 Any Good Real Estate Sites sites to list my home for FREE ? |
| Does anyone know of any Real Estate websites where we can list our home either free or inexpensively ?... |
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 Who would I report this problem too? Too many people in 2 bedroom apartments? |
| I live in an apartment complex, all are 2 bedroom apartments. Many of these have 10-15 people living in them and are way overcrowded, I know this is against the state laws, but who would I call to ... |
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 What good is an open house? |
| I am FSBO selling my home. When I first began marketing the home I was getting about 3 showing per week. This until I quickly realized that everyone was likely window shopping, or nosy neighbors. So I... |
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 Is this a legal eviction in NYC when a landlord gives 7 day notice but no valid reason? |
| I rent a room in a brownstone in NYC on a week to week basis. Any time in the past that I've asked the landlord to fix something, he always says that he doesn't have the money to make any ... |
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 Curious. What would a general monthly payment be on a house that is $125,000.00? |
| Someone has told me that when you figure in insurance and taxes, it should be a lot more added to each months payment. Of course, this depends on the taxes and insurance. But, will it be as much as 50... |
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 Who is responsible for a broken boiler in rented accommodation? |
| I live in the UK and rent through an estate agent, who is responsible to pay for the repairs? me or the estate agent?... |
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 How fast will UK house prices correct to an affordable level and to what extent ? |
| People are predicting a 28 percent correction over several years, rightmove has posted a large fall in prices for august, what do you think ? And do you think it will help people who currently have ... |
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 Can you sue a bank if they approve the loan then a day before closing they dont approve the loan? |
| We applied for a home loan at the end of April. We got preapproved. We went through the whole process. Our closing was set for June 15. This past week the lender keep calling and requesting things ... |
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 Is it possible to add extra money onto a new mortgage to pay off my debt? |
Additional Details
I mean get a mortgage for more than I owe on a house so you can pay off existing debt? I am a first time home buyer.... |
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 Is my realtor full of bs about washington state real estate? |
| I'm trying to buy my first house, in the cheaper suburbs about 30 miles outside off seattle. I've been trying to buy for 8 years but prices were always one step ahead of me. This is the ... |
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 Do you think this guy is trying to rip me off since I'm doing owner financing through an attorney? |
We've discussed the house for months, and now I have the $ so we talked to a lawyer today to draw up a contract (I haven't agreed). His stipulations are:
*9% financing 48k over 15 yrs<... |
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 200 sq foot condo bad investment? |
| my girlfriend wants to know if purchasing a 232sq ft. condo for $129,000 is a good investment in prime location?... |
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 Can a Rental Manager tell me that I cannot afford an apartment..without a credit check and application? |
| I am an african american who is looking for a new apartment in the Silicon Valley in CA. I am a Sr Product Manager who is looking to relocate close to work. I recently went to an apartment complex ... |
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Lori W | Are there ANY mortgage companies out there that will finance someone with at 475 beacon??? |
I already have a mortgage on my home. I recently went through some bad money problems with a repo and my mortgage payment went 2 payments past due. I do NOT have the extra money to catch up these 2 payments and I keep getting further behind due to rise in insurance and late fees. I REALLY need to refinance but can't find a company willing to take the risk. HELP!!!!!!!!!!!!!!!!! |
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Fatty
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i have 7 companies that lend to customers in your situation. if you are serious about this, email me and we can see what your options are (its free). if i cant help, i can at least steer you in the right direction and hopefully help you to get caught up. click my profile and email me. |
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SCCRealEstateUNCENSORED.com
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You have many ways to resolve your problem but the solutions may not be beneficial to you. For example you could refinance with a hard money lender but you may not be able to afford the payments. Refinancing with a conventional lender will be close to imposible with a 475 fico. Due to the current subprime mess we have today, the lending industry has tighten their lending policies.
I suggest you go directly to your lender and ask for the workout department. Here you will be alble to do various things. They can either defer you late payment penalties, modify your current loan terms, but it is all up to the lender.
Your worst case scenario would be short sale, foreclosure, or deed in lieu of foreclosure.
Good luck |
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merrybodner
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Hard to find if you're already in arrears. Talk to your present lender and see if you can work out a payment plan. |
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thinking-guru
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Unlikely but not impossible. Guranteed that your rate will be astronomical....in the teens? You need to have someone (family, friend), loan you the money to catch up on your mortgage. Until you do that your scores will continue to drop. |
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John N
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Yea your best bet is to talk to you lender. with that score and being behind...... |
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achievablemortgages
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If you have a substantial amount of equity in your home, there are hard money lenders that will lend between 65-75% of the value of your home and even give you cash out without looking at your credit score.
Utilizing one of these types of lenders is only a good idea if you have a lot of other debt you can pay off and save a substantial amount monthly by doing so, because the rate will be very high. If you are currently past due on your mortgage and don't have any other debt to consolidate, you definitely do not want to go this route.
A second solution is to consult with a bankruptcy Attorney. I'm not a Lawyer, but I have seen people file chapter 7 to eliminate all other debts and reaffirm the house. You would still need to get current on the mortgage though. Like I said before, you would want to consult with an Attorney for the legal ramifications of this.
Another solution, and the one that I would go with, would be to put the home on the market. If you are down two months on your mortgage, you don't want to wait too long to make a decision on this. In today's market, even if the home is priced to sell, it could take 6 months. You are better off to sell, and receive at least some money, as opposed to having the lender foreclose on the property and receive nothing.
I realize you are in a tough spot, so I wish you the best of luck
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Joshua E
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No matter what anyone tells you, That loan would be close to impossible to get done. What I would suggest is that you call your lending institution and tell them about your situation. You want to ask for a forebearance agreement or a agreement that allows you to make payments. They should be willing to do that if they know your scenario.... |
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ron d
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you can try a hard money lender, they may lend up to 70% of the home value.
For your free quote apply online: http://1stmdloans.com
or email me |
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tking007
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Probably not. It sounds like you are overextended. Even if you do find a lender to get you out of foreclosure, you will probably not be able to afford the new terms. Declare bankruptcy, and see if you can get some cash for the equity (if any) in your house. That being said, you probably do not have any equity in your house, otherwise you could have used it to secure a HELOC to pay off the outstanding fees. |
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