 My landlord sent me fake eviction papers to evict me before the sale of this property. Should I go to the DA? |
Additional Details
(1)Court summoms paperwork sent to me lacks any details on what to do like "You must respond in writting in 5 days" ect. (2)I checked and the case number is ... |
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 Do you claim your 1 year of rent on your taxes? |
if so, about how much more did you get back?
Additional Details
for all the people saying you can't claim your rent on your taxes, yes you can where i am.. and thats indiana.. i was ... |
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 How long does it take before agents begin to show my house? |
| My house was only listed about a week ago, but I haven't gotten any calls about showing the house yet. (Yes, I know I'm anxious!). My realtor told me that most likely, nothing would ... |
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 Looking into purchasing a home my husbands gross a month is 4062.00.? |
With the credit crunch the lenders are having now, is it possible to get a home loan if our credit scores are between 515 and 625
Additional Details
We live in AZ and there's alot ... |
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 Tips for buying an investment property? |
Hello. I would like to buy an investment property. Either a cheap unit or cheap holiday house. Does anyone have any advice or words of wisdom?
Preferably answers from Australian people due to ... |
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 What average can you expect to pay for closing cost? |
Additional Details
This is for a 3 bedroom 2 full bath finished basement 1800 sq. feet listed at $98,000 if that matters.... |
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 Landlords: Why is it your business whether your tenants have jobs? |
| As long as you have the money in your greedy little hand each month at the same time, why is it any of your business whether your tenants are working?... |
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 Does burying a statue of St. Joseph in your yard really help sell your house? |
| You hear about all the success stories, but what about the ones where it DIDN'T work? There must be tons of those, as well...... |
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 Can a landlord not allow me to join a lease? |
| I have been subletting without the landlord's approval for a couple of months and now that the lease is coming to an end, I want to stay in the apartment. However, my subleaser is moving away ... |
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 Where can I find totally free public records for a house purhcase? |
| I put a bid in on a house, was turned down, where can I find out how much the house was actually sold for?... |
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| How long should you expect to wait to get an answer from an appraiser for buying a house? |
| Does anyone know how long it should take? We're selling our house and have waited over two weeks now for the potential home buyers to get a response. They're mad as well since they have ... |
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 Inspector told us it needs a new roof.? |
| we are going to get some bids. then, i guess, the realtor presents them to the seller? how likely are they to give us an allowance for this?... |
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| I applied for a house through the counci read on? |
but there said it would take 6 years
isnt there a quicker way
Additional Details
I applied for a house through the council
im 21 and I ll be about 26 thats just ... |
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 Buying a house-- what utilities do I need to change into our name? |
hello there,
We're buying a home in 2 weeks and someone mentioned I need to change all of the utilities into my name.
Does anyone know of all of the different companies I need to call?... |
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 My dad passed away on the 29/12/07 and we are trying to sort his estate but we can not find the property deeds |
| we are tryingto sort the estate out for my mom but can not find the property deeds we have tryed all the banks he had an account with but no luck does any one know how we can locate the deeds i know ... |
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 Mortgage Insurance...? |
| I am refinancing my house and have been told that I need mortgage insurance....$1,500 on a $105,000 loan...What is it and is it neccessary???... |
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 Renting property advice? |
| I bought my flat to live in 18 mths ago, however i am now going to move in with my girlfriend & want to rent my flat out . How will this effect my morgage ie will the interest percentage go up if ... |
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 How negotiable are realtors on their list price? |
| Is it ok to offer 80%, kind of like buying a car? If the house is in ok condition.... |
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eragon1029 | Bank trouble!!! Please look at this, do I lose honest money(tenthousanddollars)... the bank rejects the loan |
I am trying to buy a house. I gave ten thousand dollars honest money. Then I got the approved letter from the bank. Then ONE WEEK before the closing date, the bank rejected the loan. If the seller doesn't agree to extend the closing date, do I lose the honest money? Pleaseeee Helppppp!!!!! |
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tax_man_cometh
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This is happening with some regularity now. Due to what's happening in the sub-prime market, lending requirements have changed. The investors who essentially give the banks money to loan to you have decided they no longer want to fund certain types of loans, and banks are rescinding their approvals, even on the date of settlement.
The financing contingency (I'm betting you had one) was likely lifted when you gave the approval letter to the seller (I'm also assuming you did this too).
You more than likely will need to sign a release to authorize the escrow company to transfer the money to the seller. If you don't, you'll end up in court, which might be a good thing if the seller refuses to play ball. Courts aren't keen on depriving buyers of their life's saving, provided you acted in good faith.
Try to get the seller to work with you. He probably doesn't want to lose the sale either.
EDIT: In response to "Ilovekeylimepie"s response... It may well depend on which state you live in. In my state, a financing contingency is in force until it is lifted, though the contract wording is a bit ambiguous. Generally, you get xx number of days to obtain financing. After that time period, the seller's agent will demand to see proof that you have in fact arranged financing; when you provide it, you have satisfied the terms of the contingency, and thus you had better hope that your loan doesn't fall through. If you don't provide this proof, the seller has the right to void the contract and refund your deposit. Or, they can do nothing and let the contingency ride, so to speak. ...most agents/sellers want to eliminate contingencies, though, so when your provide the "I'm approved" letter (not just the pre-approval letter, usually), you're committed to the transaction.
Again, good luck. |
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teran_realtor
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What tax_man said is very good. It does deend on what is in your contract, and the laws of your state. I too hope you're using a Realtor. |
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SUSAN K
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Possibly but in this market, I think the seller will cooperate with you. Get another lender right away. If you are working with a Realtor, they should be able to help you with this.
I any event, that $$ you put down is being held in an escrow acct. for you. The seller doesn't have it yet. |
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BoomChikkaBoom
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Did your contract have a mortgage contingency clause?
If it did and you were rejected, you can get your money back.
A mortgage contingency clause is still in effect if your loan gets yanked. It won't matter if you handed over an "I'm approved!" letter beforehand. If you did not get the mortgage, thats all that counts.
Pre-approvals are not guarantees written in stone. It simply means that at that moment, based upon the information available, you qualified. Many things can change between the pre-approval and the actual loan closing.
Also, loan commitments can be retracted if conditions are not met.
You were rather thin on details, so I don't know if you had a pre-approval or a commitment. |
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ontheroadagainwithoutyou
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How can the bank send a letter of approval and then rejection. |
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bobhope1215
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You could- it depends on how you purchase agreement reads-- but most states don't allow them to keep all the money. If you want to buy the home call me and I'll try and work it out- if you are in a state I am able to do business in- if not I should be able to refer you to some one.
Boyd
Charter West Mortgage
866-206-7717 |
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JAY
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see a attorney, maybe you can sue the bank for defaulting and makeing you lose your money. See a criminal attorney. |
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August P
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Something happened to your credit between the time offer sheet was sent to owner and the closing date. HAPPENS ALL THE TIME. and accident, a mist credit card payment, the home shopping network gets there hands on you
if you had a broker or agent - file a law suit. there only suppose to be an application charge and fees at closing. that's it.
if you did anything else then that, like giving the owner money for appraisal and legal fees you, my friend, are out of luck. there are hundreds and hundreds of websites that tell you the process, and plus there are real estate agents and mortgage brokers that get paid for services, AT CLOSING. |
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tyler 125
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thats stupid |
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