. |
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