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 How does paying down a huge amount on my mortgage affect my payments?
If i buy a house for 300k, put down 30k and get a loan/mortgage for the remaining $270k . if 1 year later
i pay off a big amount of about 50-60k on the loan, will that help my loan payments at ...


 How do I get my landlord to stop the flooding of my apartment?
I have a townhouse that has a porch and sliding glass door. Twice since i've lived there and we get heavy rains, the water comes in from underneath the carpet by the door. The first time it ...


 As a tenacy with contract of one year how long notice i ha to give to may landlord as i lived 6 month?
I lhave a contract of one year in a property in uk i benn living about 6 months now i need to give notice to my landlord do i give one month notice or 2 months?...


 How to change from a 30 yr mortgage to 15 year?
I bought a house a year ago and am in a 30-year mortgage. I was just looking at a 30 vs 15 year calculation and the 15 year mortgage is only about $100 more a month.
Can this be right? The loan ...


 Can you refinance a home after only having it 16 months?
...


 My lease ends July but, my apartment says I cannot get out of the lease until September.....?
My lease ends July but, my apartment says I cannot get out of the lease until September because I didn't give them a heads that I was leaving on July. Is that true?...


 Once the old house is purchased how many years can you sew last owner for hidden faults?
we bought the house last year only to find out that the floors are completly rotten under ceramic tiles as well as the floor in the basement under carpet. Rotting is due to water entering over ...


 For all builders out there honest questions no stupid ones?
we hv just moved into property owned by housing assoc brand new were told not to do anything repairs for a year time is up now by law what should they be doing bearing in mind there are cracks ...


 How low will House Prices crash to?
How much are house prices going to drop in the next year? First time buyers need up to 50% to make them affordable... will they get there?...


 Landlord Issues!!!!!!!!!?
Our Landlord comes round all the time to check up on us - thinks were ruining the place but the letting agent thinks our house is neat and tidy.

Its getting a bit annoying having him come ...


 Double standard with mortgages? Why did my "friend" tell me that I wouldn't get approved for mortgage?
Okay my friend is 18, in college, and works at BEST BUY(she has savings though) yet she got approved for a $200K mortgage with $40K down. (the house is for her + her mom; she's splitting the ...


 What does 1.5 bathrooms mean?
I am trying to rent a room in another city for the first time.
i found a room in a shared townhouse that says:
- One big bedroom in a 4 bedroom townhouse
- 1.5 bathrooms
I dont ...


 Mortgage interest rate. Should I lock now?
I applied for a mortgage today and got a rate of 6.0% if I lock today (I still did not). This is a 30 year/fixed, 20% downpayment and I have to pay down 2.75 points to get this rate. There is no ...


 Whats important to you when you buy a house?
I know different people are looking for different things, but whats important to you when your buying a house? The size of the kitchen or bathroom, the garden? What makes you want to buy that house?? ...


 Can I buy a house even though I'm only 18?
Will there still be a problem if I pay cash? Is there an issue if I have so little credit willl it still affect me?
Additional Details
If i go away to college will it affect me even ...


 What is the average monthly mortage payment for a house that costs $350,000?

Additional Details
I am buying a 5 bedroom $350,000
house and i need to find out what the average mortage payment is.
I have a monthly income of $8,333.40....


 Realtor doing her job?
House has been on the market for 3 weeks. We have only had one showing (by another realtor from out of town). She has not shown the property once. The feedback from the Realtor open house, and the ...


 What has been your worst experience renting a house?
Either as a landlord, tenant or in a group or share home.

It was inspired by this story in the media.

http://www.nydailynews.c...


 Can I try to sell my house without a realtor before my house goes into foreclosure?
I'm getting ready to lose my house and I was wondering if it is possible to try to sell my house on my own. What is involved? I don't want to involve a realtor because I owe to much on ...


 How do i get a mortgage if i can't get credit because i have never had credit?
...



BlogMan
Bad service form an realestate agent can i get out of the contract?
I signed a contract to sell my house. The agent never returned my calls always took 5 - 10 days. They would rumage through my belongings, leave the t.v on after an open house, and gave me 10 minutes notice before an open house or showing. I told them i was uphappy and wanted out, they said for them advertiseing for the 25 days would cost me $2,500 to get out. This agent, was rude on the phone and made me uncomfortable. I would call him , and never get a call back only time i ever got a call was they forgot my house key for the open house. This was a terriable expierence and i jsut wanted out with good terms and thought they would agree. They then lowered my asking price with out my approval and the agent was rude and crude to my fiance when asking questions. I am finally out of this contract now. Is there anything i can do so this cant happen to others? I feel this agent should not be doing a job if he cant respect and have customer service even after a contract is signed.
                     
 




lisa49829
Rating
Contract key word ...


Expert Realtor
Rating
The agent needs to be reported to not only the broker but the Real Estate Commission.

I would also call the local MLS and tell them to shut off the lockbox because you are not permitting any more showings of your home and the agent has refused to comply with requests.

I would also send a certified letter to the agent informing them that if they enter the home again after said date, you will consider it breaking and entering.

There are other ways out of a contract...what is the expiration date? Do you know that in EVERY state all listing contracts must have an expiration date and they cannot automatically renew?

What you are describing is not only unprofessional, I would consider it criminal.


Alterfemego
I would first contact the agents broker and demand a cancellation of listing agreement. If that isn't successful, I suggest you contact your states commerce department and file a complaint.
I have never in my career charged a seller for advertising!


Terry S
Getting out is easy if you know the rules.

First off your listing is with the COMPANY the agent works for NOT the agent.

Call the office where the agent works and ask to speak to the DESIGNATED BROKER.

This is her boss and she works for them.

If the boss says "Cancel the listing" then the agent has no choice but to cancel the listing.

Hope this helps.

Terry S.

http://www. Welcome2Arizona.com


DP1980
1. In short to your first question, legally probably not, you can't get out of a listing agreement until after it's expiration date at which time it automatically terminates unless you renew. UNLESS they somehow do not uphold their end of the listing agreement, which if they lowered the asking price without your written consent (even a verbal is unenforcable) you probably would have grounds for terminating your listing contract, but that is a question for legal council.

However (in regards to your first question) you can talk to the broker of the real estate agency you chose to represent you and air your complaints and / or request a different agent be appointed to represent you. Chances are the broker will do whatever it takes to make sure you're satisfied with your experience with them. It's their business' name on the line.

2. If the agent was a REALTOR (ALWAYS use a REALTOR. Not all agents are REALTORS, it's an extremely important distinction in oversight and subscription to a specific code of ethics) complain to your local board of REALTORS. They will be brought before the ethics commitee and face fines and/or suspension or revocation of their license. Type in a search browser your state and realtor associations (Ex. Virginia realtor associations) and you should be able to follow links to the association that is for your area. Someone at the association can tell you if the agent you dealt with was a REALTOR.

If you haven't already done it, complain to the agents broker, it's best if it's done both in person as well as in letter form. You can file complaints with the Better Business Bureau as well as your states Department of Professional and Occupational Regulation.

Interview at least 3 REALTORS and ask for references if you choose to list your home again. There are a lot of committed, professional REALTORS out there, but as with every profession there are some bad apples. I'm truly sorry for your bad experience, best of luck to you in the future.


usa
anything they do or say must be written in thier company policy/contract make sure of that. also make sure you document everything that has occurred. its possible they can charge some fee for services but most likely not if you didn't sign any agreement


Laredo
Lodge a complaint with the OWNER of the real estate agency. There is a State Licensing Board you can report your loathsome agent to. I would talk to a real estate attorney about recovering the difference in my asking price and the price the agent set. You have one major problem, you signed the sales contract. If you had refused to sell at the lower price you would have a stronger case to sue for the difference.


Mike
Rating
I have been investing in real estate over 40 years.

I have never used a real estate agent, real estate broker or REALTOR or whatever else they choose to call themselves.

They are very poorly trained and they are not competent to represent the interests of anyone. They are nothing more than salespeople.

Unfortunatley the way a typical listing contract is written you are liable to pay the full commission if you cancel your listing.

When the agent reduced your asking price without your permission he committed an act in violation of your agreement, and left a paper trail making it very easy to prove.

A good real estate attorney will have a field day with this clown.

I recommend that you hire an attorney who specializes in real estate law to talk to this character and send him a letter or two.

A good attorney will put the fear of god into this idiot. He will never bother you again and hopefully he will not bother anyone else either, although that may be too much to hope for.


troubledgoat
Rating
Have you paid money in advance? if not, change you locks.

Then go to small claims court and sue them for $1.

If otherwise, decide whether you can demonstrate how they failed to meet the obligations set forth in their contract - and go to small claims court and sue them for the damages (ie: their fee).

Or place a big bucket of Dog Crap in the living room floor and have an open house.

Or - better yet - drop a fake diamond necklace on your front steps, and then film one of their associates or potential buyers stealing your property.

Or - Make something up that got stlen at the same time they were there, file a report (don't get arrested) and that would fairly well keep all future levies, judgements, and or grievances from being judicially liened against you.

Or - use your imagination.

File a restraining order against them.

But is you simple lodge a complaint with the Realors Governing Board of your State - and sue them in court for $1 - you will win.

If you wait for them to sue you - it's just harder.

Afdter all, none of thae above is any more unethical and unjust than having someone else go through your underwear drawer - Sue them, state after your realtors or their prospective clients left, your underwear drawer was in disarray and had somebody else's pubic hair in them - I think they will decline to answer the charges in court - and you win by default.


renosgirl2006
Rating
Are you in NY? I know here we can file a report with the office of professional discipline as well as the attorney general. I suggest you make a complaint.


monicanena
Never ever ever ever sign any contract with a realtor.


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