 Is bigger always better? |
When it comes to houses?
I see so many people bragging about the size of their house but quite frankly I prefer a smaller house; 1-2 bedrooms, 1 level, but with all the amenities. Understandably ... |
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 Too young to live alone? |
| I am 19 years old and considering renting/moving into a house by myself. I currently live between my parents’ house and a share house, but I find it difficult to stay at either house for more than ... |
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 My father passed away recently and made me executor in his will but he didn't sign it? |
My sisters and I don't want to sell his house and I am the only one able to move in. We all agreed on this. How do we split the inheritance of the house 3 ways? Live in PA
Additional D... |
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 How can i know if a rent to own landlord is legit? |
Additional Details
there is no lease agreement im attempting to find a place the is a rent to own and there is a company around here that does that and i want to check them out.... |
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 When making an offer on a house how low should i go? |
| We have just seen a house we like its up for a guide price of ÂŁ209,995 what should we offer? it is a new build not yet finished inside. we are in the uk.... |
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 My landlord gave me 30 days notice can he still evict me 4 non payment even if he's been paid by then I'm n NY |
| I was withholding rent because he failed to make necessary repairs. When he did make repairs, I gave him partial payment of back rent and told him that I would give him the rest next month when the ... |
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 I would like to buy a house by June. How soon should we start looking at houses? |
| We are in an apartment now and signed our lease for 7 months since we are expecting. I am in a masters program and hope to find a job once I'm done school. We already have a realtor we will work ... |
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 Me and my boyfreind decided to buy a new house together. I am buying and he is co buying ? |
He is married but has not been with her in 10 years can she do anything? Does he have to sign a disclaimer deed?
Additional Details
he has not been with his wife in 10 yrs and he has a ... |
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 Can I sell part of my house? |
Our house has three flours.
The first and second floor is all we use and thats the main part of the house.
The ground floor is a self contained flat with a kitchen, bathroom, living and ... |
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 What do you say to a landlord when you own drums? |
| My family might be looking for a bigger apartment- only problem is my husband plays the drums for about an hour a day. What & when do you tell the landlord? Do you keep it a secret until you move ... |
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 What can i do to my landlord to get revenge ???? |
| he keeps harrassing me and my rent is paid on time all the time hes trying everything to find a way to kick me out because he has something against me what should i do????... |
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 3 years ago a friend of mine loaned me $5,000 for a down payment on my mobil home? |
| there was never any papers legal or otherwise drawn up or signed legal or otherwise for repayment he had said we would work it out later but never did. so in the last 36 months i have payed the $330.0... |
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 What price range should I be looking in for a house, condo/townhouse? |
| I can only afford about $1,250 a month and was JUST curious if I have a chance at finding a place (besides an apartment since I already have several in mind). Would I have to look below the $200,000 ... |
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 Is a landlord allowed to enter the property you are renting anytime they want? |
| Our landlord has entered the property that we have been renting serveral times without our consent while we were not home. Then after she does this she makes harassing phone calls to us telling us ... |
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 50 year mortgage loans? |
| are there any positives to getting a 50yr loan? are they legite? any info will be helpful ... |
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| My housemate brings a friend for regular overnight stays, is that legal? |
| Me and my housemate are the only names stated are on the standard assured shorthold tenancy agreement and hence legally the tenants of the flat. Her boyfriend is here for average 3 days a week and ... |
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 Letting agent and tenant amended the Tenancy Agreement after I signed it? |
| I have raised this matter on several occasions with the L/Agent who advised me that the clauses now mark N/A and initialled by both parties do not affect me but this is not the point I feel they ... |
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enlforever91 | Big Problem- Income is less than cc debt, utilities, mortgage, car payment; no money left over for anything!? |
Both my husband and my income is less than our debts, this doesn't even include food and gas! All of this due to our cluelessness when we bought our home with no money down, 100% financed, 3/1 (interest only) ARM!!, that can not be refinanced because property values have gone down so much. Thanks in advance for the advice! |
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Deb S
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I look forward to some decent replies to this one. I am in the same boat as you. I'm told I could get a lawyer to fight my mortgage consolidation but who has money for that? They did not disclose a number of items in the loan.
See if your credit card companies and car loan holder will lower your interest rates or even stop interest from accumulating so you can get back on your feet. It has been known to happen. Tell them you are facing bankruptcy. They know if that happens they won't get a dime from you so it is in their best interest to work with you on lowering your payments. |
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sahel578
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Start selling what you do not need. Sell your cars to get out of the payments, buy cheaper cars with cash. Get second jobs. See if you can rent out part of your house to help with the mortgage, even if its just a room to a student.
www.daveramsey.com |
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Quiet.Buck
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1. cut up the credit cards
2. cancel all that is worthless (cell, cable, internet, 3 way calling, newspaper, etc)
3. sell the house
4. stop buying EVERYTHING but food
5. start listening to Dave Ramsey to get out of the hole.
http://www.DaveRamsey.com
Listen to him for a week on the radio and he'll start to make sense. Even call him on the radio for more help. |
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Carl W
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Go to the Financial Peace University. |
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rochelletherealtor
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You either need to reduce your bills or make more money.
I had to do it myself, so I'm not telling you to do something that I wouldn't do myself.
Ways to make more money:
Both of you get second jobs. Also get higher paying jobs.
Rent out one or more rooms in your house.
Ways to save money:
Start selling your possessions. Sell all of your tvs except one. Get rid of extra furniture. Craigslist is great for this. Apply the money to your debt.
Sell one of your cars. Or sell both of them and buy one used car. Rideshare or one you you take the bus.
Eliminate ALL unnecessary bills -- including cable, magazine subscriptions. clothes shopping, extra insurance policies (such as AAA, policies on your cell phones, etc.) cell phone or home phone, home internet access, all dining out, gym memberships, eat meat every other day instead of every day, take lunch to work. Get library cards instead of buying books.
Reduce debt: Renegotiate terms on your debt. Go to Consumer Credit Counseling for help. Sell your house (short sale, which will mean taking a hit on your credit).
All of this will be painful, but if it will be easier and you will feel better if you take responsibility for this and take steps to get it all under control.
Good luck! |
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bonybroad
 |
A lot of people around the country are finding themselves in this situation. Luckily, the federal government just announced legislation to allow you to re-finance your home at a fixed rate.
Contact your lender for help - they should be able to help.
Most of all, don't try to "hide" from the problem. Your lender doesn't want to take your house away - they will help you if you let them know what's going on.
Good Luck |
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Blue October
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contact your mortgage company - they should be willing to work with you. they can allow you to do forebearance---this is skipping a few months (like 6 months) to get ahead. the skipped payments and a fee will be tacked onto the end of the loan --thus lengthening your loan.
also contact the national forecloure hotline 1-888-995-4673 ---this was set up for people just like you in this situation.
also -i agree - attempt to either consolidate your other bills or contact each creditor and try to arrange lower payments.
most important - stay in touch with your mortgage company---try not to let it go into default.
good luck :) |
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achievablemortgages
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Contact a Bankruptcy Attorney to discuss your options. Once you get over the pride factor of giving in to this, you'll realize that this may be your best solution. At this point, you can't do it alone.
Good luck. |
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peaches6
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You might consider consolidating your bills or filing for bankruptcy. |
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mr. y
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welcome to the American dream.you and most of the country want to know what to do.well do what some have then fake a disability collect and live in a fixed income housing spending your disability check on booze and drugs blaming things on the government. |
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