 Land owners come forward and help me!!!? |
I am discussing fencing with my neighbour, and I would like to know who own's which fence.......
Additional Details
I have looked on my deads and it just outlines the whole of the ... |
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 I have placed 2 properties on the market with an estate agent......? |
and have agreed commission sum etc to sell them.
I have found a potencial buyer for one property at work, so what is the situation with the estate agent - Can I sell it? or am i tied?... |
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 How do you know how much house you can afford? |
| I'm not looking for a really specific answer, just a way to get a broad estimate. For example, I've heard things like no more than 25% of you gross income. That type of thing. Thanks!... |
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 Where is the best place to get a home loan...with bad credit?? |
| my husband and i have poor credit...he's low 500's, i'm mid 500's. when we sell one of our fairly new vehicles and drop that payment, that will help our score. also, his ... |
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 I am renting furniture and I've made a total of $1,360 in payments. Are the lamps and tables mine? |
| I am renting furniture and paying biweekly. I've made a total of $1,360 worth of payments. That exceeds the cash price the rental co. is charging for two lamps, and 3 end tables. I have not paid ... |
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 Is it legal for an apt/townhome/duplex complex to chg a monthly rental fee for dog/cat in addition to deposit? |
| I have paid the required pet deposit of $450.00 and half is non refundable. In addition to that I was required to pay an additional fee 0f $25.00 monthly as "pet rental" for the duplex. I ... |
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 Is it possible to get a loan for a manu. home after bankruptcy with land and a down payment.? |
| i had to file bankrupcy about a year ago due to medical bills. is it still possible to get a loan for a manufactured home now if i have some land and a down payment to put towards the loan.... |
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 What rights has my landlord got in regards to entering my room without permission? |
Additional Details
Ok, he entered my room without me in the room and took money which he assumed was rent. He never gave me any notice at all. Is that legal?... |
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 Can a person with an income of about 25,000 afford to buy a 200,000 dollar house? |
| I am having an argument with an individual and I am arguing that a person with an income of 25,000 and has five children cannot afford to purchase a 200,000 dollar house. He says that that person can.... |
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 What do you do if you owe more than your house is worth? |
| We bought our house 3 years ago for 849,000. Yes we did the zero down with two loans. Now with all the foreclosures and the market our house is worth about 620,000 and the house across the street ... |
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 Landlord trying to get over on us.? |
| about a month or so back, my landlord decided she wanted to name her ex-husband (who apparently "owns" the property) to be landlord, so she took our lease & whited out her name & ... |
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 My roommate forged my name on the leasing agreement at our apt, w/o my permission. Can I get out of the lease? |
| I began by subletting, w/o the apt management's knowledge in Sept. 07. In Dec. 07, it was time for lease renewal. I filled out the application, and signed the work history documents that were ... |
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 Im the sole name on the mortgage, if I add someone to the title, can I remove them without his/her permission? |
| My boyfriend of 3 years and I are purchasing our first house together, but due to his bad credit, just my name is going to be on the mortgage to get a better interest rate. I was told that I can add ... |
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 I just pass my real estate exam. How much commission % should I get for helping a seller or buyer? |
| How do I know which broker to sign up with, in order for me to practice my real estate? I want a broker which will pay me my fair share when I help a client buy or sell a property. What is the ... |
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 What to do when you buy a house in San Francisco and the renter does not move?I have that problem.? |
| My daughter bought a house in San Francisco with a renter living in it at the time, now she is facing a horrible dilema in trying to evict her out of the house, in the mean time she has to pay the ... |
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 We want to buy a duplex, live in one side, but both units are presently occupied...? |
| My husband and I want to buy a duplex and live in one side, rent the other. The one we are interested in has both units rented out right now. I am not sure when the leases expire and what the terms ... |
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steven s | Been only self employed for a month, and can't seem to get a mortgage what are my options? |
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Rolsy
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you can get a "self cert" mortgage but the repayments will be a bit higher because the interest rate will be higher than those not on a "self cert" mortgage... |
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dusty
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I'm a mortgage adviser and most companies require 12 months accounts before they will consider you. If you do go down the self cert mortgage path make sure you read all the small print and definitely make sure you get what's called in the business a Key facts Illustration (KFI) if you don't get one of these the company is not adhering to FSA regulation and you could get done up like the proverbial kipper! Good luck! |
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Angie :-)
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Hi I'm also self employed..My husband was self employed for longer then me so when we went to get a mortgage they said he had to apply since the mortgage companies prefer to have you be working on your own for over a year. There are some things they can do esp. if you have a larger down payment. If not you may have to wait 1 year or more at this point since all of the banks have tightened the reigns on who they give loans to |
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ladytoobusytotalk
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Try owner financing until you can get one. You may lease purchase or rent to own.
Always ask the owner of the home if he will lease purchase or obtain a second mortgage.
You can pay this off. Get an attorney. It is a lot easier to do a refinance than a first mortgage. |
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yrjokin
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If you don't wait as long as possible - a year at least - you'll get taken by the lender. If you are high risk they can legitimately charge you a fortune. Thirty percent of the value gets you a status free mortguage (I believe) so maybe thats an option down the line. If you're alone, find a house share for the next eleven to seventeen months. The bigger the deposit the better. But you must find something cheap. Share with someone who works and has the same goals. Good Luck |
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Click Here
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Hmmm SE and looking for a mortgage. Get ready get set, bend over!
You are a candidate for a ARM the great scam of the real estate market.
Save money then buy foreclosures from the Gov't or a short sale. |
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src50
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You're going to have a hard time. Most lenders want to see 12-24 months of employment to consider the income. And if you're self-employed, you'll need to substantiate your income with financial records and tax returns. |
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masZterP
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If you are self employed you will need to provide tax records
that support your claimed income.
The housing crunch has wiped you self impued income.
Now you must prove it with your tax records. |
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thecoreltd
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Typically you'd need to provide a hefty deposit & go via the no-doc route. If you are self employed a 30% deposit is usually enough to show the lenders you are a safe bet, without it they have n protection. It also depends where you are buying, some areas have real low property values & the lenders are REALLY careful now!
Your other option seeing as you've only been self employed a short time is to get a new job & get past the mortgage app, then work on your biz..... :-( |
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MOGSTER
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Get back on the books old pal, selfemployment sucks at the moment... |
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GOATY
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wait as house will drop by 20% despite this false optimisim that estate agents and gov tell us |
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