 What happens if my loan amount is more than my house is worth today cuz of the housing market? |
| Three years ago, we refinanced our house, got into a 3 year ARM, didn't know anything about refinancing so I did that, thinking that was the best thing to do. It was worth $182,000, the loan was ... |
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 My rented house flooded, my basement was packed with stuff, who has to pay to get all damaged stuff out of? |
I currently rent a house. This morning I went down stairs to switch over my laundry and to my supprise there was a foot of water in the basement.
When it rains I always seem to get a ... |
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 Should I get an interest only 30 year fix mortgage? |
I'm considering an interest only 30 year fix mortgage but I'm still a bit confused.
After the 10 years, will the interest rate be changed to the rate at that time, or will it ... |
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 Typical Water Bill? |
| I am moving into a 708sq.ft. 1 bedroom apartment in Irving, TX. It has a dishwasher and I'll have my own washer & dryer. I have my own water heater so I'll only be billed for my ... |
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| She says that she has to let us in now, when we were suppose to have until the end of the month. T... |
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 The house i'm renting was sold out from under me, what exactly can i do? |
| i'm extremely upset. The duplex that i have been living in for 3 years was sold out from under me. we just re-signed a lease with our landlord in December and in March, a lady (who our ... |
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 Lender wants to pay me 5% to refinance my loan? |
I just purchased my first home a little over 1 month ago. I have a score of 740ish and received a fixed rate of 6.38% for 30yrs. It was a 100% loan in the amount of 150k.
Today I received a ... |
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| i own a home and im now selling it. i have three days before escrow closes, and i have to turn in the house and the current tenants in the house wont leave. i gave them a two months notice. but they ... |
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 Does anyone else get frustrated not OWNING a house? |
| I am so SICK of renting, but I have no money saved up, tons of school loans, just screwed up my credit (4 months of bad luck = a DESTROYED credit report/score), so I doubt I will ever have my own ... |
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 My house is in foreclosure, what legally can I do if I dont have the money to pay up front? |
| I have a sale date of june 5 the loan company is giving me the run around back and forth about a loan modification but never can give me figures. I am trying to keep my home and re-establish my ... |
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 Should I Stay or Should I Go? |
| I currently have an offer for a modification of my home loan with Wachovia. The payment is literally cut in half which is very nice and I can finally afford to keep my home. But I’m now thinking ... |
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 I have a landlord that harasses me about rent before it is due and keeps going into my basemant when im away? |
| he will call me on sundays asking for rent when it is not due will not show me copys of the light bill i have to payy to him when i ask he goes in my house with out my consent and is always hateful ... |
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 How easy is it to become a realtor? |
is the test to get a license hard?
Is the carreer outlook good or are there too many realtors already?... |
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 House is repossessed & bank auctions 2 recover debt+fees, & there is $ left over frm sale, do you get it back? |
Please help me settle a debate. Here is the scenario:
Say you buy a house for $100,000 and get into a 30 year mortgage with a bank. Over the years, you manage to pay off 70% of the ... |
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 I have a problem with my landlord-involving mold-rent etc. PLEASE HELP!!? |
| We just moved into this condo a little over a month ago- 2 weeks ago I was putting things away and found mold. I also determined that the pure filth that I had been cleaning was also mold after ... |
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| I'm a landlord. Can I raise the rent without a signed lease renewal? |
| I have a tenant who's been living in my CA rental home for 3 years. Great tenant who's never signed a lease renewal after the first year. Can I raise the rent in the middle of the year by ... |
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feliciackcross | Being kicked out-Renting a new home- Low Income-HELP!? |
Hello guys,
I have been surfing the web for ever & I can't seem to find any help with my situation. I am being kicked out of the house, long story, & I was already looking for my first place to rent with my boyfriend and dog. Now, I don't have time to be picky but we don't have good credit, well- hardley have any at all & both are very low income. I have 2 jobs plus school is starting soon...tried to look up govt./state funding or grants but I can't seem to find anything that makes sense. I know I'll need $ for security dep., 1+last mo. rent, etc., depending on the place but I will need help with that part. I live in Oakland County, MI--- Anyone know of some agency that can help? I have less then 30 days to do this....
Thank you for reading!
Felicia
Additional Details
1.) Attending Community College.
2.) Couldn't ever abandon my dog.
3.) No HUD housing available in my area.. if you know otherwise-let me know.
4.) It's a house split in 2. Our side, the 3bdr is 650mo. I'm just worried about the money needed up front.
5.) Not dealing w/Realtor. |
 |
 
jj
 |
hello felicia and house buddys. I know what you are going throw. I just went throw the samething but with kids. (long story). Screw apartment buildings they all want us to be perfect and w cant be. I would look for houses that they turned in to one bed room places and nab one. |
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Tracey
|
You said school? College? try them sometimes they can help |
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Celeste
 |
Definitely try Section 8 or public housing. Hud.gov has great information for low income individuals/families.
Sect. 8 can have a long waiting list and can sometimes take a couple of years before you'll hear anything.
On the other hand, subsidized apartments/public housing is faster, as they can approve you on-site for reduced rent. |
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Jodie B
 |
Felicia, if you truly are "low income" there are social programs to help you get into a place. Look into Section 8 housing and HUD sponsored housing programs. You should also, possibly, consider renting a room or half of a "duplex" and start very small, until you're better situated to get something bigger. There are options and you shouldn't panic. Thirty days is plenty of time. |
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V8TastesGood
|
I suggest discussing your financial situation with your realtor you seek to rent from. With that, also talk with your bank and see if you can take out a short term loan. Most banks have options even for no or bad credit people; as long as you can prove you DO have an income (no matter how much it is)
hope that helps..good luck |
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I can haz cheezburger
 |
try to find a place that deals with section 8 housing.... i know its for fixed income and low budget persons. i dont know how nice some of them are, but i know a lot of people do this....hope that helps. |
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Paul
 |
i say sell stuff like ur computer, and rent a apartment not a home. Why would u rent a house when u cant afford it. =] |
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Bibs
|
Sell the dog, that will help greatly. |
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ptrobrn
 |
ditch the dog and boyfriend and live in the dorm. |
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