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 Looking to buy a home, should we pay off debt or use it for a down payment?
Me and my soon to be fiance (within 2 weeks, I just bought the ring), have been thinking about going house hunting. What I would like to know is that between both of us we have about $10,000 in ...


 Can I get this dead-beat Tenant to EVER leave???
I know everyone is going to think I am crazy, but in our first attempt at renting out an apartment we seem to have gotten the tenant from Hell. We agreed to let her move in with 1 dog and 2 cats. S...


 When selling your home, can you legally say "no agents" or "no agency fees will be paid"?
I'm selling my house, and I have no desire to pay 3-6% of my home's value to a real estate agent. What rights do I have in this capacity?...


 In USA, which is the minimun age to rent an apartment?
...


 I need a loan for 30,000. I have terrible credit. I have plenty of equity in 3 homes, can anyone help?
I have 2 properties on the market now, but buy the time I may be able to sell and settle on them will be a little to late....


 Uhh....moving outta teh house at 15?
me and two friends are planning on moving out of teh house at 15 [[one of us will be 16]] and we want to go to california...wat wuld be teh price range of apartments or condos in teh LA area? thx ...


 I'm looking to see if i can get a mortgage with my boyfriend,(Live UK) but haven't got a clue where to start,
...


 Do Real Estate Agents get paid a lot?
Do they get paid enough to buy a very big house?...


 Is a real estate agent entitled to a fee even though the house did not close?
I was buying a house when I got transferred. The builder agreed to keep my deposit of $21,000. In addition, I got a bill from my real estate agent for $12,000. She says, even though the house did ...


 Is a landlord required to provide smoke detectors in a rental home?
...


 What should I counter-offer on my house?
My house was on the market for $330K, and I recently reduced the price to $320K.... I have received an offer of $290K.

That's pretty low, but how would you Play out the negotiations? W...


 I have been renting a property and recently recieved a letter from bailiffs warning me to vacate in 7 days?
Having phoned they've said its due to the landlord having not paid his mortgage. The landlord had said to ignore the letter and is demanding his rent. I've no money and no where to go.
...


 What actions can I take against my formal apartment manager for calling me a whore?
When my formal managers tried to kick me out I fought the case on the grounds of discriminatory eviction. We settled and I moved out. When I went to get the last of my belongings and to clean the ...


 Isn't it my right as a renter to have until the 5th of every month to pay rent without receiving a late fee?
I am in Ohio and I thought that it was a state law that renters have until the fifth of every month to pay rent without getting a late fee. But my idiot landlord just sent out a letter that said any ...


 Can landlord have people viewing our home, after we have given our 1 months notice in?
Considering that we are obviously packing and want to clean the general mess, it seems like it might be him just wanting to see how the state is, he is an awkward landlord, one of the reasons why we ...


 Mortgages..is it always this stressful and long drawn out experience?
I would like to know other peoples stories. We had our first offer fall through before we even heard if our mortgage application was accepted. We had been accepted in principle but seems that means ...


 Where do you live?Do you own the house/flat?
I live in the house of my mom( it is inherited by her parents), we sold our apartment after my dad's death, but we also have one more apartment in the same building and a country house, which we ...


 Ex-landlord withholding deposit?
I moved to another state, I was assured that my security deposit would be mailed to me, now I can't even get her to return phone calls. The apartment was left in better shape than when I moved ...


 I have been left a half share in a house. the co owner wants to rent it out but i want to sell it.?
can i insist the house be sold? i am determined not to co-own a house with this person! on the will it said assets to be sold and split but it also said 'full power to postpone doing so' as ...


 The Bank Wants to Take My house?
Im Broke and Poor and the bank wants to take my money, their rude people and im thinking of burning it down and fleeing to canada, because i cant stand poeople takign my house.

help?...



Wilson
At what age you got your first house?
Buying a house in today's market seen unreachable for lots young buyer. If you are the lucky ones, at what age you got your first house. How did you do it?
                     
 




Trust no 1
I was 20 and hubby was 28. House was way out of our reach--or so we thought. Truth is nothing comes without sacrifice! We ate mac n cheese for few years and were careful about how we spent our money.

I see people at work who are in their 40's still iving in apartments and know darned well it is because they WANT to on some level... because there is really no difference between us and them.


kja63
My husband & I bought our first house in our 20s. Shortly thereafter, he left and I carried everything on my own. Belief me, it CAN be done!


Marie
I bought a condo the week I turned 24. It's a little more affordable (sometimes) than houses. I'm so happy I did it.


arthur
Rating
at 22. I got lucky

Wife and I moved to a place where housing was reasonable and both got pretty good jobs. Fortunately got 100% financing and got in while houses were still appreciating. Like I said we got lucky.


madrax
Rating
at 28 with a great loan from Fannie Mae (first time buyer)


GramParsons
29 I'm now 32 and it was the best decision I have ever made. I live in Ca and I'm single so it was a stretch but it has paid massive dividends. DO IT!


Ralfcoder
Rating
I bought my first house when I was when I was 27 or 28, just before I got married. I had saved for a couple of years, and my wife had also.

I don't know how well it works in the real world, but I always thought buying a duplex would be a good way to build some equity. Buy it, rent one side, live in the other, have someone else help make half the payment. You just have to get good renters, is all.


rottentothecore
Rating
at age 30..

1,200 bucks a month was the mortgage for the 1st 5 yrs

lucky my wife worked.......


Danielle
My parents bought me a house for my graduation gift. That was at a time when the market was down and people could afford to live. If I was graduating now I dont think I'd be getting one, lol. The way things are today I dont see how anyone could afford their first home, and if they did afford it how could they afford the taxes and homeowners insur?


Tara S
My husband bought our house at 31- we live in San Diego and I think it really depends on WHEN & WHERE you buy- we bought last year just at the peak and now the market's dropping and we have no equity! Market trends are hard to predict but current theory is that it will drop heavily in SD until 2008-09- anyplace that is not being heavily developed (unlike San diego) will not be as affected- study market trends in your area before you do anything but it is possible!!


Kia Sister 1- DUCK
I was 21, I paid, 70k for it. That was several years ago. I think that there are very few places now where you can get a house for that inexpensive. That is unfortuanate, because there are still a lot of people who cannot afford more than that.


Janep
Very affordable house normally does not have a good location. it depends what you are looking for? of cos financial is an issue, as long as getting a stable job, having good planning ahead, house payment by instalment should be fine. it doesn't matters about age unless the country you are living in there are some rules and regulations. otherwise, it should not be a problem getting your first house only if dont demand for very good location, renovation, etc.


genegeazer
I haven't got mine yet and I am 33. I rent a 2 bedroom flat with a garden in a converted Victorian house (high ceilings, original freeze etc, bay window, floor to ceiling windows, shutters etc) in central London for 325 quid a month... Why would I pay twice that for a shoe box in suburbia and be in debt for the rest of my days?


Phoenix, Wise Guru
24 - completely on my own

I don't even make that great of money, but it was cheap and I had saved enough for a downpayment.


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