 W/O a written contract can a landlord hold your deposit if nothing wrong when you move out? |
| After living in a basement apt for two weeks we find out the landlord(lives upstairs)grows pot in back yard, and smokes it. We both work at a no nonsense job, where we could be terminated for ... |
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 Did the landlord just trick my mom? ? |
Have you ever heard of a 1 Year lease lasting only 6 months?
Well this is the story .. the landlord renewed the lease 11-21-08 .. he had pre-dated it for 07-01-08 and she signed it .. i ... |
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 If i own landlocked property and cant get on the property can i make the government buy it? |
| i own 12 acares of land. there is a driveway that connects to the land but it is emenent domain property my deed says i have no easement unless the property owner next to me will grant me easement ... |
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 Interested in donating a mobile home to hurricane Katrina people what agencies or group do I contact ? |
| 16x80 3 bed 1 bath needs some TLC and repairmust be moved, transportation costs are extra. located in SE Nebraska ,near Lincoln.... |
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 What percentage of your take home pay would/do you spend on your mortgage? |
| I am a first time buyer in London, and am wondering what percentage of take home pay other home owners (not necessarily in London) spend on their mortgage payments on a monthly basis (repayment and ... |
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 When i signed up for a mortgage, i said i would be living in the house...? |
| I never intended on moving in. Now the house is behind in payments and someone said they might investigate whether or not i lived there. If they determined i never lived there, i'd be in ... |
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 Is it legal for aperson 2 harrass you at work for an unpay bill? |
| Lets say, the Landlord did not fix the heat, Does that cancel your contract? Can you move out of the house inmeadiatly without running the chance he keeps your deposit. The landlord calls your boss ... |
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 Is it worth it to have a home inspection done if the house isn't even 5 years old? |
| The house isn't even 5 years old... Is there even that many problems it could have? Also, the home comes with a 1 year warranty.. Is it worth the money to have one done? What's the ... |
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 What happens when you are moving and cannot get a hold of your landlord.? |
We are on a month-to-month lease (starting from the 1st of each month.)
We have been trying since 2 weeks ago to let the landlord know we would be leaving February 15th. We have had no replies ... |
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| How much to closing costs run on a townhome? |
| we just got our contract signed and we close on the 31st of july. how much should we bring to the table for the closing costs?... |
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 Should I pay my house off or not? |
| My house is almost paid for. I have always heard you should not pay it off then there are others who say yes, pay it off. What are the advanges of paying it off or advanges of keeping some kind of ... |
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 Can my landlord really charge me for that?!? |
| We just had $500 deducted from our security deposit! We lived in our duplex for 1 year. We are EXTREMELY clean people. We did not have the carpets "professionally" cleaned upon move out, ... |
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 Which real estate agent is correct? Who can represent me? |
| I 1st talked to the builder's agent then got my own. Now builders agent says I can't have my own agent b/c I talked to him 1st. My agent says this is against the law/rules and that I have ... |
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 I finally got an offer on my house, but it is too low. What do I do? |
| My home has been on the market for over 2 months and I finally got an offer. The "buyer" has no problem with the price, but It is her father (the accountant) that does. Our list price is $... |
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 How do we get our landlord to let us do improvements to our house? |
| We've been living in this house for about 2 months now, and it's really old. There's mold in one bedroom, and nasty carpet in the other. Now all we use those rooms for is storage, and ... |
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 Can you live in Maidstone and work in London? |
| I heard that the house prices in Maidstone, Kent are reasonably cheaper than in London. Is it feasible to live in Maidstone and commute to central London to work? Is it a good option?... |
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Jennifer O | Buy or lease a new car? |
I currently have a 99 Accord with 129,800 miles on it. I am looking for a new car but I don't know whether I should lease or buy. Economic times are rough and I would be taking out a loan. My father told me to buy a car and payments won't be so tight. But If I lease I can make monthly payments and am not bound to one car for the rest of my life. I am looking to get a Honda civic or Toyota Corolla. Someone give me advice and help me make this decision. (I get paid bi weekly and make about $900 a check. Don't have any major credit card debt, except my husbands $2,000. I pay 535 a month for daycare. I live within my means) Thank for the advice. |
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Tim
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If you lease, you are bound to the lease payments for the length of the lease. You do not own the car, you are basically renting the car until the end of the lease, then you can buy it.
I would buy, you then own something and with the special incentives you can get just about 0.00% interest. |
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Kerry G
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I use to work in finance at a dealership. Unless you can write off the car payments on your taxes then buy. Leasing is better for business expenditures. The common misconception is that you are bound to 1 car, remedy, trade in. Even if you get hosed on the trade in you'll be better off then how hosed you are going to get on the lease. I now work for an insurance company, you have to carry higher limits on your insurance policy when you lease a car verse own, that made a huge difference in my premium. Do all the calculations = finance a car verse lease. Listen to your father! |
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phifer9807
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I normally would say buy buy buy. However I think prices are still going to go lower on cars. EXCEPT the ones you are looking at.. The Civic especially is very popular right now. However the Civic and Toyota Corolla are very reliable cars...If buying I would look at used cars. My cousin just got a 2006 Subaru for $12,000 less than a new Subaru and it only had 27,000 miles. The car will likely go for years. It looks like new and still has a warranty for awhile. You may look at Hyundi They had an awful record at first, but now it is really good. Looks of Leasing agency have the small sedan and it is very good with gas mileage. Look in to buying a leased car. They typically have good maintenance records such as oil change which is just about the most important thing on a newer car.. Get a 2-3 year of Hyundi with regular oil changes and you should be in good shape for years, plus balance of a 100k warranty. .
If you lease. Check your typical mileage. If you drive over 10K a year, I would buy. If you drive less it may work out. If you drive more forget it. The extra miles are too expensive. |
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v b
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The classic advice:
1. Pay cash. I don't think this will work for you.
2. Buy the car, but the loan should be for no longer than 3 years.
3. Go used if you can't do either 1 or 2 above.
Leasing is merely a nice word for expensive rental. You do not buy the car, but rent it at high prices from a dealer. The dealer, using very conservative numbers, estimates what the car will be worth at the end of the lease. He then rents you the car for the length of the lease at very high interest rates. He hopes that you will think it's a great deal. |
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Ed Atun
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The 2 problems with the lease just won't go away. If you drive more than 12,000 miles per year, you will owe a huge amount for the extra miles. The dealer gets to decide if your car is clean or not when the lease is up; and can charge you whatever they want to restore it.
The leases are always tempting but buying is the better money decision.. |
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Bubbles
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Buy- renting is always money out the window. |
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Kelly J
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I would go for a lease. A car is a bad investment. They depreciate in value. With a lease, you can trade up for a different one later on, so you don't have to worry about having an outdated car forever. If you are looking to finish paying off a car and are not concerned about staying "modern", then buy one, pay it off, and you don't have to worry about monthly car payments ever again.... or until your used car breaks down.
Also if you know how much you drive and it is less than 12K Miles per year then you should lease. But if you think you will drive a lot more or cannot reasonably predict your future travel miles, then be careful ok?
You don't want to go over and get charged extra lease fees for excess milage.
Those are pretty important things to consider. There are websites like http://www.carleasedepot.com that help you tranfer out of your car lease early if you have sudden life changes. I hope I helped you and if you need more advice check the blog link below and the lease guide link that I found on Car Lease Depot.
Take care & good luck :)
Kelly |
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Thin Ice
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Leasing is stupid unless you are rich and never want to own a car.
Just buy it. At the still low interest rates you can get right now it is the way to go.
The gas mileage on the new Corolla's is terrible for the size. Stick with the Civic or a Nissan Sentra.
Check out www.gunnauto.com for a great deal
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Mark C
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Buy then you have something to trade in , leases are getting more and more scarce. |
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HEATHER
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Buy a car that is about 2 years old that has taken the hit on most of the depreciation already. |
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Raybay
 |
Leasing only makes sense if you are one of those people who have to have the newest toys on the block (sounds like, thankfull, you are not one).
When you finish paying the car loan, it's yours- no more payments, only repairs. Right now, there are terrific deals for car buyers, including low APR and cash back.
Once your lease is up, you lose the down payment (usually require at least 2K down at signing) and then you have to meet all their criteria in car cleanliness, car upkeep, and mileage. If for any reason they think you didn't follow the lease, they charge you even more (got a scratch or a stain? They'll charge you for that.) Then on top of that, you're out of a car and have to buy another or lease again.
Buying is usually a lower monthly payment than leasing as well. |
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cknoce
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What are your driving habits? More than 12,000-15,000 miles per year and you are better off buying. The "over mileage" fees will kill you when you turn it in. I always suggest buying for individuals...for companies...I would say lease as your want your business car always looking new and modern.
Actually, if your Honda is driving fine, I would keep it and drive it until the wheels fall off. Let's say you buy the cheapest car out there...about $10,000. That's roughly a $200 per month payment for the next 5 yrs. You could put that $200 per month into a high yield savings account and use that for any repairs on your Honda. 129,000 on Honda is not a lot. They are typically great cars. |
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